--- title: "140 BAY Street, JC, Downtown, NJ 07302" description: "140 BAY Street, JC, Downtown, NJ 07302 — JC, Downtown, Hudson, NJ. Listing Price $325000. 1 bed, 2 bath, 1,050 sqft Illustrative Buyer Commission Share of $4,875 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newjersey/jc-downtown/07302/140-bay-street-nj-07302" source: "Real Estate Rebate Team" status: "ACTIVE" --- # 140 BAY Street, JC, Downtown, NJ 07302 JC, Downtown, Hudson, NJ Courtesy of COLDWELL BANKER REALTY ## At a Glance - **Listing Price**: $325000 - **Beds**: 1 - **Total Baths**: 2 - **Sqft**: 1,050 - **Monthly Taxes**: $540 / mo - **Price per Sqft**: $310 - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $325,000 - **Illustrative Buyer Commission Share**: -$4,875* - **Illustrative Net Cost**: $320,125 *Illustrative Buyer Savings of $4,875 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a2433c41-39b7-4cdc-9730-f9ae95ec2b76.JPG) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/e2058bac-a2fb-4f3b-a895-6b0ae3841bd7.JPG) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2bdbcd18-41c4-4260-9097-565193d8f736.JPG) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/54cabfd3-9420-48ab-90a2-190396da2ff2.JPG) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/e47d06f4-262f-45ca-a158-c38f356b4c5f.JPG) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a216f1c5-ffb7-4fd2-adaa-309e54c8bc0a.JPG) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ddb0ceb0-e137-4ce5-b1db-a2f257d76c83.JPG) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c72522c7-9a64-4bbc-8afa-59c628cd14a6.JPG) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/beefe9e4-4ffb-4b71-be3c-6a7c9486902e.JPG) ![140 BAY Street, JC, Downtown, NJ 07302 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ad3f2b37-471a-4fbd-aa9a-73c164ba4bca.JPG) ## Property Overview This Studio Loft is for sale as a work/live affordable housing unit. Artist must be approved by the Jersey City Planning Board. Available for owner occupants only, and this unit cannot be rented after purchase. Located in the vibrant Powerhouse Arts District of Downtown Jersey City, this spacious studio with separate bedroom/office boasts high ceilings, concrete flooring, central air, and an open-concept layout. This is a blank canvas for your creative vision. With large South-facing windows, natural light floods the space, and highlighting its raw industrial charm. This beauty is in need of renovations, making it a perfect opportunity to customize your dream loft. Enjoy the convenience of a package room and a shared rooftop deck with breathtaking views. Ideally situated near shopping, dining, top-rated schools, and multiple transit options, your travel options are unlimited. The waterfront is a stroll away, offering scenic walks and stunning skyline views. Don't miss this rare chance to create your ideal urban retreat in one of Jersey City’s most dynamic neighborhoods! Schedule a viewing today. ## Property Details - **Property Type**: Condominium - **Beds**: 1 - **Total Baths**: 2 - **Sqft**: 1,050 sqft - **Stories**: 3 - **Price per Sqft**: $310 - **Monthly Taxes**: $540 / mo - **Listed On**: Oct 9, 2025 - **Days on Market**: 338 Days ### Residence Features - A/C Central - Gas on Gas - Dishwasher - Washer/Dryer - Brick - Loft - Other See Remarks ### Building Amenities - Water ## Estimated Monthly Payment **$2,183 / month**, assuming a 20% down payment ($65,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $1,643 - **Property Taxes**: $540 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Jersey City Overview of Jersey City [Explore Jersey City](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/jersey-city) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ## Related Links - [Jersey City neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/jersey-city) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.