---
title: "655 Charles Street, Perth Amboy, NJ 08861"
description: "655 Charles Street, Perth Amboy, NJ 08861 — Multi Family Home in Perth Amboy, Perth Amboy, NJ. Listing Price $550,000. Studio bed, 1,584 sqft Illustrative Buyer Commission Share of $8,250 at closing, based on a 3% buyer-broker commission."
url: "https://realestaterebatesnewyork.com/buy/newjersey/perth-amboy/08861/655-charles-street-nj-08861"
source: "Real Estate Rebate Team"
status: "Active"
---

# 655 Charles Street, Perth Amboy, NJ 08861

Multi Family Home in Perth Amboy, Perth Amboy, NJ

Courtesy of SIGNATURE REALTY NJ

## At a Glance

- **Listing Price**: $550,000
- **Beds**: Studio
- **Baths**: 0
- **Sqft**: 1,584
- **Monthly Taxes**: $593 / mo
- **Price per Sqft**: $347
- **Brokerage Fee**: Share Eligible

## The Private Brokerage Advantage

As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction.

- **Contract Purchase Price**: $550,000
- **Illustrative Buyer Commission Share**: -$8,250*
- **Illustrative Net Cost**: $541,750

*Illustrative Buyer Savings of $8,250 — 50% of a 3% buyer-broker commission, shared at closing.*

[Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)

## Property Overview

**Charming Multi-Family Gem in Downtown Perth Amboy - Your Next Investment Awaits!**    Discover an incredible opportunity to own a multi-family residence in the vibrant heart of Downtown Perth Amboy! This well-maintained property features two spacious units, both currently occupied and generating incomemaking it a dream investment for savvy buyers.     Enjoy the benefits of low taxes and separate gas and electric meters, providing ease of management and potential for increased cash flow. Each unit boasts a cozy Family Room/Den, perfect for use as an additional bedroom or a relaxing retreat.    The property also includes a large storage shed in the back and a fully fenced yard, offering plenty of outdoor space for tenants to enjoy. Commuters will appreciate the convenience of being just 6 minutes from the Perth Amboy Train Station, with direct trains to NYC for an easy commute.    This property is being sold AS-IS, providing you with a fantastic canvas to make it your own or continue as a successful rental. For showings, please reach out to the agent to coordinate with the tenants.    Don't miss out on this exceptional investment opportunityschedule your showing today and take the first step toward owning this delightful multi-family home!

## Property Details

- **Property Type**: 2 Family
- **Rooms**: 8
- **Sqft**: 1,584 sqft
- **Stories**: 2
- **Year Built**: 1939
- **Price per Sqft**: $347
- **Monthly Taxes**: $593 / mo
- **Listed On**: May 13, 2026
- **Days on Market**: 122 Days

### Residence Features

- A/C Wall Unit(s),A/C Window Unit(s)
- Baseboard
- Radiant
- Water Heater(Gas)
- Water Heater
- Unit 1(Range/Oven,Refrigerator)
- Unit 2(Range/Oven,Refrigerator)
- Partial
- Utility Room
- On Street
- Patio
- Unit 1(1 Bedroom,Kitchen,1 Bath,Living Room,Den/Family Room)
- Unit 2(1 Bedroom,Kitchen,1 Bath,Living Room,Den/Family Room)
- Near Public Transit
- Asphalt
- Patio
- Electricity Connected
- Natural Gas Connected
- Natural Gas
- Public
- Public Sewer
- Unit 1 Accessibility Features
- Unit 2 Accessibility Features

### Building Amenities

- Unit 1 Owner Pays(Electric,Fuel,Gas)
- Unit 2 Owner Pays(Electric,Fuel,Gas)

## Estimated Monthly Payment

**$3,374 / month**, assuming a 20% down payment ($110,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three.

- **Principal & Interest**: $2,781
- **Property Taxes**: $593

Estimates only. Actual payments may vary. Confirm terms with your lender.

## Perth Amboy City

Explore more real estate and insights about Perth Amboy City.

[Explore Perth Amboy City](https://realestaterebatesnewyork.com/neighborhoods/nj/middlesex/perth-amboy-city) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods)

## Related Links

- [Perth Amboy City neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/nj/middlesex/perth-amboy-city)
- [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)
- [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact)

---

> Listing data is provided in part from the Internet Listing Display (ILD) database of the All Jersey Multiple Listing System, Inc. (AJMLS). Listings held by brokerage firms other than the site owner are identified accordingly. AJMLS does not warrant the accuracy, quality, reliability, completeness, or usefulness of the information provided. Data is for consumers’ personal, non-commercial use only and may be used solely to identify properties consumers may be interested in purchasing or renting. © 2026 All Jersey Multiple Listing System, Inc. All rights reserved.

> All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.