Listing Courtesy of Douglas Elliman Real Estate
$1,475,000
Potential Rebate: $22,125
<p> Welcome to Apt 908 at The Collection at 20 Pine, a refined 1-bedroom, 1.5-bath loft spanning 1,208 square feet in the heart of the Financial District. This residence offers a unique blend of modern design and luxury, including soaring 11-foot beamed ceilings, European oak floors, ebonized oak millwork, and a custom kitchen with dark wood cabinetry. Southern exposure provides abundant natural light and protected, unobstructed views over Federal Hall and the New York Stock Exchange.</p> <p> The home has been extensively upgraded with high-end renovations throughout. The primary bathroom was enhanced with additional stone wall coverage and upgraded countertops and bathtub clad in striking Black Galaxy marble, complemented by a glass-tile backsplash and a luxury Italian sink. A combination Jacuzzi and air tub, a smart mirror, and a Kohler Karing automatic toilet/bidet complete the spa-like experience. The living room is outfitted with a 120-inch motorized drop-down projection screen and integrated projection system, pre-wired for in-wall surround sound, and enhanced by additional ceiling lighting. Throughout the residence, SOMFY motorized blinds have been installed on all windows, and a new upgraded washer/dryer adds modern convenience. </p> <p> There is also a unique opportunity to combine Residence 908 with neighboring Residence 907 to create an expansive corner home. The combined layout allows for the potential of a spacious two- or three-bedroom residence with 2.5 bathrooms, offering flexible living and entertaining space. This rare option provides buyers the chance to customize a larger, light-filled corner layout rarely available in the building.</p> <p> 20 Pine offers a refined lifestyle shaped by the Armani/Casa aesthetic. Residences feature high-end, integrated Miele and Sub-Zero appliances, spa-like stone bathrooms with rain showers and soaking tubs, and ebony hardwood floors. This full-service condominium provides 24/7 doorman service and an impressive amenity collection, including a library lounge, rooftop terrace, pool and Turkish hammam, golf simulator, billiards room, children's playroom, and fitness center. Plus, the vibrant neighborhood offers a host of local attractions, from trendy eateries to cultural hotspots. Perfectly positioned in the heart of the Financial District near major subway lines, the New York Stock Exchange, the Seaport, and WTC, 20 Pine blends historic architectural character with modern luxury living. Don't miss your chance to own this delightful condo, where style, comfort, and activity converge.</p> <p> </p>
$8,961 per month
30 year fixed, 6.28% Interest
One-time rebate at closing
$22,125
Monthly savings impact
$61/mo
Effective Purchase Price
$1,452,875
(Home Price - Estimated Rebate)
💡 Estimated rebate from our commission
The rebate is paid to you at closing and can help offset closing costs or other expenses.
Calculator Disclaimer: Commission structures vary by property, developer, and transaction. Resale properties typically offer around 3% buyer-side commission, and new developments around 5%, but this is not guaranteed. New developments are often open to negotiation, and each property and transaction is unique. Rebate amounts shown are estimates only. Please confirm commission terms and rebate eligibility with Regis Roumila for the specific property you are interested in. This information is not provided by the Real Estate Board of New York (REBNY).
RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.
The Real Estate Rebate Team
Listing Courtesy of Douglas Elliman Real Estate
Data Source: TRESTLE #RLS20064672
RLS at REBNY

2.5%
Experience
Member
Listings
RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.
The Real Estate Rebate Team
Listing Courtesy of Douglas Elliman Real Estate
Data Source: TRESTLE #RLS20064672
RLS at REBNY

Compare average listing prices and value metrics for The Collection against the surrounding Financial District market.
than the Financial District price-per-sq-ft average
Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.
The Financial District (FiDi) is where New York began. Narrow, winding colonial streets meet soaring glass skyscrapers.
\nOffice-to-residential conversions are the norm. High ceilngs, thick walls, and modern amenities in historic buildings.
\nFast-paced by day, quieter by night (though changing). Stone Street offers a lively cobblestone drinking scene.
\nThe best connective tissue in NYC. Fulton Center and WTC Oculus connect virtually every subway line and PATH.
\nThe Battery offers waterfront green space. Eataly, iPic Theater, and South Street Seaport provide leisure.
\nBest for Wall Street workers, efficiency lovers, and those wanting luxury value.

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