--- title: "409 Hancock Street, Plainfield Terrace, NJ 07080" description: "409 Hancock Street, Plainfield Terrace, NJ 07080 — Single Family House in Plainfield Terrace, South Plainfield, NJ. Listing Price $644,999. 4 bed, 5 bath Illustrative Buyer Commission Share of $9,675 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newjersey/south-plainfield/07080/409-hancock-street-nj-07080" source: "Real Estate Rebate Team" dateModified: "2026-09-16T17:26:58.965Z" status: "Active" --- # 409 Hancock Street, Plainfield Terrace, NJ 07080 Single Family House in Plainfield Terrace, South Plainfield, NJ Courtesy of COLDWELL BANKER REALTY Last updated: September 16, 2026, 1:26 PM ## At a Glance - **Listing Price**: $644,999 - **Beds**: 4 - **Total Baths**: 5 - **Monthly Taxes**: $929 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $644,999 - **Illustrative Buyer Commission Share**: -$9,675* - **Illustrative Net Cost**: $635,324 *Illustrative Buyer Savings of $9,675 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/1e10a0e7-b73a-4055-b95d-ebb917f6d64c.jpg) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c376d474-34b5-4562-8af4-a026df84ea58.jpg) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a97cddfd-419d-4b80-9677-62f422eb0bb0.jpg) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9e156496-99a5-45ea-9b39-9f60edc0c355.jpg) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/90d1ca65-ce1f-4650-a9fb-dd506ee9ee23.jpg) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/4ce24a66-2987-4f82-9e0f-9dfbb8fadd72.jpg) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c4020037-d67b-4768-90b5-c38c6d8abd9d.jpg) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/72652600-b3bb-43e8-ad3e-477571b2db2e.jpg) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ac60f64c-6c75-43f9-b85a-d7d86bc5ea8d.jpg) ![409 Hancock Street, Plainfield Terrace, NJ 07080 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/13f73536-1f8f-456b-b177-7cfe0b0df605.jpg) ## Property Overview Welcome to 409 Hancock St! This beautifully remodeled in 2022 home offers 4 bedrooms, 4.5 bathrooms, and a fully finished basement with its own private entrance. The first floor features spacious living and dining areas, a modern kitchen, a convenient powder room, and a first-floor bedroom with a full bath ideal for guests or multigenerational living. Upstairs, you'll find two generously sized bedrooms, each with its own en-suite bathroom. The finished basement provides additional living space, a fourth bedroom, and a full bath, offering excellent flexibility for extended living, recreation, or a home office. Hardwood floors run throughout the home, and every bedroom includes a spacious closet with ample storage. The kitchen opens to a deck overlooking the enclosed backyard, perfect for entertaining or relaxing outdoors. Conveniently located near shopping, Roosevelt Elementary School, major highways including I-287, and other everyday amenities. ## Property Details - **Property Type**: Single Family Residence - **Beds**: 4 - **Total Baths**: 5 - **Rooms**: 6 - **Stories**: 2 - **Year Built**: 1924 - **Monthly Taxes**: $929 / mo - **Listed On**: Jul 18, 2026 - **Days on Market**: 61 Days ### Residence Features - Central Air - Ceiling Fan(s) - Forced Air - Dishwasher - Dryer - Gas Range/Oven - Exhaust Fan - Microwave - Refrigerator - Range - Washer - Gas Water Heater - Ceramic Tile - Wood - Finished - Bath Full - Bedroom - Daylight - Exterior Entry - Recreation Room - Storage Space - Interior Entry - Laundry Facilities - 1 Car Width - 3 Cars Deep - Asphalt - Garage - Attached - Built-In Garage - Detached - Off Site - Driveway - Paved - Open Porch(es) - Curbs - Deck - Enclosed Porch(es) - Sidewalk - Fencing/Wall - Yard - Blinds - 1 Bedroom - Laundry Room - Bath Full - Storage - Family Room - Utility Room - Kitchen - Bath Half - Living Room - Dining Room - 2 Bedrooms - Bath Second - Blinds - Fencing/Wall - Level - Asphalt - Cape Cod - Custom Home - Porch - Deck - Enclosed - Underground Utilities - Natural Gas - Public - Public Sewer - Granite/Corian Countertops - Not Eat-in Kitchen - Separate Dining Area - Galley Type - Living Dining Combo - Stall Shower and Tub - 1st Floor - Full Bath - Walk-In Closet(s) ### Building Amenities - Curbs - Sidewalks ## Estimated Monthly Payment **$4,191 / month**, assuming a 20% down payment ($129,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $3,261 - **Property Taxes**: $929 Estimates only. Actual payments may vary. Confirm terms with your lender. ## South Plainfield Borough Explore more real estate and insights about South Plainfield Borough. [Explore South Plainfield Borough](https://realestaterebatesnewyork.com/neighborhoods/nj/middlesex/south-plainfield-borough) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ## Related Links - [South Plainfield Borough neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/nj/middlesex/south-plainfield-borough) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > Listing data is provided in part from the Internet Listing Display (ILD) database of the All Jersey Multiple Listing System, Inc. (AJMLS). Listings held by brokerage firms other than the site owner are identified accordingly. AJMLS does not warrant the accuracy, quality, reliability, completeness, or usefulness of the information provided. Data is for consumers’ personal, non-commercial use only and may be used solely to identify properties consumers may be interested in purchasing or renting. © 2026 All Jersey Multiple Listing System, Inc. All rights reserved. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.