Listing Courtesy of Digs Realty Group LLC
$1,100,000
Potential Rebate: $16,500
<p> </p> <p>Sprawling 4-5br Upper West Side HDFC Co-op with Unbelievably Low Maintenance.</p> <p>This huge, parlor-level, South-facing home has all-day light, 11ft ceilings, and gorgeous pre-war details. Move right in (with some kitchen upgrades) or transform the space into your dream layout. The proposed alternate floor plan presents an option to open up the space for loft-like living, but that is just one of many possibilities for this versatile home. This well-run HDFC is self-managed, keeps monthly maintenance incredibly low, makes continual improvements to the building, and is flexible with renovations. Other owners in this line have recently moved the kitchen towards the front of the apartment, added a bathroom, and installed a split HVAC system. All renovations are subject to board and DOB approval.</p> <p>High ceilings, big brand-new windows with South and North exposures, great natural light, large closets, generous footprint, and two beautiful decorative mantles define this residence. The original details in excellent condition can be easily preserved, including original hardwood floors, intricately designed solid-wood entryways and doors, decorative moldings and tall baseboard moldings, pocket shutters, and glass transoms. This home also features windowed kitchen and bathroom.</p> <p>145-147 West 105th Street is a neighborly, well-maintained, pet-friendly brownstone HDFC co-op, comprised of two buildings with a total of 20 units. The co-op has recently replaced all windows and railings and added a new roof with solar panels - all with no assessments or maintenance increases. The next phase of capital improvements will include renovation of the lobby and hallways, also without assessments or maintenance increases, while maintaining a significant amount of reserves with no underlying debt. This apartment is owned by the co-op, and the proceeds of the sale will go into the building's budget to further bolster the reserve fund. Included in the maintenance are Spectrum cable, HBO and 1gig internet service. Additionally, the recently installed solar panels generate a credit to reduce the owners' individual electric bills. The building's backyard features a porch swing, gas BBQ and pizza oven for owners' use. In-unit W/D allowed. Free bike storage. Additional storage in the basement for $25/month. 5% flip tax paid by seller.</p> <p>HDFC income restrictions (165% of AMI) apply. Gifting is allowed.</p> <p>Family of one - $187,110</p> <p> Family of two - $213,840</p> <p> Family of three - $240,570</p> <p> Family of four - $267,300</p> <p> Family of five - $288,750</p> <p> Family of six - $310,200</p> <p>The prime Upper West Side location is outstanding and in close proximity to Central Park, Riverside Park, Whole Foods, Westside Market, H Mart, Mamas TOO!, Silver Moon Bakery, Marlow Bistro, Community Food &Juice, Sal & Carmines Pizza, Saiguette, Cafe Du Soleil, Schatzies Prime Meats, Thai Market, Blue Bottle and dozens of other terrific bars, boutiques and restaurants. Transit is convenient with the 1, B, and C trains a few blocks away and easy access to several bus lines.</p> <p> </p>
$6,386 per month
30 year fixed, 6.28% Interest
One-time rebate at closing
$16,500
Monthly savings impact
$46/mo
💡 Estimated at 1.5% of purchase price
The rebate is paid to you at closing and can help offset closing costs or other expenses.
Calculator Disclaimer: This calculator provides estimates for informational purposes only. Actual monthly payments, interest rates, taxes, and rebate amounts may vary. The rebate calculation is an estimate and subject to final terms. This information is not provided by the Real Estate Board of New York (REBNY).
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RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and for no listing shall the number of bedrooms listed be considered a legal conclusion.
The Real Estate Rebate Team
Listing Courtesy of Digs Realty Group LLC
Data Source: TRESTLE #RLS20050720

Compare average listing prices and value metrics for 147 West 105TH Street against the surrounding Manhattan Valley market.
Insufficient size data available to calculate Price Per SqFt comparisons for this specific selection.
than the Manhattan Valley price average
Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.
Manhattan Valley is a diverse neighborhood adjacent to Central Park. For buyers seeking Manhattan Valley real estate, it offers value near the park.
Living in Manhattan Valley is neighborly. As a Manhattan NYC neighborhood, it is hidden.
Homes for sale in Manhattan Valley include pre-war condos and brownstones.
The lifestyle is relaxed and local.
Served by the B/C trains at Cathedral Pkwy.
Central Park is the backyard.
Families and park lovers.

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