---
title: "231 West 148th Street #4-M, New York, NY 10039"
description: "231 West 148th Street #4-M, New York, NY 10039 — NYC real estate listing on Real Estate Rebate Team. Priced at $575,000. Est. potential buyer savings up to $14,375 (subject to buyer-broker compensation received, lender approval, and applicable law)."
url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street--m-4M-ny-10039"
source: "Real Estate Rebate Team"
---

# 231 West 148th Street #4-M, New York, NY 10039

> **Listing Courtesy of:** REAL BROKER LLC

## Description

Spacious 3BR HDFC Opportunity with Ultra-Low Maintenance — Just $1335/Month (Includes Taxes!)

This is the one buyers wait for.

Welcome to The Washington — a sun-filled, oversized three-bedroom home offering incredible value, flexible layout, and rare affordability in the heart of Upper Harlem.

Positioned on a quiet, tree-lined block, this residence features three well-proportioned bedrooms, excellent closet space, and beautiful hardwood floors throughout. A proper living and dining area creates a true sense of separation and flow — ideal for both everyday living and entertaining. The home is complete with a full bathroom plus an additional powder room, a rare bonus at this price point.

Full-Service HDFC Co-op with Amenities

Originally built in 1920 and converted in 2003, The Washington is a well-maintained, pet-friendly cooperative offering:

Live-in superintendent
Fitness center
Bike storage
Community room & playroom
Two central laundry rooms
Private, key-access courtyard with BBQ area
Garage parking directly across the street

Financials & HDFC Requirements

Maintenance: $1335/month (includes taxes)
Financing: Up to 90% permitted
Income cap: $284,250 (250% AMI, regardless of household size)
DTI requirement: Under 30%
Subletting: Allowed after 2 years (board approval required)
Flip tax: None

Opportunities like this are increasingly rare — a true three-bedroom with this level of space, condition, and carrying cost is hard to replicate.

Reach out to schedule a private showing.

## Property Details

- **Price**: $575,000
- **Potential Buyer Rebate**: $14,375
- **Bedrooms**: 3
- **Bathrooms**: 1 full, 1 half
- **Property Type**: Residential
- **Year Built**: 1920
- **Building**: 231 West 148th Street
- **Neighbourhood**: West Harlem
- **Area / Borough**: Manhattan
- **Subdivision**: West Harlem
- **Listing Office**: REAL BROKER LLC
- **State**: NY

## Estimated Potential Buyer Savings

Real Estate Rebate Team estimates potential buyer savings of up to **$14,375** at closing.

*Estimated by Real Estate Rebate Team. Subject to buyer-broker compensation received, lender approval, transaction terms, and applicable law. Not all listings qualify.*

## Related Links

- [Building details](https://realestaterebatesnewyork.com/buildings//buildings/new-york-city/manhattan/231-west-148th-street)
- [Neighbourhood guide](https://realestaterebatesnewyork.com/neighborhoods//neighborhoods/new-york-city/manhattan/west-harlem)
- [Calculate your exact cash back and book a showing here](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)
- [Contact Regis Roumila for more details](https://realestaterebatesnewyork.com/contact)

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> This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available.

> This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.