--- title: "118 West 123RD Street #74, New York, NY 10026" description: "118 West 123RD Street #74, New York, NY 10026 — NYC real estate listing on Real Estate Rebate Team. Priced at $545,000. Est. potential buyer savings up to $13,625 (subject to buyer-broker compensation received, lender approval, and applicable law)." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10026/118-west-123rd-street-74-ny-10026" source: "Real Estate Rebate Team" --- # 118 West 123RD Street #74, New York, NY 10026 > **Listing Courtesy of:** Brown Harris Stevens Residential Sales LLC ## Description The Victory Renaissance (118-122 W 123rd St) is a fully renovated pre-war HDFC co-op, squarely in the middle of everything that is happening in Harlem today! A quick walk will take you to Whole Foods and the 2/3 subway stop, with Trader Joe's, the Red Rooster and more additional highly rated restaurants than you could shake a spatula at only a few blocks away! Not to mention the Magic Johnson Cinemas and the legendary Apollo Theater, along with major national store chains and one-of-a-kind boutiques and sidewalk vendors side-by-side... As well as historic Marcus Garvey Park, complete with playing fields, the historic Watchtower Hill, and a public swimming pool! With, of course, easy access to Central Park and the rest of the city... only a swipe of your OMNI pass away! But, while the Victory Renaissance is truly in the midst of the vibrant life and activity of uptown Manhattan, the block, itself, is quiet and friendly—with a beautiful and verdant community garden right next door, to which the co-op's residents have secure access to plant vegetables and flowers—or to simply enjoy the peace of an urban oasis. Apartment 7-4 is one of only four apartments on the seventh floor. As an estate property, it awaits the energy and personality of its new owners to move into the next stage in its evolution... which could be accomplished as simply as applying a fresh coat of paint - or - well, it will be up to you! The windowed kitchen and living room look west across rooftops to the skyline; the primary bedroom and the second bedroom look north to the street and sky, while the third bedroom faces south, with, again, a variegated view of buildings, rooftops, and clouds. 3 exposures in all, with lots of light and a variety of views. A large and modernized in-building laundry room is an elevator ride downstairs, with bike storage and storage lockers (subject to availability) adjacent. Due to its status as an HDFC co-op (complete with a lower real estate tax than "regular co-ops", and, hence, a correspondingly lower maintenance charge), potential purchasers at the Victory Renaissance will need to comply with the 2026 120% AMI income caps ($142,560 for a 1-person household, $162,840 for 2 people, $183,240 for 3 people, and $203,520 for a 4-person household)... while making a 20% down payment and using the co-op as their primary residence. Which, given the verdict of the many long-term residents of the co-op, would be one of the best decisions a person could make! Please check in to ask any unanswered questions, including - when's the best time to come and take a look! Note: your bank's lending officer will be delighted at the strong financials of the building - with a number of major banks working with incentivizing programs for the neighborhood. ## Property Details - **Price**: $545,000 - **Potential Buyer Rebate**: $13,625 - **Bedrooms**: 3 - **Bathrooms**: 1 - **Property Type**: Residential - **Year Built**: 1914 - **Building**: VICTORY RENAISSANCE - **Neighbourhood**: South Harlem - **Area / Borough**: Manhattan - **Subdivision**: South Harlem - **Listing Office**: Brown Harris Stevens Residential Sales LLC - **State**: NY ## Estimated Potential Buyer Savings Real Estate Rebate Team estimates potential buyer savings of up to **$13,625** at closing. *Estimated by Real Estate Rebate Team. Subject to buyer-broker compensation received, lender approval, transaction terms, and applicable law. Not all listings qualify.* ## Related Links - [Building details](https://realestaterebatesnewyork.com/buildings//buildings/new-york-city/manhattan/victory-renaissance) - [Neighbourhood guide](https://realestaterebatesnewyork.com/neighborhoods//neighborhoods/new-york-city/manhattan/south-harlem) - [Calculate your exact cash back and book a showing here](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Regis Roumila for more details](https://realestaterebatesnewyork.com/contact) --- > This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available. > This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.