--- title: "228 Totowa, Totowa, NJ 07512" description: "228 Totowa, Totowa, NJ 07512 — Totowa, PASSAIC, NJ. Listing Price $549000. 3 bed, 3 bath Illustrative Buyer Commission Share of $8,235 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newjersey/totowa/07512/228-totowa-nj-07512" source: "Real Estate Rebate Team" status: "Active" --- # 228 Totowa, Totowa, NJ 07512 Totowa, PASSAIC, NJ Courtesy of Prominent Properties Sotheby's International Realty-Montclair ## At a Glance - **Listing Price**: $549000 - **Beds**: 3 - **Total Baths**: 3 - **Monthly Taxes**: $600 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $549,000 - **Illustrative Buyer Commission Share**: -$8,235* - **Illustrative Net Cost**: $540,765 *Illustrative Buyer Savings of $8,235 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![228 Totowa, Totowa, NJ 07512 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ee0833ea-333c-48af-b37d-82fe6a1e6d53.JPG) ![228 Totowa, Totowa, NJ 07512 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/1ef252d3-d98f-48f6-9048-691d71389a1b.JPG) ![228 Totowa, Totowa, NJ 07512 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c3498faa-9d50-4da2-96d5-8e28c6fc5d57.JPG) ![228 Totowa, Totowa, NJ 07512 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/d7955adb-4218-4abd-aaa7-86e274a5f069.JPG) ![228 Totowa, Totowa, NJ 07512 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2f27401c-6e32-4aa9-8b86-131f277c5016.JPG) ![228 Totowa, Totowa, NJ 07512 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/78159b09-b70a-4173-84e4-fe8261744a32.JPG) ![228 Totowa, Totowa, NJ 07512 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9d408301-3be2-4fbc-b6ae-1fa9277ef5fc.JPG) ![228 Totowa, Totowa, NJ 07512 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/d0aec2a7-2ed9-4bf2-86f8-05886a01e4ac.JPG) ![228 Totowa, Totowa, NJ 07512 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/37a2ea31-4319-47cf-9da7-b49c502f5276.JPG) ![228 Totowa, Totowa, NJ 07512 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/40a072c7-c1e1-40b6-9055-194c5db3e66f.JPG) ## Property Overview Beautiful 3-bedroom home with 1 full and 2 half baths located in Totowa. Don't miss this move-in-ready opportunity! The home welcomes you with a bright, inviting and spacious living room filled with natural light. From the living room, the first floor flows seamlessly into a formal dining room adjacent to the kitchen, perfect for everyday living and entertaining. The first level also includes a recently updated half bath and a convenient pantry. The second floor offers three comfortable bedrooms and a full bathroom. The partially finished basement provides additional living space, ideal for relaxing, watching your favorite shows, or doing laundry, and includes a half bath and utility room. Notable updates include a newer hot water heater (2021) and electrical panel (2021). A walk-up attic features a fully finished space with a generously sized room and closet, offering flexible use as an office, playroom, or bonus room. A one-car garage completes this lovely home, which is conveniently located near public transportation, major highways, and shopping. ## Property Details - **Property Type**: Colonial - **Beds**: 3 - **Total Baths**: 3 - **Monthly Taxes**: $600 / mo - **Listed On**: Jan 14, 2026 - **Days on Market**: 242 Days ### Residence Features - Wall A/C - Win/AC - Gas - Radiators - Detached - Vinyl - Prt Finished - Close/Parks - Close/School - Close/Shopg - Close/Trans - Close/Wrshp - Regular ## Estimated Monthly Payment **$3,376 / month**, assuming a 20% down payment ($109,800), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $2,776 - **Property Taxes**: $600 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Totowa Borough Explore more real estate and insights about Totowa Borough. [Explore Totowa Borough](https://realestaterebatesnewyork.com/neighborhoods/nj/passaic/totowa-borough) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ## Related Links - [Totowa Borough neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/nj/passaic/totowa-borough) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than RLS Data display by Real Estate Rebate Team LLC. are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.