145 Morningside Avenue #1B, New York City, NY 10027
Listing Courtesy of Keller Williams NYC
$349,000
Potential Rebate: $5,235
Overview
Yes, there are affordable apartments in Harlem!
This income-restricted HDFC apartment is waiting for your personal touch.
The co-op apartment needs TLC, giving you the perfect opportunity to design the apartment of your dreams!
Large living room: CHECK!
King-size bedroom: CHECK!
A kitchen where you get your chef on: CHECK!!
The boutique building has a low monthly maintenance fee, a bike room, a laundry room, and a communal garden for the residents to enjoy.
The maximum income requirements are as follows:
120% AMI
1 person: $136,080
2 people: $155,520
3 people: $174,960
4 people: $194,400
Located a block away from the A/C/B/D trains at 125th Street and minutes from the 1 train.
There are many cafes and restaurants nearby, along with the world-famous Apollo Theater, a Trader Joe's, and Whole Foods. If you love Saturday afternoons in the park, you have a choice between Morningside Park, St. Nicholas Park, and Riverside Park. You can also jog or bike up or down the promenade of the nearby Hudson River Park.
Home Features
- •Building In Basement
- •In Basement
Estimated Monthly Payment
$2,355 per month
30 year fixed, 6.28% Interest
Estimated Rebate for this Home
One-time rebate at closing
$5,235
Monthly savings impact
$15/mo
💡 Estimated at 1.5% of purchase price
The rebate is paid to you at closing and can help offset closing costs or other expenses.
Calculator Disclaimer: This calculator provides estimates for informational purposes only. Actual monthly payments, interest rates, taxes, and rebate amounts may vary. The rebate calculation is an estimate and subject to final terms. This information is not provided by the Real Estate Board of New York (REBNY).
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140 CLAREMONT Avenue #5K, New York City, NY 10027
Listing Courtesy of Berkshire Hathaway HomeServices New York Properties
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Listings
RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and for no listing shall the number of bedrooms listed be considered a legal conclusion.
The Real Estate Rebate Team
Listing Courtesy of Keller Williams NYC
Data Source: TRESTLE #RLS20063442
Price Analysis
Compare average listing prices and value metrics for 145 Morningside Avenue against the surrounding Harlem market.
Average List Price
Price Per SqFt
97.51% Lower
than the Harlem price-per-sq-ft average
Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.
Harlem
Overview of Harlem
Harlem is globally renowned as a center of Black culture, creativity, and resilience. Stretching across central Upper Manhattan, it is a vast and diverse area that encompasses several sub-neighborhoods. For those exploring Harlem Manhattan real estate, the neighborhood offers a powerful sense of place and history found nowhere else.
Living in Harlem, Manhattan is to live in a community with a heartbeat. From the jazz clubs of 125th Street to the quiet rows of Strivers' Row, it is vibrant and undergoing a massive renaissance. As a quintessential Manhattan NYC neighborhood, it combines beautiful brownstone architecture with a modern culinary and retail boom.
Real Estate & Housing Market
The market for homes for sale in Harlem is incredibly varied. You can find meticulously restored historic brownstones selling for millions, right alongside new construction luxury condos and affordable HDFC co-ops. The housing stock is some of the most beautiful in the city, characterized by wide boulevards and distinctive architecture.
Investment remains strong as new retail and office developments on 125th Street continue to reshape the economy. The area attracts a diverse mix of long-time residents, young professionals, and families seeking more space than they can afford in the Lower West Side.
Lifestyle & Community
The lifestyle in Harlem is soulful and social. The dining scene is legendary, from Sylvia's and Red Rooster to new trendy cafes. Cultural amenities are unmatched, with the Apollo Theater, the Studio Museum, and the Schomburg Center all within a few blocks.
Community pride is fierce. Block associations are active, and neighbors look out for one another. The stoop culture—sitting outside and chatting—is still very much alive here, making it feel warmer than the more anonymous downtown districts.
Transportation & Accessibility
Harlem is one of the best-connected neighborhoods in NYC. It is served by multiple express lines (2/3 on the west, 4/5 on the east, A/D in the middle). The 125th Street corridor is a major transit artery for buses and Metro-North, offering easy access to Westchester and Connecticut.
Getting downtown is fast—often 15-20 minutes to Midtown. The wide streets also make biking and driving relatively easier than in congested lower Manhattan.
Parks, Schools & Amenities
Residents are flanked by green space: Morningside Park to the west, Marcus Garvey Park in the center, and Central Park to the south. These parks are vital community hubs hosting jazz festivals, plays, and sports leagues.
Amenities have surged with the arrival of Whole Foods, Trader Joe's, and major retail chains on 125th Street. It offers a suburban-level convenience within an urban setting.
Who This Neighborhood Is Best For
Harlem is best for culture seekers, families wanting brownstone living, and professionals who want express commutes. It is for anyone who wants to live in a neighborhood with a distinct, powerful identity.
