20 PINE Street #2207, New York City, NY 10005
Listing Courtesy of Digs Realty Group LLC
$845,000
Potential Rebate: $12,675
Overview
<p>All Open Houses are by Appointment Only.</p> <p>Large Renovated High Floor Loft-Style Apartment with W/D in the Heart of the Financial District!</p> <p>This beautifully renovated, 926-square-foot high-floor studio with soaring 10" 3" beamed ceilings and rich ebony stained hardwood floors, blends timeless architectural charm with sophisticated modern upgrades.</p> <p>The thoughtfully designed two-room layout includes a separate sleeping area that comfortably fits a king-size bed, offering a sense of privacy and separation from the main living space and kitchen-an ideal feature for both comfort and functionality. The sleek, modern kitchen is outfitted with top-tier Miele, Sub-Zero, and Fisher & Paykel appliances, seamlessly concealed behind custom wood cabinetry, making it a dream for both cooking and entertaining. The primary ensuite bathroom is outfitted in stone and exotic woods, featuring a recessed rain shower, and a separate deep soaking tub.</p> <p>Enjoy year-round comfort with central air conditioning, plus the added convenience of an in-unit washer/dryer. Oversized, soundproof windows provide an architecturally rich western exposure filling the space with natural light while maintaining serene quiet. In today's city living, storage is more important than ever-and this unit includes its own private storage cage within the building, providing a rare and highly sought-after convenience for keeping belongings secure and organized.</p> <p>20 Pine Street is a luxurious full-service condo building constructed within the historic 1928 structure of one of the Financial District's most iconic former banks. Its luxurious amenities include a heated 60-foot indoor pool, an open air terrace, Turkish-style hammam, saunas and spa treatment rooms, a private fitness center, yoga studio, golf simulator, billiards tables, resident lounges and more. Located downtown in the heart of the Financial District, 20 Pine is also close to all of the best restaurants, cafes, shopping, and more. Transportation options include the 1, 2, 3, 4, 5, R, W, and Z trains (2/3 train access through the building). Multiple parking garages are conveniently located nearby for added accessibility.</p> <p>There is an assessment that runs through December 2026 for $102.40 for capital improvements.</p>
Home Features
- •Washer Hookup
- •In Unit
- •Building Courtyard
- •Building Roof Deck
- •City
Building Amenities
- •Sauna
Estimated Monthly Payment
$5,457 per month
30 year fixed, 6.28% Interest
Estimated Rebate for this Home
One-time rebate at closing
$12,675
Monthly savings impact
$35/mo
💡 Estimated at 1.5% of purchase price
The rebate is paid to you at closing and can help offset closing costs or other expenses.
Calculator Disclaimer: This calculator provides estimates for informational purposes only. Actual monthly payments, interest rates, taxes, and rebate amounts may vary. The rebate calculation is an estimate and subject to final terms. This information is not provided by the Real Estate Board of New York (REBNY).
Why Buy With Us
Rebates Up To
2.5%
25+ Years
Experience
REBNY & NAR
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Listings
RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and for no listing shall the number of bedrooms listed be considered a legal conclusion.
The Real Estate Rebate Team
Listing Courtesy of Digs Realty Group LLC
Data Source: TRESTLE #RLS20020220
Price Analysis
Compare average listing prices and value metrics for The Collection against the surrounding Financial District market.
Average List Price
Price Per SqFt
20.35% Lower
than the Financial District price-per-sq-ft average
Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.
Financial District
Manhattan's Historic Power Center
\nThe Financial District (FiDi) is where New York began. Narrow, winding colonial streets meet soaring glass skyscrapers.
\nReal Estate & Housing Market
\nOffice-to-residential conversions are the norm. High ceilngs, thick walls, and modern amenities in historic buildings.
\nLifestyle & Community
\nFast-paced by day, quieter by night (though changing). Stone Street offers a lively cobblestone drinking scene.
\nTransportation & Accessibility
\nThe best connective tissue in NYC. Fulton Center and WTC Oculus connect virtually every subway line and PATH.
\nParks, Schools & Amenities
\nThe Battery offers waterfront green space. Eataly, iPic Theater, and South Street Seaport provide leisure.
\nWho This Neighborhood Is Best For
\nBest for Wall Street workers, efficiency lovers, and those wanting luxury value.
