--- title: "231 West 148th Street #4-M, New York City, NY 10039" description: "231 West 148th Street #4-M, New York City, NY 10039 — West Harlem, New York City, NY. Listing Price $525,000. 3 bed, 2 bath Illustrative Buyer Commission Share of $7,875 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street--m-4M-ny-10039" source: "Real Estate Rebate Team" dateModified: "2026-08-31T14:25:32.301Z" status: "Active" --- # 231 West 148th Street #4-M, New York City, NY 10039 West Harlem, New York City, NY Courtesy of REAL BROKER LLC Last updated: August 31, 2026, 10:25 AM ## At a Glance - **Listing Price**: $525,000 - **Beds**: 3 - **Total Baths**: 2 - **Common Charges**: $1,335 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $525,000 - **Illustrative Buyer Commission Share**: -$7,875* - **Illustrative Net Cost**: $517,125 *Illustrative Buyer Savings of $7,875 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (9) ![231 West 148th Street #4-M, New York City, NY 10039 — photo 1 of 9](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/7d343a5f-e0b9-419f-a5dc-78e99898d11f.jpg) ![231 West 148th Street #4-M, New York City, NY 10039 — photo 2 of 9](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/5b847d28-aff7-4d4b-a356-f3de9eda673f.jpg) ![231 West 148th Street #4-M, New York City, NY 10039 — photo 3 of 9](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/237e7bbe-d9bc-48d0-bb18-22957d4da1d3.jpg) ![231 West 148th Street #4-M, New York City, NY 10039 — photo 4 of 9](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/d1c66377-b465-40e5-8936-3fa29713c2bb.jpg) ![231 West 148th Street #4-M, New York City, NY 10039 — photo 5 of 9](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/d545605e-93c4-4585-8588-1af2e29a4de8.jpg) ![231 West 148th Street #4-M, New York City, NY 10039 — photo 6 of 9](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/8c5fb7f0-89ab-4917-abb2-e21b72565de9.jpg) ![231 West 148th Street #4-M, New York City, NY 10039 — photo 7 of 9](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c06354ed-6118-4e76-8adb-cf96c6ba3988.jpg) ![231 West 148th Street #4-M, New York City, NY 10039 — photo 8 of 9](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/803a3f59-c6cb-44bd-bd30-50eb997acf89.jpg) ![231 West 148th Street #4-M, New York City, NY 10039 — photo 9 of 9](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/fb259acb-1198-499c-933e-cc599d94a0c0.jpg) ## Property Overview Spacious 3BR HDFC Opportunity with Ultra-Low Maintenance — Just $1335/Month (Includes Taxes!) This is the one buyers wait for. Welcome to The Washington — a sun-filled, oversized three-bedroom home offering incredible value, flexible layout, and rare affordability in the heart of Upper Harlem. Positioned on a quiet, tree-lined block, this residence features three well-proportioned bedrooms, excellent closet space, and beautiful hardwood floors throughout. A proper living and dining area creates a true sense of separation and flow — ideal for both everyday living and entertaining. The home is complete with a full bathroom plus an additional powder room, a rare bonus at this price point. Full-Service HDFC Co-op with Amenities Originally built in 1920 and converted in 2003, The Washington is a well-maintained, pet-friendly cooperative offering: Live-in superintendent Fitness center Bike storage Community room & playroom Two central laundry rooms Private, key-access courtyard with BBQ area Garage parking directly across the street Financials & HDFC Requirements Maintenance: $1335/month (includes taxes) Financing: Up to 90% permitted Income cap: $284,250 (250% AMI, regardless of household size) DTI requirement: Under 30% Subletting: Allowed after 2 years (board approval required) Flip tax: None Opportunities like this are increasingly rare — a true three-bedroom with this level of space, condition, and carrying cost is hard to replicate. Reach out to schedule a private showing. ## Property Details - **Property Type**: Condop - **Beds**: 3 - **Total Baths**: 2 - **Rooms**: 5 - **Stories**: 6 - **Year Built**: 1920 - **Common Charges**: $1,335 / Monthly - **Listed On**: Apr 13, 2026 - **Days on Market**: 152 Days ### Residence Features - Common Area - Building Storage - Building Courtyard - Entrance Foyer ## Sales Evidence ### Recent closed sales 7 apartments at 231 West 148th Street have recorded sales since September 2021, the most recent for $650,000 in December 2024. Prices are the figures recorded with the City, not asking prices. | Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source | | --- | --- | --- | --- | --- | --- | --- | | 4L (Apartment) | 3 | — | $650,000 | — | December 16, 2024 | City record · MLS | | 2-N (Duplex) | 1 | — | $435,000 | — | February 7, 2023 | City record · MLS | | 5P (Apartment) | 2 | — | $548,000 | — | January 24, 2023 | City record · MLS | | 1N (Apartment) | 2 | 1,605 | $675,000 | $421/ft² | October 5, 2022 | City record · MLS | | 4-G (Duplex) | 1 | — | $435,000 | — | May 24, 2022 | City record · MLS | | 5H (Apartment) | — | — | $631,000 | — | March 23, 2022 | City record | | 2-H (Apartment) | 2 | 1,000 | $610,000 | $610/ft² | November 10, 2021 | City record · MLS | Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at 231 West 148th Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/231-west-148th-street) ## Price and Property History for 231 West 148th Street, Unit 4-M Review the recorded listing activity for 231 West 148th Street, Unit 4-M, including asking-price changes and prior market dates. - **Latest price change**: Reduced by $30,000, or 5.4%, on August 31, 2026 - **Originally listed**: April 13, 2026 at $625,000 - **Current asking price**: $525,000 | Date | Price | Listing event | | --- | --- | --- | | August 31, 2026 | $525,000 | Asking price reduced by $30,000, or 5.4% | | July 2, 2026 | $555,000 | Asking price reduced by $20,000, or 3.5% | | April 13, 2026 | $625,000 | Listed for sale by REAL BROKER LLC | ## Property Taxes This apartment is part of a co-op that is taxed as one lot shared across 89 apartments. The corporation’s 2026 property tax bill was $39,691 for the whole building. Shareholders cover it through their monthly maintenance rather than a separate bill for this unit. [See the full property tax history for 231 West 148th Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/231-west-148th-street) [How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology) ## About The Building ### 231 West 148th Street Central Harlem · Stock Cooperative 231 West 148th Street, New York, NY 10039 A building in Central Harlem, currently featuring 1 active listing. - **Year Built**: 1920 - **Total Units**: 1 - **Floors**: 6 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/231-west-148th-street) ### Available Residences — For Sale (1) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [4-M](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street--m-4M-ny-10039) | 3 | 2 | — | — | $525,000 (-5.4%) | REAL BROKER LLC | Apr 13, 2026 | 152 days | ## Estimated Monthly Payment **$3,990 / month**, assuming a 20% down payment ($105,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $2,655 - **Common Charges**: $1,335 Estimates only. Actual payments may vary. Confirm terms with your lender. ## West Harlem Overview of West Harlem [Explore West Harlem](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/west-harlem) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby West Harlem - [Morningside Heights real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/morningside-heights) - [East Harlem real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/east-harlem) ## Related Links - [231 West 148th Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/231-west-148th-street) - [West Harlem neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/west-harlem) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.