--- title: "118 West 123rd Street #74, New York City, NY 10026" description: "118 West 123rd Street #74, New York City, NY 10026 — South Harlem, New York City, NY. Listing Price $545,000. 3 bed, 1 bath Illustrative Buyer Commission Share of $8,175 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10026/118-west-123rd-street-74-ny-10026" source: "Real Estate Rebate Team" status: "Active" --- # 118 West 123rd Street #74, New York City, NY 10026 South Harlem, New York City, NY Courtesy of Brown Harris Stevens Residential Sales LLC ## At a Glance - **Listing Price**: $545,000 - **Beds**: 3 - **Baths**: 1 - **Common Charges**: $979 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $545,000 - **Illustrative Buyer Commission Share**: -$8,175* - **Illustrative Net Cost**: $536,825 *Illustrative Buyer Savings of $8,175 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![118 West 123rd Street #74, New York City, NY 10026 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/34c2c2b7-1e84-4701-9835-96c15e11580b.jpg) ![118 West 123rd Street #74, New York City, NY 10026 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/be051ae1-b126-437d-b36e-f81163468193.jpg) ![118 West 123rd Street #74, New York City, NY 10026 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/62c5d38b-1405-4659-9804-24fc64b174c9.jpg) ![118 West 123rd Street #74, New York City, NY 10026 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f40fbd7b-d994-4fd2-9172-08afbe818674.jpg) ![118 West 123rd Street #74, New York City, NY 10026 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/bc8d2166-6960-487f-a243-b8ea495076f0.jpg) ![118 West 123rd Street #74, New York City, NY 10026 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c5374ab3-4416-43a5-a972-2faa51f812e2.jpg) ![118 West 123rd Street #74, New York City, NY 10026 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/29cc1ee7-fa1f-4a52-9365-c33ef2e8b879.jpg) ![118 West 123rd Street #74, New York City, NY 10026 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/e56991c2-bda3-4faf-9427-26ca4bf75f30.jpg) ![118 West 123rd Street #74, New York City, NY 10026 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/87ba7d23-5d9f-45b5-96a4-ef02c25f01d2.jpg) ![118 West 123rd Street #74, New York City, NY 10026 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/960dc526-9aef-45c3-9600-fc60b9483124.jpg) ## Property Overview The Victory Renaissance (118-122 W 123rd St) is a fully renovated pre-war HDFC co-op, squarely in the middle of everything that is happening in Harlem today! A quick walk will take you to Whole Foods and the 2/3 subway stop, with Trader Joe's, the Red Rooster and more additional highly rated restaurants than you could shake a spatula at only a few blocks away! Not to mention the Magic Johnson Cinemas and the legendary Apollo Theater, along with major national store chains and one-of-a-kind boutiques and sidewalk vendors side-by-side... As well as historic Marcus Garvey Park, complete with playing fields, the historic Watchtower Hill, and a public swimming pool! With, of course, easy access to Central Park and the rest of the city... only a swipe of your OMNI pass away! But, while the Victory Renaissance is truly in the midst of the vibrant life and activity of uptown Manhattan, the block, itself, is quiet and friendly—with a beautiful and verdant community garden right next door, to which the co-op's residents have secure access to plant vegetables and flowers—or to simply enjoy the peace of an urban oasis. Apartment 7-4 is one of only four apartments on the seventh floor. As an estate property, it awaits the energy and personality of its new owners to move into the next stage in its evolution... which could be accomplished as simply as applying a fresh coat of paint - or - well, it will be up to you! The windowed kitchen and living room look west across rooftops to the skyline; the primary bedroom and the second bedroom look north to the street and sky, while the third bedroom faces south, with, again, a variegated view of buildings, rooftops, and clouds. 3 exposures in all, with lots of light and a variety of views. A large and modernized in-building laundry room is an elevator ride downstairs, with bike storage and storage lockers (subject to availability) adjacent. Due to its status as an HDFC co-op (complete with a lower real estate tax than "regular co-ops", and, hence, a correspondingly lower maintenance charge), potential purchasers at the Victory Renaissance will need to comply with the 2026 120% AMI income caps ($142,560 for a 1-person household, $162,840 for 2 people, $183,240 for 3 people, and $203,520 for a 4-person household)... while making a 20% down payment and using the co-op as their primary residence. Which, given the verdict of the many long-term residents of the co-op, would be one of the best decisions a person could make! Please check in to ask any unanswered questions, including - when's the best time to come and take a look! Note: your bank's lending officer will be delighted at the strong financials of the building - with a number of major banks working with incentivizing programs for the neighborhood. ## Property Details - **Property Type**: Co-op - **Beds**: 3 - **Baths**: 1 - **Rooms**: 5 - **Stories**: 9 - **Year Built**: 1914 - **Common Charges**: $979 / Monthly - **Listed On**: Aug 4, 2026 - **Days on Market**: 42 Days ### Residence Features - City ## Sales Evidence ### Recent closed sales 3 apartments at VICTORY RENAISSANCE have recorded sales since September 2021, the most recent for $555,000 in May 2026. Prices are the figures recorded with the City, not asking prices. | Unit | Beds | Sold Price | Sold | Source | | --- | --- | --- | --- | --- | | 94 (Apartment) | 3 | $555,000 | May 19, 2026 | City record · MLS | | 53 (Apartment) | 3 | $517,000 | December 8, 2025 | City record · MLS | | 62 (Apartment) | 2 | $425,000 | March 22, 2024 | City record · MLS | Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below. ### How this price compares The median closed price for comparable co-op three-bedroom sales in South Harlem is $508,500, based on 6 sales between October 2024 and June 2026. This home is asking $545,000, $36,500 above that median. The middle half of those sales closed between $455,000 and $545,500. - **Median closed price**: $508,500 - **Middle half**: $455,000 – $545,500 - **Based on**: 6 co-op three-bedroom sales in South Harlem - **Period**: October 2024 – June 2026 Square footage is recorded for only 2 of these 6 sales (33%), so no price per square foot is shown for this group. Co-op sales rarely carry a floor area, and a figure drawn from a handful of them would not describe the rest. Across the 6 of these sales with a published asking price, the median closed at 95.1% of what it originally asked. 67% of them closed below the original ask. This building has not had enough comparable sales of its own in the period to support a median, so the benchmark is drawn from South Harlem instead. ### How these sales were negotiated - **Sold vs original ask**: 95.1% of the original ask - **Closed below ask**: 67% of 6 sales - **Listed → in contract**: 100 days (about 14 weeks) - **In contract → closed**: 105 days (about 15 weeks) Across the 6 of these sales with a published asking price, the median closed at 95.1% of what it originally asked. 67% of them closed below the original ask. Half of these homes were in contract within 100 days (about 14 weeks) of coming to market, based on the 6 with a recorded listing date. Once a deal was agreed, closing took a further 105 days (about 15 weeks), based on the 6 with both dates recorded. A co-op board package and its interview account for much of that. These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure. Based on 6 co-op three-bedroom sales in South Harlem, October 2024 – June 2026. Each figure counts only the sales that recorded the dates it needs, which is why the denominators differ. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at VICTORY RENAISSANCE](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/victory-renaissance) ## Property Taxes This apartment is part of a co-op that is taxed as one lot shared across 36 apartments. The corporation’s 2026 property tax bill was $63,419 for the whole building. Shareholders cover it through their monthly maintenance rather than a separate bill for this unit. [See the full property tax history for VICTORY RENAISSANCE](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/victory-renaissance) [How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology) ## About The Building ### VICTORY RENAISSANCE South Harlem · Stock Cooperative 118 West 123rd Street, New York, NY 10027 A building in South Harlem, currently featuring 1 active listing. - **Year Built**: 1914 - **Total Units**: 1 - **Floors**: 9 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/victory-renaissance) ### Available Residences — For Sale (1) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [74](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10026/118-west-123rd-street-74-ny-10026) | 3 | 1 | — | — | $545,000 | Brown Harris Stevens Residential Sales LLC | Aug 4, 2026 | 42 days | ## Estimated Monthly Payment **$3,735 / month**, assuming a 20% down payment ($109,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $2,756 - **Common Charges**: $979 Estimates only. Actual payments may vary. Confirm terms with your lender. ## South Harlem Overview of South Harlem [Explore South Harlem](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/south-harlem) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby South Harlem - [Morningside Heights real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/morningside-heights) - [East Harlem real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/east-harlem) ## Related Links - [VICTORY RENAISSANCE — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/victory-renaissance) - [South Harlem neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/south-harlem) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.