---
title: "90 Gold Street #14J, New York City, NY 10038"
description: "90 Gold Street #14J, New York City, NY 10038 — Financial District, New York City, NY. Listing Price $615,000. 1 bed, 1 bath Illustrative Buyer Commission Share of $9,225 at closing, based on a 3% buyer-broker commission."
url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/90-gold-street-j-14J-ny-10038"
source: "Real Estate Rebate Team"
status: "Active"
---

# 90 Gold Street #14J, New York City, NY 10038

Financial District, New York City, NY

Courtesy of Compass

## At a Glance

- **Listing Price**: $615,000
- **Beds**: 1
- **Baths**: 1
- **Common Charges**: $918 / mo
- **Brokerage Fee**: Share Eligible

## The Private Brokerage Advantage

As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction.

- **Contract Purchase Price**: $615,000
- **Illustrative Buyer Commission Share**: -$9,225*
- **Illustrative Net Cost**: $605,775

*Illustrative Buyer Savings of $9,225 — 50% of a 3% buyer-broker commission, shared at closing.*

[Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)

## Photos (8)

![90 Gold Street #14J, New York City, NY 10038 — photo 1 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/84927c61-f310-4f88-a477-06c89a8b3253.jpg)
![90 Gold Street #14J, New York City, NY 10038 — photo 2 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a9d25fc4-7577-486f-b6ff-bd853801b24d.jpg)
![90 Gold Street #14J, New York City, NY 10038 — photo 3 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/54fa8a32-763c-408c-ad15-e15c2d19f10b.jpg)
![90 Gold Street #14J, New York City, NY 10038 — photo 4 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/aa8b4ff5-872b-4880-8b3f-e078b149ed7c.jpg)
![90 Gold Street #14J, New York City, NY 10038 — photo 5 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/dcdd0b1a-1b03-481a-a976-be0529e485eb.jpg)
![90 Gold Street #14J, New York City, NY 10038 — photo 6 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/de0c9edd-1260-4b98-8e70-81a74639765a.jpg)
![90 Gold Street #14J, New York City, NY 10038 — photo 7 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/84723d00-f28c-4822-bd35-8aca90d531f8.jpg)
![90 Gold Street #14J, New York City, NY 10038 — photo 8 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c11217da-91b0-4e61-af05-a121c7d94985.jpg)

## Property Overview

Welcome to Residence 14J at 90 Gold Street, a spacious one bed broom apartment in the highly sought-after Southbridge Towers cooperative in the heart of the Financial District.

Perched on a high floor, this inviting residence offers generous proportions, an excellent layout, and abundant natural light throughout. The home features oversized windows, spacious living and dining areas ideal for entertaining, and ample closet space for exceptional storage. The thoughtfully designed layout offers both comfort and flexibility, with endless opportunities to customize and make the home your own. There is also a private balcony which extends the the living area.

The building complex offers 24-hour security, a live-in super, 24/7 building staff, several children's playgrounds, a basketball court, beautifully landscaped gardens throughout the complex, and a very caring and supportive staff. Each high-rise building in the Southbridge complex has a laundry facility in the basement. Garage space is available in the complex, and residents may apply for a reduced rate. Basement storage bins are available via a waitlist. Located in the Seaport/FiDi district, it is close to nearly every major subway line: A, C, J, Z, 2, 3, 4, 5, 6, and PATH trains. It is also close to many express bus lines. All your services are within close proximity, including markets, cobblers, dry cleaners, spas, and, of course, many wonderful restaurants. There are wonderful paths to be accessed from the building around the southern tip of Manhattan, as well as ferries to any number of locations. It's a great place to call home and take advantage of all this part of town has to offer.

## Property Details

- **Property Type**: Co-op
- **Beds**: 1
- **Baths**: 1
- **Rooms**: 4
- **Stories**: 27
- **Year Built**: 1971
- **Common Charges**: $917.76 / Monthly
- **Listed On**: Jun 22, 2026
- **Days on Market**: 82 Days

### Residence Features

- Common On Floor
- Common Area
- Garage
- Building Basketball Court
- Balcony
- Private Outdoor Space Over 60 Sqft

### Building Amenities

- Garage

## Sales Evidence

### Recent closed sales

93 apartments at Southbridge Towers have recorded sales since September 2021, the most recent for $720,000 in August 2026. Prices are the figures recorded with the City, not asking prices.

| Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source |
| --- | --- | --- | --- | --- | --- | --- |
| [8H](https://realestaterebatesnewyork.com/new-developments/newyorkcity/manhattan/10038/100-beekman-street-h-8H-ny-10038) (Apartment) | 1 | — | $720,000 | — | August 14, 2026 | MLS |
| [21H](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/333-pearl-street-h-21H-ny-10038) (Apartment) | 1 | — | $660,000 | — | July 15, 2026 | City record · MLS |
| 26A (Apartment) | Studio | — | $486,500 | — | July 1, 2026 | MLS |
| 6M (Apartment) | 1 | — | $705,000 | — | June 23, 2026 | City record · MLS |
| 20B (Apartment) | 1 | 750 | $759,000 | $1,012/ft² | June 8, 2026 | City record · MLS |
| 13L (Apartment) | 2 | 950 | $875,000 | $921/ft² | May 19, 2026 | City record · MLS |
| 4K (Apartment) | 2 | 895 | $925,000 | $1,034/ft² | April 6, 2026 | City record · MLS |
| 11B (Apartment) | 1 | 750 | $830,000 | $1,107/ft² | March 18, 2026 | City record · MLS |
| 14G (Apartment) | — | — | $550,000 | — | January 28, 2026 | City record |
| 1G (Apartment) | — | — | $450,000 | — | January 21, 2026 | City record |
| 21G (Apartment) | Studio | — | $530,000 | — | December 8, 2025 | City record · MLS |
| 3M (Apartment) | — | — | $605,000 | — | November 10, 2025 | City record |
| 6K (Apartment) | 2 | — | $800,000 | — | November 3, 2025 | City record · MLS |
| 16K (Apartment) | 2 | — | $990,000 | — | October 22, 2025 | City record · MLS |
| 17G (Apartment) | — | — | $500,000 | — | October 22, 2025 | City record |
| 6H (Apartment) | 1 | 668 | $715,000 | $1,070/ft² | October 1, 2025 | City record · MLS |
| 22M (Apartment) | — | — | $750,000 | — | September 18, 2025 | City record |
| 7A (Apartment) | Studio | — | $485,000 | — | September 15, 2025 | City record · MLS |
| 1E (Apartment) | 1 | — | $610,000 | — | August 13, 2025 | City record · MLS |
| 23A (Apartment) | Studio | — | $510,000 | — | July 31, 2025 | City record · MLS |
| 26F (Apartment) | — | — | $807,000 | — | July 28, 2025 | City record |
| 18H (Apartment) | — | — | $750,000 | — | June 25, 2025 | City record |
| 9K (Apartment) | 2 | — | $880,000 | — | May 8, 2025 | City record · MLS |
| 5F (Apartment) | 2 | — | $898,000 | — | March 6, 2025 | City record · MLS |
| 14D (Apartment) | 2 | — | $950,000 | — | January 7, 2025 | MLS |
| 15D (Apartment) | — | — | $900,000 | — | December 27, 2024 | City record |
| 3H (Apartment) | 2 | — | $870,000 | — | December 5, 2024 | City record · MLS |
| 12E (Apartment) | 1 | — | $735,000 | — | December 4, 2024 | City record · MLS |
| 2J (Apartment) | 1 | — | $680,000 | — | November 26, 2024 | City record · MLS |
| 4H (Apartment) | 2 | — | $900,000 | — | November 8, 2024 | City record · MLS |
| 5c (Apartment) | 2 | — | $950,000 | — | November 5, 2024 | City record · MLS |
| 4A (Apartment) | Studio | 459 | $530,000 | $1,155/ft² | October 3, 2024 | City record · MLS |
| 5F (Apartment) | — | — | $600,000 | — | September 10, 2024 | City record |
| 8F (Apartment) | 1 | — | $640,000 | — | August 27, 2024 | City record · MLS |
| 27M (Apartment) | 1 | 750 | $660,000 | $880/ft² | August 13, 2024 | City record · MLS |
| 2H (Apartment) | 1 | — | $610,000 | — | August 1, 2024 | City record · MLS |
| 26-D (Apartment) | 2 | 1,100 | $1,115,000 | $1,014/ft² | July 25, 2024 | City record · MLS |
| 3H (Apartment) | 1 | — | $635,000 | — | July 11, 2024 | City record · MLS |
| 16N (Apartment) | 1 | — | $665,000 | — | July 9, 2024 | City record · MLS |
| 6a (Apartment) | 2 | — | $875,000 | — | July 8, 2024 | City record · MLS |

Showing the 40 most recent of 93 recorded sales in this period.

Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below.

### How this price compares

The median closed price for comparable one-bedroom sales at Southbridge Towers is $679,000, based on 32 sales between October 2021 and July 2026. This home is asking $615,000, $64,000 below that median. The middle half of those sales closed between $657,500 and $715,000.

- **Median closed price**: $679,000
- **Middle half**: $657,500 – $715,000
- **Based on**: 32 one-bedroom sales at Southbridge Towers
- **Period**: October 2021 – July 2026

Square footage is recorded for only 6 of these 32 sales (19%), so no price per square foot is shown for this group. Co-op sales rarely carry a floor area, and a figure drawn from a handful of them would not describe the rest.

Across the 24 of these sales with a published asking price, the median closed at 97.5% of what it originally asked. 75% of them closed below the original ask.

### How these sales were negotiated

- **Sold vs original ask**: 97.5% of the original ask
- **Closed below ask**: 75% of 24 sales
- **Listed → in contract**: 64 days (about 9 weeks)
- **In contract → closed**: 98 days (about 14 weeks)

Across the 24 of these sales with a published asking price, the median closed at 97.5% of what it originally asked. 75% of them closed below the original ask.

Half of these homes were in contract within 64 days (about 9 weeks) of coming to market, based on the 27 with a recorded listing date.

Once a deal was agreed, closing took a further 98 days (about 14 weeks), based on the 27 with both dates recorded. A co-op board package and its interview account for much of that.

These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure.

Based on 32 one-bedroom sales at Southbridge Towers, October 2021 – July 2026. Each figure counts only the sales that recorded the dates it needs, which is why the denominators differ.

### Price trend

Median sold price for co-op one-bedroom sales in Financial District, 2017 to 2025. The series is held to one bedroom count and one ownership type for the same reason: an unfiltered median tracks which apartments sold, not what they were worth.

| Year | Median sold price | Sales |
| --- | --- | --- |
| 2017 | $750,000 | 19 |
| 2018 | $716,500 | 14 |
| 2019 | $705,000 | 11 |
| 2021 | $704,500 | 14 |
| 2022 | $690,000 | 16 |
| 2023 | $665,000 | 14 |
| 2024 | $677,500 | 15 |
| 2025 | $675,000 | 11 |

This building does not have enough sales with a recorded floor area to chart its own price per square foot, which is usual for a co-op. The series above follows comparable homes across Financial District instead.

Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for.

[See every recorded sale at Southbridge Towers](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/southbridge-towers)

## Price and Property History for 90 Gold Street, Unit 14J

Review the recorded listing activity for 90 Gold Street, Unit 14J, including asking-price changes and prior market dates.

- **Latest price change**: Reduced by $20,000, or 3.1%, on July 21, 2026
- **Originally listed**: June 16, 2026 at $635,000
- **Current asking price**: $615,000

| Date | Price | Listing event |
| --- | --- | --- |
| July 21, 2026 | $615,000 | Asking price reduced by $20,000, or 3.1% |
| June 16, 2026 | $635,000 | Listed for sale by Compass |

## Property Taxes

This apartment is part of a co-op that is taxed as one lot shared across 1,641 apartments. The corporation’s 2026 property tax bill was $19,329,269 for the whole building. Shareholders cover it through their monthly maintenance rather than a separate bill for this unit.

[See the full property tax history for Southbridge Towers](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/southbridge-towers)

[How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology)

## About The Building

### Southbridge Towers

Financial District · Stock Cooperative

333 PEARL Street, New York, NY 10038

A building in Financial District, currently featuring 17 active listings.

- **Year Built**: 1971
- **Total Units**: 17
- **Floors**: 27

[View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/southbridge-towers)

### Available Residences — For Sale (17)

| Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [14J](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/90-gold-street-j-14J-ny-10038) | 1 | 1 | — | — | $615,000 (-3.1%) | Compass | Jun 22, 2026 | 81 days |
| [21H](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/333-pearl-street-h-21H-ny-10038) | 1 | 1 | — | — | $660,000 (+1.7%) | Brown Harris Stevens Residential Sales LLC | Feb 13, 2026 | 210 days |
| [24G](https://realestaterebatesnewyork.com/new-developments/newyorkcity/manhattan/10038/90-gold-street-g-24G-ny-10038) | Studio | 1 | — | — | $549,000 (-2.0%) — In contract | Corcoran Group | Oct 3, 2025 | 343 days |
| [5L](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/333-pearl-street-l-5L-ny-10038) | 2 | 1 | — | — | $825,000 (-2.9%) — In contract | Brown Harris Stevens Residential Sales LLC | Oct 8, 2025 | 338 days |
| [19D](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/77-fulton-street-d-19D-ny-10038) | 2 | 1 | — | — | $950,000 (-4.5%) | Compass | Oct 31, 2025 | 315 days |
| [13a](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/90-gold-street-a-13a-ny-10038) | Studio | 1 | — | — | $494,000 (-5.9%) — In contract | Keller Williams NYC | Jan 23, 2026 | 231 days |
| [8H](https://realestaterebatesnewyork.com/new-developments/newyorkcity/manhattan/10038/100-beekman-street-h-8H-ny-10038) | 1 | 1 | — | — | $720,000 | Brown Harris Stevens Residential Sales LLC | Feb 5, 2026 | 218 days |
| [24B](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/90-gold-street-24b-ny-10038) | 1 | 1 | — | — | $750,000 (-3.2%) | Brown Harris Stevens Residential Sales LLC | Mar 19, 2026 | 176 days |
| [7G](https://realestaterebatesnewyork.com/new-developments/newyorkcity/manhattan/10038/333-pearl-street-g-7G-ny-10038) | Studio | 1 | — | — | $545,000 | Hauseit LLC | Mar 20, 2026 | 175 days |
| [27H](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/333-pearl-street-h-27H-ny-10038) | 1 | 1 | — | — | $760,000 | Brown Harris Stevens Residential Sales LLC | Mar 25, 2026 | 170 days |
| [4M](https://realestaterebatesnewyork.com/new-developments/newyorkcity/manhattan/10038/77-fulton-street-m-4M-ny-10038) | 1 | 1 | — | — | $735,000 — In contract | Brown Harris Stevens Residential Sales LLC | Apr 3, 2026 | 161 days |
| [8E](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/333-pearl-street-e-8E-ny-10038) | 1 | 1 | — | — | $600,000 — In contract | Brown Harris Stevens Residential Sales LLC | Jun 3, 2026 | 100 days |
| [21D](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/100-beekman-street-d-21D-ny-10038) | 2 | 1 | — | — | $1,275,000 | Corcoran Group | Jun 4, 2026 | 99 days |
| [18N](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/90-gold-street-n-18N-ny-10038) | 1 | 1 | 725 sqft | $897 | $650,000 (-4.4%) — In contract | Brown Harris Stevens Residential Sales LLC | Jun 5, 2026 | 98 days |
| [18J](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/333-pearl-street-j-18J-ny-10038) | 1 | 1 | — | — | $695,000 (-2.8%) | Brown Harris Stevens Residential Sales LLC | Jun 25, 2026 | 78 days |
| [13N](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/77-fulton-street-13n-ny-10038) | 1 | 1 | 750 sqft | $1,000 | $750,000 | Brown Harris Stevens Residential Sales LLC | Jul 27, 2026 | 46 days |
| [5A](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/333-pearl-street-5a-ny-10038) | Studio | 1 | — | — | $599,000 — In contract | Brown Harris Stevens Residential Sales LLC | Aug 14, 2026 | 28 days |

## Estimated Monthly Payment

**$4,028 / month**, assuming a 20% down payment ($123,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three.

- **Principal & Interest**: $3,110
- **Common Charges**: $918

Estimates only. Actual payments may vary. Confirm terms with your lender.

## Financial District

Manhattan's Historic Power Center

[Explore Financial District](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods)

### Nearby Financial District

- [Battery Park City real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/battery-park-city)
- [Civic Center real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/civic-center)
- [Two Bridges real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/two-bridges)
- [Tribeca real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/tribeca)
- [Chinatown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/chinatown)
- [Little Italy real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/little-italy)

## Related Links

- [Southbridge Towers — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/southbridge-towers)
- [Financial District neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district)
- [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)
- [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact)

---

> RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

> All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.