---
title: "275 Water Street Co-ops for Sale in Manhattan | Buyer Savings"
description: "View active listings, prices, and amenities at 275 Water Street, located at 275 Water Street, New York, NY 10038 in Manhattan. Buy a co-op with Buyer Advantage savings."
url: "https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/275-water-street"
source: "Real Estate Rebate Team"
---

# 275 Water Street

275 Water Street, New York, NY 10038

Financial District · Stock Cooperative · Built 1906

## At a Glance

- **Active Units**: 1 Unit
- **Starting Price**: $2,500,000
- **Property Type**: Stock Cooperative
- **Year Built**: 1906

## Illustrative Buyer Savings

**$37,500 at Closing**

Illustrative, based on a 3% buyer-broker commission on the highest-priced available residence. Régis shares 50% of the buyer-side commission actually received, so your figure follows the commission offered on your transaction.

Work with Régis before touring or submitting an offer to understand the building, evaluate pricing, and preserve eligible Buyer Advantage opportunities.

**Régis Roumila** — Principal Broker · NY & NJ. Private buyer representation for luxury resale and new development purchases. Verified Member: REBNY · NAR. NYDOS LIC#: 10491211335.

[Speak with Régis](mailto:info@real-estate-rebate.com?subject=Inquiry%3A%20275%20Water%20Street) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)

## Key Building Details

- **Year Built**: 1906
- **Stories / Floors**: 8
- **Neighborhood**: Financial District
- **Active Listings**: 1 unit

## Building Amenities

- Wall Unit(s)
- Central
- Building Washer Dryer Install Allowed
- Common On Floor
- Common Area
- In Unit
- Built-in Features
- High Ceilings
- Walk-In Closet(s)
- Dishwasher
- City
- River
- Pets: Building No
- Pets: No

## Active Residence at 275 Water Street

1 Active Residence

Buyer Advantage figures shown on these residences are illustrative, based on a 3% buyer-broker commission. Régis shares 50% of the buyer-side commission actually received on the transaction, so the figure follows the commission offered on the listing you buy. [How the Buyer Commission Share works](https://realestaterebatesnewyork.com/buyer-advantage)

| Residence | Type | Beds | Baths | Size | Price | Status | Estimated Buyer Advantage | Courtesy of |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [275 Water Street #5/6](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/275-water-street-6-56-ny-10038) | Stock Cooperative | 3 | 2.5 | 3,121 ft² | $2,500,000 | Closed | $37,500* | Compass |

> This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.

## Sales History for 275 Water Street

5 closings in this building. Prices are the consideration recorded on the deed with the City of New York wherever it has been filed.

| Unit # | Beds | Baths | Size | Closing Price | Price / Ft² | Asking Price | Sold On |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 5/6 | 3 | 2.5 | 3,121 | $2,500,000 (-8.3%) | $801 | $2,725,000 | Aug 14, 2026 |
| 3 FL | 5 | 3 | 3,000 | $2,400,000 (-10.9%) | $800 | $2,695,000 | May 29, 2015 |
| 2 | — | — | — | $2,400,000 — Public record | — | — | May 29, 2015 |
| 8 | — | — | — | $1,700,000 — Public record | — | — | Apr 25, 2013 |
| 5/6 | 3 | 2.5 | 3,000 | $2,200,000 | $733 | — | Mar 31, 2013 |

Public record marks a price taken from the deed filed with the City of New York. Rows without it show the price reported to the listing service, which is what is available until the deed is recorded, typically about two weeks after closing.

The percentage beside a closing price is the sale measured against the original asking price. Rows with no asking price are sales with no listing behind them. Those are sponsor and off-market transfers taken from the public record.

> This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.

## Property Tax History

Property taxes for the co-op corporation at 275 Water Street were $192,151 in 2026, up 7.7% from 2025.

These figures are for the entire building across all 6 apartments, not for this apartment. A co-op is a single tax lot: the corporation pays one property tax bill and recovers it through shareholders’ monthly maintenance. There is no separate tax bill for an individual unit.

| Year | Tax Assessment | Land | Additions | Billable Value | Property Tax | Tax Rate |
| --- | --- | --- | --- | --- | --- | --- |
| 2026 (FY 2026/27) | $3,657,600 | $922,500 | $2,735,100 | $1,537,205 | $192,151 | 12.5% (estimated) |
| 2025 (FY 2025/26) | $3,469,050 | $922,500 | $2,546,550 | $1,427,303 | $178,413 | 12.5% (estimated) |
| 2024 (FY 2024/25) | $3,252,150 | $922,500 | $2,329,650 | $1,345,804 | $168,226 | 12.5% |
| 2023 (FY 2023/24) | $2,991,150 | $922,500 | $2,068,650 | $1,196,562 | $149,594 | 12.502% |
| 2022 (FY 2022/23) | $3,240,450 | $922,500 | $2,317,950 | $1,196,562 | $79,826 after $66,956 abatement | 12.267% |
| 2021 (FY 2021/22) | $2,589,300 | $922,500 | $1,666,800 | $1,141,297 | $51,209 after $88,128 abatement | 12.235% |
| 2020 (FY 2020/21) | $2,574,450 | $922,500 | $1,651,950 | $1,056,757 | $129,339 | 12.267% |
| 2019 (FY 2019/20) | $2,391,480 | $922,500 | $1,468,980 | $994,065 | $123,699 | 12.473% |
| 2018 (FY 2018/19) | $920,432 | — | — | $920,432 | $116,085 | 12.612% |
| 2017 (FY 2017/18) | $920,432 | — | — | $920,432 | $117,070 | 12.719% |
| 2016 (FY 2016/17) | $877,921 | — | — | $877,921 | $113,182 | 12.892% |
| 2015 (FY 2015/16) | $812,890 | — | — | $812,890 | $104,725 | 12.883% |
| 2014 (FY 2014/15) | $764,666 | — | — | $764,666 | $98,298 | 12.855% |
| 2013 (FY 2013/14) | $708,025 | — | — | $708,025 | $93,070 | 13.145% |
| 2012 (FY 2012/13) | $708,025 | — | — | $708,025 | $93,325 | 13.181% |
| 2011 (FY 2011/12) | $675,324 | — | — | $675,324 | $90,716 | 13.433% |
| 2010 (FY 2010/11) | $625,300 | — | — | $625,300 | $83,496 | 13.353% |

The City has not published the official FY2026/27 and FY2025/26 tax rates yet. We calculated the tax for those years using the prior year’s rate, so treat them as an estimate rather than a figure the City has adopted. Every rate without the Estimated marker is the published one.

Tax Assessment is the assessed value on the City’s roll, and it is the figure other listing sites publish. It is not what the bill is calculated on. New York phases assessment changes in gradually for some tax classes, so the City bills the Billable Value shown beside it, less any exemption the owner holds. It usually trails the assessment, and it can sit above it for a few years after an assessment falls.

Where an abatement applies, Property Tax is the amount owed after it. Abatements are granted to the property and do not necessarily transfer to a new owner.

Figures are the New York City Department of Finance assessment roll for tax lot 1001070049. Assessed and billable values are determined by the City for tax purposes and are not an appraisal or an estimate of market value. Tax classes and rates are set annually and can change.

[How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology)

## What to Review Before Buying in 275 Water Street

Purchasing real estate in New York City or New Jersey goes beyond the apartment itself. To secure your asset and investment equity, we systematically analyze building structures, financials, board packages, and commission sharing arrangements.

1. **Building Quality** — Review construction, finishes, amenities, management, service level, and long-term resale value.
2. **Monthly Costs** — Understand common charges, property taxes, assessments, and the full carrying-cost picture.
3. **Transaction Strategy** — Evaluate pricing, sponsor terms, closing costs, negotiation leverage, and eligible Buyer Advantage opportunities before committing.

## Location & Neighborhood

275 Water Street, New York, NY 10038

### Financial District

The Financial District (FiDi) is where New York began. Narrow, winding colonial streets meet soaring glass skyscrapers. Office-to-residential conversions are the norm. High ceilngs, thick walls, and modern amenities in historic buildings. Fast-paced by day, quieter by night (though changing). Stone Street offers a lively cobblestone drinking scene. The best connective tissue in NYC. Fulton Center and WTC Oculus connect virtually every subway line and PATH. The Battery offers waterfront green space. Eataly, iPic Theater, and South Street Seaport provide leisure. Best for Wall Street workers, efficiency lovers, and those wanting luxury value.

- [Financial District Guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district)
- [Browse Financial District Residences](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/financial-district-manhattan)
- [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods)

## Frequently Asked Questions

### What should I review before buying at 275 Water Street?

Before making an offer, review the building quality, current inventory, comparable sales, monthly carrying costs, sponsor terms, closing costs, and eligible Buyer Advantage opportunities.

### Can the Buyer Advantage apply to listings in this building?

Yes. Eligible listings may offer an Estimated Buyer Advantage depending on the listing, commission structure, buyer agreement, lender approval, and final closing terms.

### Are building costs different for condos and co-ops?

Yes. Condominiums typically have separate common charges and property taxes. Cooperatives usually have monthly maintenance, which may include building expenses, property taxes, and any underlying mortgage costs.

### Should I speak with a buyer broker before touring?

Yes. Speaking with a buyer broker before touring helps protect your representation, evaluate pricing, and preserve eligible Buyer Advantage opportunities where available.

Have questions about 275 Water Street? [Speak with Régis before you tour.](mailto:info@real-estate-rebate.com)

## Considering a Residence at 275 Water Street?

Speak with Régis before you tour, negotiate, or submit an offer. Receive private buyer-side guidance, pricing context, and eligible Buyer Advantage opportunities where available.

[Schedule a private consultation](https://realestaterebatesnewyork.com/contact) · [All buildings](https://realestaterebatesnewyork.com/buildings)