231 West 148th Street #4K, New York City, NY 10039
Listing Courtesy of Compass
$485,000
Potential Rebate: $7,275
Overview
Welcome to a home that blends style, comfort, and the simple joy of having a space that’s truly yours. A modern Harlem duplex with warmth, character, and everyday ease.
This one-bedroom duplex in The Washington Co-ops offers an inviting layout, thoughtful updates, and that effortless Harlem charm that makes it easy to imagine yourself settling in.
The main level opens to a bright living and dining area, framed by hardwood floors and high ceilings that create an airy, open feel.
The kitchen combines a perfect mix of classic and contemporary with sleek white cabinetry contrasting with a rich brick backsplash and stainless-steel appliances.
A striking spiral staircase anchors the space and leads upstairs to a spacious bedroom with excellent closet storage and room to unwind.
The bathroom’s warm wood tones and modern finishes complete the home’s cohesive, stylish aesthetic.
Located in Hamilton Heights, you’ll enjoy the ease of laundry in the building, an elevator, and a live-in super, along with quick access to the A/B/C/D and 3 trains just blocks away.
Surrounded by parks, cafes, and Harlem’s signature blend of history and culture, this duplex offers a space that feels personal, polished, and full of possibility, making it a wonderful first step into homeownership.
Building & Financial Details
The Washington is a well-maintained, pet-friendly HDC co-op in vibrant Upper Harlem. Residents enjoy amenities such as a fitness center, bike storage, community room, playroom, and additional storage units. A key-access courtyard garden with a barbecue area offers a peaceful outdoor retreat, and garage parking is conveniently located just across the street.
The income cap is set at 250% of the NYC Area Median Income (AMI) as determined by HUD, regardless of household size, with a maximum allowable income of $284,250. Financial requirements include a debt-to-income ratio below 30%. Subletting is permitted after two years of residency, subject to board approval, and there is no flip tax.
Home Features
- •Common On Floor
- •Common Area
- •Garage
- •High Ceilings
- •His and Hers Closets
- •Recessed Lighting
- •Hardwood
Building Amenities
- •Garage
Estimated Monthly Payment
$3,236 per month
30 year fixed, 6.28% Interest
Estimated Rebate for this Home
One-time rebate at closing
$7,275
Monthly savings impact
$20/mo
💡 Estimated at 1.5% of purchase price
The rebate is paid to you at closing and can help offset closing costs or other expenses.
Calculator Disclaimer: This calculator provides estimates for informational purposes only. Actual monthly payments, interest rates, taxes, and rebate amounts may vary. The rebate calculation is an estimate and subject to final terms. This information is not provided by the Real Estate Board of New York (REBNY).
Why Buy With Us
Rebates Up To
2.5%
25+ Years
Experience
REBNY & NAR
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Listings
RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and for no listing shall the number of bedrooms listed be considered a legal conclusion.
The Real Estate Rebate Team
Listing Courtesy of Compass
Data Source: TRESTLE #RLS20052951
Price Analysis
Compare average listing prices and value metrics for 231 West 148th Street against the surrounding Central Harlem market.
Average List Price
Price Per SqFt
Insufficient size data available to calculate Price Per SqFt comparisons for this specific selection.
55.00% Lower
than the Central Harlem price average
Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.
Central Harlem
Overview of Central Harlem
Central Harlem is the cultural capital of Black America. Known for its jazz clubs and historic brownstones. For buyers seeking Central Harlem Manhattan real estate, it offers history and community.
Living in Central Harlem is soulful. As a Manhattan NYC neighborhood, it is experiencing a renaissance.
Real Estate & Housing Market
The market for homes for sale in Central Harlem includes renovated brownstones and new condos.
Lifestyle & Community
The lifestyle in Central Harlem is vibrant. 125th Street is the commercial heartbeat.
Transportation & Accessibility
Central Harlem is served by the 2/3 and B/C trains.
Parks, Schools & Amenities
Marcus Garvey Park is a community gathering spot.
Amenities: The Apollo Theater is a global icon.
Who This Neighborhood Is Best For
Central Harlem is best for culture seekers and families.
