---
title: "28 CLIFF Street #4, New York City, NY 10038"
description: "28 CLIFF Street #4, New York City, NY 10038 — South Street Seaport, New York City, NY. Listing Price $2,695,000. Price Reduced: Reduced $55,000 (2%) from $2,750,000 on September 11, 2026. 3 bed, 2 bath, 2,025 sqft Illustrative Buyer Commission Share of $40,425 at closing, based on a 3% buyer-broker commission."
url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/28-cliff-street-4-ny-10038"
source: "Real Estate Rebate Team"
dateModified: "2026-09-11T16:33:10.414Z"
status: "Active"
---

# 28 CLIFF Street #4, New York City, NY 10038

South Street Seaport, New York City, NY

Courtesy of Serhant

Last updated: September 11, 2026, 12:33 PM

## At a Glance

- **Listing Price**: $2,695,000
- **Price Reduced**: Reduced $55,000 (2%) from $2,750,000 on September 11, 2026
- **Beds**: 3
- **Baths**: 2
- **Sqft**: 2,025
- **Common Charges**: $530 / mo
- **Price per Sqft**: $1,331
- **Brokerage Fee**: Share Eligible

## The Private Brokerage Advantage

As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction.

- **Contract Purchase Price**: $2,695,000
- **Illustrative Buyer Commission Share**: -$40,425*
- **Illustrative Net Cost**: $2,654,575

*Illustrative Buyer Savings of $40,425 — 50% of a 3% buyer-broker commission, shared at closing.*

[Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)

## Photos (10)

![28 CLIFF Street #4, New York City, NY 10038 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/8ada72da-8abf-45c6-8257-00ff3b92fb40.png)
![28 CLIFF Street #4, New York City, NY 10038 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/5b5590aa-c113-4181-95c8-5da4fad9ba6e.jpg)
![28 CLIFF Street #4, New York City, NY 10038 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/93cc9da3-63c8-4caf-b7ce-0c6d3ce1d51e.png)
![28 CLIFF Street #4, New York City, NY 10038 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2a7025a8-1ca8-4745-bbc1-ee35ffe7b7a7.png)
![28 CLIFF Street #4, New York City, NY 10038 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/0a179950-fb4b-4e72-8018-637c7871df4f.png)
![28 CLIFF Street #4, New York City, NY 10038 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3f2ffde8-236a-47fe-99f2-fc8a2367d9b0.png)
![28 CLIFF Street #4, New York City, NY 10038 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9082867e-5b8a-44aa-af0f-2e28b5e05ef8.png)
![28 CLIFF Street #4, New York City, NY 10038 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/4fc2f5b7-12f5-4c6f-a0d8-b1beb3699ecf.jpg)
![28 CLIFF Street #4, New York City, NY 10038 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/eecd49f2-c8ed-4f3e-8f04-22772fb54673.png)
![28 CLIFF Street #4, New York City, NY 10038 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/eb0d8411-01df-49b5-9585-3bfc7c0a2666.png)

## Property Overview

Experience luxurious loft living in this 3-Bedroom + Office, 2-Bathroom with private rooftop terrace. This exceptional full-floor duplex, offers a unique blend of contemporary design and historic charm.

 A few flights up brings you to this beautifully designed condo nestled in between the Financial District and South Street Seaport. Boasting 15' ceilings and oversized windows, natural light floods the space, illuminating the impeccable details and finishes throughout. The loft seamlessly combines industrial chic with modern elegance, featuring exposed brick and Russian White Oak floors. The chef's kitchen features top of the line appliances and unique skylight. Off the main floor, the primary bedroom has a beautifully renovated bath, separate walk-in closet and balcony.

 The duplex's top floor has two additional bedrooms with a second balcony. There is also an office designed as a convertible office/bedroom with a built in desk & drawers. At approximately 1,550 sq. ft, the roof gives you a rare opportunity to create your own entertainer's paradise! The home is complete with central air conditioning and washer/dryer.

 28 Cliff Street is a quaint Condominium in the Seaport Area, close to transportation; the Fulton Street Station, shopping; Fulton 55 Gourmet Market, Delury Square, and great restaurants; The Paris Cafe, Blue Ribbon, The Fulton by Jean George and Crown Shy to name a few.

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## Property Details

- **Property Type**: Duplex
- **Beds**: 3
- **Baths**: 2
- **Rooms**: 5
- **Sqft**: 2,025 sqft
- **Stories**: 4
- **Year Built**: 1840
- **Price per Sqft**: $1,331
- **Common Charges**: $530 / Monthly
- **Listed On**: May 18, 2026
- **Days on Market**: 138 Days

### Residence Features

- In Unit
- Balcony
- Private Outdoor Space Over 60 Sqft
- High Ceilings

## Estimated Monthly Payment

**$14,157 / month**, assuming a 20% down payment ($539,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three.

- **Principal & Interest**: $13,627
- **Common Charges**: $530

Estimates only. Actual payments may vary. Confirm terms with your lender.

## Sales and market data

### How this price compares

- **This home**: $2,695,000
- **Median sold price**: $3,571,071
- **Difference**: -$876,071 (-24.5%)
- **This home, $/ft²**: $1,331
- **Median $/ft²**: $2,054
- **Comparable sales**: 17
- **Sales from**: October 2024 – May 2026
- **Middle half of those sales**: $2,725,000 – $5,505,000

Based on condo three-bedroom sales in South Street Seaport.

This building has not had enough comparable sales of its own in the period to support a median, so the benchmark is drawn from South Street Seaport instead.

### How these sales were negotiated

- **Sale-to-list price**: 99.3% (15 sales)
- **Sold below asking**: 53% (15 sales)
- **Typical time to find a buyer**: 83 days (15 sales)
- **Typical time to close**: 37 days (15 sales)

Based on condo three-bedroom sales in South Street Seaport with the required listing and closing data. Sample sizes vary by metric.

These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure.

### Price trend

Median sale price, condo and house three-bedroom sales in South Street Seaport

| Year | Median sold price | Sales |
| --- | --- | --- |
| 2021 | $3,257,513 | 14 |
| 2022 | $4,097,844 | 14 |
| 2025 | $3,734,391 | 11 |

Based on recorded condo and house three-bedroom sales in South Street Seaport.

Sales data through May 2026.

Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for.

[See every recorded sale at THE CLIFF Street CONDO](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-cliff-street-condo)

## Price and Property History for 28 CLIFF Street, Unit 4

Review the recorded listing activity for 28 CLIFF Street, Unit 4, including asking-price changes and prior market dates.

- **Latest price change**: Reduced by $55,000, or 2%, on September 11, 2026
- **Originally listed**: May 18, 2026 at $2,750,000
- **Current asking price**: $2,695,000

| Date | Price | Listing event |
| --- | --- | --- |
| September 11, 2026 | $2,695,000 | Asking price reduced by $55,000, or 2% |
| May 18, 2026 | $2,750,000 | Listed for sale by Serhant |

## Property Tax History

Taxes at 28 CLIFF Street #4 were $30,275 in 2026.

| Year | Tax Assessment | Land | Additions | Billable Value | Property Tax | Tax Rate |
| --- | --- | --- | --- | --- | --- | --- |
| 2026 (FY 2026/27) | $554,093 | $30,014 | $524,079 | $242,200 | $30,275 | 12.5% (estimated) |
| 2025 (FY 2025/26) | $461,695 | $30,014 | $431,681 | $242,200 | $30,275 | 12.5% (estimated) |
| 2024 (FY 2024/25) | $384,782 | $30,014 | $354,768 | $234,692 | $29,337 | 12.5% |
| 2023 (FY 2023/24) | $320,630 | $30,014 | $290,616 | $217,308 | $27,168 | 12.502% |
| 2022 (FY 2022/23) | $347,324 | $30,014 | $317,310 | $201,213 | $20,375 after $4,308 abatement | 12.267% |
| 2021 (FY 2021/22) | $408,753 | $30,014 | $378,739 | $186,308 | $6,817 after $15,978 abatement | 12.235% |
| 2020 (FY 2020/21) | $463,420 | $30,014 | $433,406 | $186,308 | $22,854 | 12.267% |
| 2019 (FY 2019/20) | $579,308 | $30,014 | $549,294 | $180,532 | $22,518 | 12.473% |
| 2018 (FY 2018/19) | $167,160 | — | — | $167,160 | $21,082 | 12.612% |
| 2017 (FY 2017/18) | $154,779 | — | — | $154,779 | $19,686 | 12.719% |
| 2016 (FY 2016/17) | $143,314 | — | — | $143,314 | $18,476 | 12.892% |
| 2015 (FY 2015/16) | $143,314 | — | — | $143,314 | $18,463 | 12.883% |
| 2014 (FY 2014/15) | $138,871 | — | — | $138,871 | $17,852 | 12.855% |
| 2013 (FY 2013/14) | $128,585 | — | — | $128,585 | $16,902 | 13.145% |
| 2012 (FY 2012/13) | $119,061 | — | — | $119,061 | $15,693 | 13.181% |
| 2011 (FY 2011/12) | $110,242 | — | — | $110,242 | $14,809 | 13.433% |
| 2010 (FY 2010/11) | $110,242 | — | — | $110,242 | $14,721 | 13.353% |

The City has not published the official FY2026/27 and FY2025/26 tax rates yet. We calculated the tax for those years using the prior year’s rate, so treat them as an estimate rather than a figure the City has adopted. Every rate without the Estimated marker is the published one.

Tax Assessment is the assessed value on the City’s roll, and it is the figure other listing sites publish. It is not what the bill is calculated on. New York phases assessment changes in gradually for some tax classes, so the City bills the Billable Value shown beside it, less any exemption the owner holds. It usually trails the assessment, and it can sit above it for a few years after an assessment falls.

Where an abatement applies, Property Tax is the amount owed after it. Abatements are granted to the property and do not necessarily transfer to a new owner.

Figures are the New York City Department of Finance assessment roll for tax lot 1000751014. Assessed and billable values are determined by the City for tax purposes and are not an appraisal or an estimate of market value. Tax classes and rates are set annually and can change.

[How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology)

## About The Building

### THE CLIFF Street CONDO

28 CLIFF Street, New York, NY 10038

A building in the neighborhood, currently featuring 1 active listing.

- **Year Built**: 1840
- **Active Units**: 1
- **Floors**: 4

[View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-cliff-street-condo)

### Available Residences — For Sale (1)

| Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [4](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/28-cliff-street-4-ny-10038) | 3 | 2 | 2,025 sqft | $1,331 | $2,695,000 (-2.0%) | Serhant | May 18, 2026 | 137 days |

## Potential NYC Second-Home Tax

This property may be subject to New York City’s non-primary residence surcharge if it is not used as a qualifying primary residence. The surcharge is based on the NYC Department of Finance market value, not the listing price.

[Estimate the Potential Surcharge](https://realestaterebatesnewyork.com/calculators/nyc-second-home-tax-calculator)

## South Street Seaport

Overview of South Street Seaport

[Explore South Street Seaport](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/south-street-seaport) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods)

### Nearby South Street Seaport

- [Battery Park City real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/battery-park-city)
- [Civic Center real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/civic-center)
- [Two Bridges real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/two-bridges)
- [Tribeca real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/tribeca)
- [Chinatown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/chinatown)
- [Little Italy real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/little-italy)

## Related Links

- [THE CLIFF Street CONDO — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-cliff-street-condo)
- [South Street Seaport neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/south-street-seaport)
- [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)
- [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact)

---

> RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

> All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.