--- title: "NYC Condos for Sale" description: "3,738 condos for sale across Manhattan, Brooklyn and Queens. Buyer Commission Share at closing." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/condos-for-sale" source: "Real Estate Rebate Team" --- Real Estate Rebate Team Licensed Broker NY & NJ · License: 10491211335 New York City · Condominiums # NYC Condos for Sale **3,738 condominiums** are for sale across **Manhattan, Brooklyn and Queens**. That is the condominium median on its own. A citywide apartment price that blends condos with co-ops lands far below it, which is why one number for New York apartments tells you almost nothing when the real decision is which of the two you are buying. ## Showing 3,738 condos for sale in New York City · Inventory updated 12 September 2026 SORT: NEWEST ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ### Buyer Advantage Est. ## What New York City condos are asking, and what is closing ### New York City housing market Active listingsi3,738 #### Recently sold Median sold pricei$1,485,000 Sale-to-list ratioi97.6% Sold below aski62% Median sold price per sq fti$1,440 Based on closed RLS sales in the last 12 months; arrows compare with the prior 12. ## Buildings with the most condos for sale [### 53W53 21 listings for sale](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/53w53)[### Waldorf Astoria Residences New York 19 listings for sale](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/waldorf-astoria-residences-new-york)[### The Greenwich By Rafael Viñoly 17 listings for sale](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-greenwich-by-rafael-vi-oly)[### 720 West End 17 listings for sale](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/720-west-end)[### One Domino Square 16 listings for sale](https://realestaterebatesnewyork.com/buildings/new-york-city/brooklyn/one-domino-square)[### One High Line 16 listings for sale](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/one-high-line)[### 330 East 38th Street 14 listings for sale](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/330-east-38th-street)[### 21-11 31st Street 13 listings for sale](https://realestaterebatesnewyork.com/buildings/new-york-city/queens/21-11-31st-street) ## What you are actually choosing when you buy a condo A condominium is real property. You take a deed, you close, and the board's right of first refusal is almost never exercised. A co-op is shares in a corporation with a proprietary lease, which is why it arrives with a board interview, a financial review, a minimum down payment and, often, a limit on subletting. That difference is worth more than any amenity list: it decides how fast you can buy, whether you can rent the apartment out, and how easily you can sell it again. It is also why the two should never be averaged together. The median here is across 3,738 condominiums. Citywide apartment medians quoted near seven hundred thousand dollars are describing a market dominated by co-ops, and a buyer who budgets from that number and then shops for condos will be disappointed by every listing they open. The inventory behind this page last changed on 12 September 2026. ## Common questions about buying a condo in New York City ### What is the average price of a condo in NYC? The median asking price across the 3,738 condominiums listed here is . Be careful with citywide apartment figures quoted around seven hundred thousand dollars: that is roughly where New York co-ops sit, not condos, and blending the two produces a number that describes neither. This page is condominiums only. It is also asking rather than closing, and the two are different figures. ### Should I buy a condo or a co-op in New York City? Condos cost meaningfully more per square foot, and what you are paying for is the absence of friction. A condo is real property: you take a deed, you close, and the board's right of first refusal is almost never exercised. A co-op is shares in a corporation, so a board interviews you, reads your finances, usually sets a minimum down payment and can decline you without giving a reason. Co-ops also restrict subletting and often charge a flip tax on the way out. If you need to close quickly, expect to rent the apartment out, or are buying through a trust or a foreign entity, the condo premium is usually money well spent. If none of that applies, the co-op discount is real and the co-op list is worth reading alongside this one. ### Is it worth buying a condo in NYC? It depends far more on how long you will hold it than on where the market sits today. New York transaction costs are high at both ends, so a condo you expect to sell within three or four years rarely works out, while one you will hold for a decade usually does. The condo-specific case is flexibility: you can sublet, you can sell to almost any qualified buyer including foreign purchasers and trusts, and you are not asking a board's permission to do either. That resale liquidity is the part people underweight when they compare a condo's asking price against a cheaper co-op. ### Why are condos not selling right now? The premise is worth checking before accepting it. What this page can show is what these 3,738 listings are doing: 105 have had a price cut in the past week, and 373 came to market in the past 7 days. The closed-sale figures above are the better measure, because they show the share of condos closing below the original ask and how long they took to get into contract. Where condos genuinely sit longer than co-ops, the usual reasons are that they start from a higher price, that new-development inventory competes with resale in the same building, and that a sponsor will hold an asking price rather than record a discount that resets the benchmark for every unit still unsold. ### How much money do I need to buy a condo in New York City? Plan on the down payment plus 2 to 4 percent of the price in closing costs. Most condo buildings will accept 10 percent down, and many lenders want 20 to avoid mortgage insurance, so on a purchase at the median here the cash required is substantial before a single fee is counted. The largest closing line on a financed purchase is the mortgage recording tax at roughly 1.8 to 1.925 percent of the loan, which co-op buyers do not pay at all. The New York State mansion tax adds 1 percent once the price reaches $1 million. Lower-priced condos do exist, and they sit mostly in Queens and outer Brooklyn. ### What do condo common charges and property taxes cost each month? A condo bills you twice: common charges to the condominium for running the building, and New York City property tax directly to the city. A co-op bundles both into one maintenance figure, which is why a co-op's monthly number often looks higher for an equivalent apartment when it is not. Compare the two properly by adding the condo's common charges and its monthly tax together before you decide which is cheaper to carry. Ask for the last two years of common-charge increases and the most recent reserve study on anything you are serious about, because an underfunded reserve becomes an assessment later. ### What is a 421a tax abatement and does it matter? It is a New York City tax exemption granted to a development for a fixed term, which phases out over the final years rather than ending overnight. While it runs, the monthly property tax on an apartment inside that building can be a fraction of what a comparable unabated apartment pays, and that difference is large enough to change what you can afford. What matters is the year the abatement expires and the schedule by which it steps down, both of which are in the offering plan and the building's tax records. A building marketed on low monthlies with three years of abatement left is a different purchase from one with fifteen. ### What are the closing costs on a NYC condo? Budget roughly 2 to 4 percent of the price on a resale. The mortgage recording tax is the largest single line on a financed purchase at about 1.8 to 1.925 percent of the loan, followed by title insurance, your attorney, the lender's fees and the building's own application and move-in charges. The New York State mansion tax starts at 1 percent at $1 million. A new-development condo costs more again, because most offering plans move the state and city transfer taxes onto the buyer plus the sponsor's attorney fee, adding roughly 1.4 to 2.1 percent. The buyer closing cost calculator prices a specific purchase. ### Is there a Buyer Commission Share on a condo? Where the seller or the sponsor agrees to compensate a buyer's broker, we share half of what we actually receive with you as Savings at Closing. It is not a discount on the asking price and it does not come out of your deposit, so nothing about your offer is weaker for it. What it requires is a signed buyer agreement and that we are the broker who introduces you to the property, which on a new development means registering before your first visit to the sales office. ## Explore condos by borough, neighborhood and ZIP ### Condos by borough - [Manhattan condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/condos-for-sale) - [Brooklyn condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/condos-for-sale) - [Queens condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/queens/condos-for-sale) ### Condos by New York City neighborhood - [Lenox Hill condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/lenox-hill-manhattan/condos-for-sale) - [Upper West Side condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/upper-west-side-manhattan/condos-for-sale) - [Lincoln Square condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/lincoln-square-manhattan/condos-for-sale) - [Upper East Side condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/upper-east-side-manhattan/condos-for-sale) - [Hell's Kitchen condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/hell-s-kitchen-manhattan/condos-for-sale) - [Chelsea condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/chelsea-manhattan/condos-for-sale) Show moreShow less- [Murray Hill condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/murray-hill-manhattan/condos-for-sale) - [Midtown condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/midtown-manhattan/condos-for-sale) - [Sutton Place condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/sutton-place-manhattan/condos-for-sale) - [Midtown East condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/east-midtown-manhattan/condos-for-sale) - [Financial District condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/financial-district-manhattan/condos-for-sale) - [Williamsburg condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/williamsburg-brooklyn/condos-for-sale) ### Condos by Manhattan ZIP code - [10022 condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10022/condos-for-sale) - [10019 condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10019/condos-for-sale) - [10016 condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10016/condos-for-sale) - [10023 condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10023/condos-for-sale) - [10011 condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10011/condos-for-sale) - [10021 condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10021/condos-for-sale) Show moreShow less- [10065 condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10065/condos-for-sale) - [10003 condos for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10003/condos-for-sale) ### Other ways to buy in New York City - [Co-ops for sale in New York City](https://realestaterebatesnewyork.com/buy/newyorkcity/co-ops-for-sale) - [Townhouses for sale in New York City](https://realestaterebatesnewyork.com/buy/newyorkcity/townhouses-for-sale) - [Penthouses for sale in New York City](https://realestaterebatesnewyork.com/buy/newyorkcity/penthouses-for-sale) - [Lofts for sale in New York City](https://realestaterebatesnewyork.com/buy/newyorkcity/lofts-for-sale) ### Condo buyer guides and tools - [Condo vs co-op in NYC: which should you buy?](https://realestaterebatesnewyork.com/condo-vs-coop-nyc) - [NYC co-ops for sale](https://realestaterebatesnewyork.com/buy/newyorkcity/co-ops-for-sale) - [New construction condos in NYC](https://realestaterebatesnewyork.com/new-developments/newyorkcity) - [Buyer closing cost calculator](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Mansion tax calculator](https://realestaterebatesnewyork.com/calculators/nyc-mansion-tax-calculator) - [How the Buyer Commission Share works](https://realestaterebatesnewyork.com/buyer-advantage) Regis Roumila Licensed Real Estate Broker · NY & NJ NY DOS Licence10491211335 MembershipsREBNY & NAR Member ExperienceOver 25 Years of Local Expertise ## Deciding between a condo and a co-op? A listing agent works for the seller, and in a sales office the agent works for the sponsor. Bringing your own broker costs you nothing on the buying side, and where the seller agrees to compensate a buyer's broker, every eligible purchase earns a Buyer Commission Share: half of what we actually receive, credited to you as Savings at Closing. There are 3,738 condos for sale across Manhattan, Brooklyn and Queens today. Tell me the boroughs and the budget and I will tell you which buildings have an abatement still running, where the common charges are heading, and what the Buyer Commission Share works out to on the ones you shortlist. [Schedule a Private Consultation](https://realestaterebatesnewyork.com/contact)[Estimate Your Buyer Advantage](https://realestaterebatesnewyork.com/buyer-advantage) Loading map... Chat with us on WhatsApp NEW YORK CITY PROPERTY TYPE PRICE BEDS FilterNEWEST NEW YORK CITYPRICE BEDS Layout [New · 4 hrs agoSponsor Residence·Residential·Park Slope, Brooklyn ### 501 8th Avenue #ONE, Brooklyn, NY 11215 4 Beds · 4 Baths · 2,701 sqft$3,500,000●ActiveEstimated Buyer Advantage$87,500*Courtesy of Douglas Elliman Real Estate](https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/11215/501-8th-avenue-one-ny-11215)[New · 5 hrs agoResidential·Hell's Kitchen, Manhattan ### 540 West 49th Street #405S, New York, NY 10019 Studio · 1 Bath · 577 sqft$699,000●ActiveEstimated Buyer Advantage$17,475*Courtesy of Compass](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10019/540-west-49th-street-405s-ny-10019)[New · 6 hrs agoResidential·Lincoln Square, Manhattan ### 2 COLUMBUS Avenue #29C, New York, NY 10023 2 Beds · 3 Baths · 1,447 sqft$2,750,000●ActiveEstimated Buyer Advantage$68,750*Courtesy of ALTA Real Estate](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10023/2-columbus-avenue-29c-ny-10023)[Residential·Midtown East, Manhattan ### 240 East 47th Street #22B, New York, NY 10017 2 Beds · 2 Baths · 938 sqft$1,250,000●ActiveEstimated Buyer Advantage$31,250*Courtesy of Compass](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10017/240-east-47th-street-22b-ny-10017)[Residential·NoMad, Manhattan ### 15 East 30th Street #26C, New York, NY 10016 2 Beds · 2 Baths · 1,371 sqft$3,795,000●ActiveEstimated Buyer Advantage$94,875*Courtesy of Compass](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10016/15-east-30th-street-26c-ny-10016)[NewSponsor Residence·Residential·Bedford-Stuyvesant, Brooklyn ### 315 Gates Avenue #1F, Brooklyn, NY 11216 2 Beds · 2 Baths · 1,122 sqft$1,350,000●ActiveEstimated Buyer Advantage$33,750*Courtesy of Compass](https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/11216/315-gates-avenue-1f-ny-11216)[New · 7 hrs agoResidential·South Harlem, Manhattan ### 40 West 116th Street #B805, New York, NY 10026 2 Beds · 2 Baths · 1,022 sqft$995,000●ActiveEstimated Buyer Advantage$24,875*Courtesy of Digs Realty Group LLC](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10026/40-west-116th-street-b805-ny-10026)[New · 8 hrs agoResidential·Inwood, Manhattan ### 571-581 Academy Street #1G, New York, NY 10034 1 Bed · 1 Bath · 655 sqft$355,000●ActiveEstimated Buyer Advantage$8,875*Courtesy of Bizzarro Agency LLC](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10034/571-581-academy-street-1g-ny-10034)[New Development·Residential·Kips Bay, Manhattan ### 368 3rd Avenue #4C, New York, NY 10016 1 Bed · 1 Bath · 964 sqft$1,650,000●ActiveEstimated Buyer Advantage$41,250*Courtesy of Compass](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10016/368-3rd-avenue-4c-ny-10016)[Sponsor Residence·Residential·Stuyvesant Heights, Brooklyn ### 726 MADISON Street #4R, Brooklyn, NY 11221 2 Beds · 2 Baths · 812 sqft$899,000●ActiveEstimated Buyer Advantage$22,475*Courtesy of Corcoran Group](https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/11221/726-madison-street-4r-ny-11221)[New · 22 hrs agoResidential·Williamsburg, Brooklyn ### 172 North 10th Street #3A, Brooklyn, NY 11211 3 Beds · 3 Baths · 1,543 sqft$2,595,000●ActiveEstimated Buyer Advantage$64,875*Courtesy of Compass](https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/11211/172-north-10th-street-3a-ny-11211)[New · 10 hrs agoResidential·Long Island City, Queens ### 47-28 11th Street #6D, Long Island City, NY 11101 1 Bed · 1 Bath · 697 sqft$939,000●ActiveEstimated Buyer Advantage$23,475*Courtesy of Modern Spaces](https://realestaterebatesnewyork.com/buy/newyorkcity/queens/11101/47-28-11th-street-6d-ny-11101)[Residential·Chelsea, Manhattan ### 447 West 18th Street #8B, New York, NY 10011 1 Bed · 1 Bath · 916 sqft$1,795,000●ActiveEstimated Buyer Advantage$44,875*Courtesy of Corcoran Group](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10011/447-west-18th-street-8b-ny-10011)[Sponsor Residence·Residential·Greenwood Heights, Brooklyn ### 179 19th Street #A, Brooklyn, NY 11232 3 Beds · 3 Baths · 2,435 sqft$2,395,000●ActiveEstimated Buyer Advantage$59,875*Courtesy of Compass](https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/11232/179-19th-street-a-ny-11232)[Residential·East Village, Manhattan ### 189 Avenue C #6C, New York, NY 10009 1 Bed · 1 Bath · 785 sqft$699,000●ActiveEstimated Buyer Advantage$17,475*Courtesy of Compass](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10009/189-avenue-c-6c-ny-10009)[New · 21 hrs agoResidential·East Harlem, Manhattan ### 353 East 104th Street #2FF, New York, NY 10029 1 Bed · 1 Bath · 500 sqft$585,000●ActiveEstimated Buyer Advantage$14,625*Courtesy of Ferenets Iryna](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10029/353-east-104th-street-2ff-ny-10029)[New · 1 day agoResidential·Midtown, Manhattan ### 33 West 56th Street #4E, New York, NY 10019 2 Beds · 3 Baths · 1,489 sqft$2,599,000●ActiveEstimated Buyer Advantage$64,975*Courtesy of Corcoran Group](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10019/33-west-56th-street-4e-ny-10019)[New · 1 day agoResidential·Hell's Kitchen, Manhattan ### 393 West 49th Street #2G, New York, NY 10019 2 Beds · 2 Baths · 1,004 sqft$1,299,000●ActiveEstimated Buyer Advantage$32,475*Courtesy of Keller Williams NYC](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10019/393-west-49th-street-2g-ny-10019)[New · 1 day agoResidential·Williamsburg, Brooklyn ### 161 North 4th Street #1I, Brooklyn, NY 11211 1 Bed · 1 Bath · 951 sqft$1,400,000●ActiveEstimated Buyer Advantage$35,000*Courtesy of Corcoran Group](https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/11211/161-north-4th-street-1i-ny-11211)[New · 1 day agoResidential·Lenox Hill, Manhattan ### 403 East 62nd Street #5B, New York, NY 10065 1 Bed · 1 Bath · 619 sqft$759,900●ActiveEstimated Buyer Advantage$18,997*Courtesy of Bank Neary Inc](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10065/403-east-62nd-street-5b-ny-10065)[New · 1 day agoResidential·Lenox Hill, Manhattan ### 330 East 75th Street #7K, New York, NY 10021 1 Bed · 1 Bath · 725 sqft$850,000●ActiveEstimated Buyer Advantage$21,250*Courtesy of Sothebys International Realty](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10021/330-east-75th-street-7k-ny-10021)[Residential·Greenwich Village, Manhattan ### 16 5th Avenue #PH1, New York, NY 10011 5 Beds · 8 Baths · 8,327 sqft$59,950,000●ActiveEstimated Buyer Advantage$1,498,750*Courtesy of Corcoran Sunshine Marketing Group](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10011/16-5th-avenue-ph1-ny-10011)[Sponsor Residence·Residential·Greenwich Village, Manhattan ### 16 5th Avenue #7, New York, NY 10011 3 Beds · 5 Baths · 3,727 sqft$12,000,000●ActiveEstimated Buyer Advantage$300,000*Courtesy of Corcoran Sunshine Marketing Group](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10011/16-5th-avenue-7-ny-10011)[Sponsor Residence·Residential·Greenwich Village, Manhattan ### 16 5th Avenue #10, New York, NY 10011 4 Beds · 5 Baths · 3,727 sqft$13,500,000●ActiveEstimated Buyer Advantage$337,500*Courtesy of Corcoran Sunshine Marketing Group](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10011/16-5th-avenue-10-ny-10011) Buyer savings estimates are illustrative only. Actual amounts vary and are subject to transaction terms, lender approval, applicable law and listing-side compensation. RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. 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Be careful with citywide apartment figures quoted around seven hundred thousand dollars: that is roughly where New York co-ops sit, not condos, and blending the two produces a number that describes neither. This page is condominiums only. It is also asking rather than closing, and the two are different figures."}},{"@type":"Question","name":"Should I buy a condo or a co-op in New York City?","acceptedAnswer":{"@type":"Answer","text":"Condos cost meaningfully more per square foot, and what you are paying for is the absence of friction. A condo is real property: you take a deed, you close, and the board's right of first refusal is almost never exercised. A co-op is shares in a corporation, so a board interviews you, reads your finances, usually sets a minimum down payment and can decline you without giving a reason. Co-ops also restrict subletting and often charge a flip tax on the way out. If you need to close quickly, expect to rent the apartment out, or are buying through a trust or a foreign entity, the condo premium is usually money well spent. If none of that applies, the co-op discount is real and the co-op list is worth reading alongside this one."}},{"@type":"Question","name":"Is it worth buying a condo in NYC?","acceptedAnswer":{"@type":"Answer","text":"It depends far more on how long you will hold it than on where the market sits today. New York transaction costs are high at both ends, so a condo you expect to sell within three or four years rarely works out, while one you will hold for a decade usually does. The condo-specific case is flexibility: you can sublet, you can sell to almost any qualified buyer including foreign purchasers and trusts, and you are not asking a board's permission to do either. That resale liquidity is the part people underweight when they compare a condo's asking price against a cheaper co-op."}},{"@type":"Question","name":"Why are condos not selling right now?","acceptedAnswer":{"@type":"Answer","text":"The premise is worth checking before accepting it. What this page can show is what these 3,738 listings are doing: 105 have had a price cut in the past week, and 373 came to market in the past 7 days. The closed-sale figures above are the better measure, because they show the share of condos closing below the original ask and how long they took to get into contract. Where condos genuinely sit longer than co-ops, the usual reasons are that they start from a higher price, that new-development inventory competes with resale in the same building, and that a sponsor will hold an asking price rather than record a discount that resets the benchmark for every unit still unsold."}},{"@type":"Question","name":"How much money do I need to buy a condo in New York City?","acceptedAnswer":{"@type":"Answer","text":"Plan on the down payment plus 2 to 4 percent of the price in closing costs. Most condo buildings will accept 10 percent down, and many lenders want 20 to avoid mortgage insurance, so on a purchase at the median here the cash required is substantial before a single fee is counted. The largest closing line on a financed purchase is the mortgage recording tax at roughly 1.8 to 1.925 percent of the loan, which co-op buyers do not pay at all. The New York State mansion tax adds 1 percent once the price reaches $1 million. Lower-priced condos do exist, and they sit mostly in Queens and outer Brooklyn."}},{"@type":"Question","name":"What do condo common charges and property taxes cost each month?","acceptedAnswer":{"@type":"Answer","text":"A condo bills you twice: common charges to the condominium for running the building, and New York City property tax directly to the city. A co-op bundles both into one maintenance figure, which is why a co-op's monthly number often looks higher for an equivalent apartment when it is not. Compare the two properly by adding the condo's common charges and its monthly tax together before you decide which is cheaper to carry. Ask for the last two years of common-charge increases and the most recent reserve study on anything you are serious about, because an underfunded reserve becomes an assessment later."}},{"@type":"Question","name":"What is a 421a tax abatement and does it matter?","acceptedAnswer":{"@type":"Answer","text":"It is a New York City tax exemption granted to a development for a fixed term, which phases out over the final years rather than ending overnight. While it runs, the monthly property tax on an apartment inside that building can be a fraction of what a comparable unabated apartment pays, and that difference is large enough to change what you can afford. What matters is the year the abatement expires and the schedule by which it steps down, both of which are in the offering plan and the building's tax records. A building marketed on low monthlies with three years of abatement left is a different purchase from one with fifteen."}},{"@type":"Question","name":"What are the closing costs on a NYC condo?","acceptedAnswer":{"@type":"Answer","text":"Budget roughly 2 to 4 percent of the price on a resale. The mortgage recording tax is the largest single line on a financed purchase at about 1.8 to 1.925 percent of the loan, followed by title insurance, your attorney, the lender's fees and the building's own application and move-in charges. The New York State mansion tax starts at 1 percent at $1 million. A new-development condo costs more again, because most offering plans move the state and city transfer taxes onto the buyer plus the sponsor's attorney fee, adding roughly 1.4 to 2.1 percent. The buyer closing cost calculator prices a specific purchase."}},{"@type":"Question","name":"Is there a Buyer Commission Share on a condo?","acceptedAnswer":{"@type":"Answer","text":"Where the seller or the sponsor agrees to compensate a buyer's broker, we share half of what we actually receive with you as Savings at Closing. It is not a discount on the asking price and it does not come out of your deposit, so nothing about your offer is weaker for it. What it requires is a signed buyer agreement and that we are the broker who introduces you to the property, which on a new development means registering before your first visit to the sales office."}}]} {"@context":"https://schema.org","@type":"BreadcrumbList","@id":"https://realestaterebatesnewyork.com/buy/newyorkcity/condos-for-sale#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://realestaterebatesnewyork.com/"},{"@type":"ListItem","position":2,"name":"Buy","item":"https://realestaterebatesnewyork.com/buy"},{"@type":"ListItem","position":3,"name":"NYC Condos","item":"https://realestaterebatesnewyork.com/buy/newyorkcity/condos-for-sale"}]} ```