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CondominiumFinancial District

130 Water Street #3-F, New York City, NY 10005

Listing Courtesy of Keller Williams Realty Empire

$3,300/mo

Potential Rebate: $50

Condominium
Studio
1 Bath
2 Rooms
514 sqft
Built 1956
12 Stories
6/ft²
Listed on Dec 11, 2025
19 days on market

Overview

Expansive studio with separate kitchen and plenty of storage in prime FiDi. Enter to find a large closet and separate room which can be used as an office, for storage, or whatever you wish. The main room offers nearly 300 square feet and features a wall of north-facing windows. A separate kitchen with new appliances and built-in microwave means you can fully maximize your living space. Laundry is just two doors down the hall. 130 Water Street features a full-time doorman, live-in super, and bike storage. Convenient to the waterfront, South Street Seaport, and all that FiDi has to offer. The 2/3/4/5/A/C/J/Z trains, Pier 11 Ferry Terminal, Staten Island and Governor's Island Ferry are all within a few blocks, offering exceptional connectivity to all of New York City. Make this your new home today.

Home Features

  • Building Multiple Locations
  • Common Area
  • Building Storage

Estimated Monthly Payment

$16 per month

30 year fixed, 6.28% Interest

Principal and Interest
$16
Property Taxes
$0
Maintenance/Common Charges
$0

Estimated Rebate for this Home

One-time rebate at closing

$50

Monthly savings impact

$0/mo

Effective Purchase Price

$3,251

(Home Price - Estimated Rebate)

💡 Estimated rebate from our commission

The rebate is paid to you at closing and can help offset closing costs or other expenses.

Calculator Disclaimer: Commission structures vary by property, developer, and transaction. Resale properties typically offer around 3% buyer-side commission, and new developments around 5%, but this is not guaranteed. New developments are often open to negotiation, and each property and transaction is unique. Rebate amounts shown are estimates only. Please confirm commission terms and rebate eligibility with Regis Roumila for the specific property you are interested in. This information is not provided by the Real Estate Board of New York (REBNY).

Price Analysis

Compare average listing prices and value metrics for 130 Water Street against the surrounding Financial District market.

Based on 1 active unit in building vs 235 in area

Average List Price

Building$3.3K
Neighborhood$1.7M

Price Per SqFt

Building Avg$6/ft²
Neighborhood Avg$1,285/ft²
Value Opportunity

99.50% Lower

than the Financial District price-per-sq-ft average

Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.

Financial District

Manhattan's Historic Power Center

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The Financial District (FiDi) is where New York began. Narrow, winding colonial streets meet soaring glass skyscrapers.

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Real Estate & Housing Market

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Office-to-residential conversions are the norm. High ceilngs, thick walls, and modern amenities in historic buildings.

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Lifestyle & Community

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Fast-paced by day, quieter by night (though changing). Stone Street offers a lively cobblestone drinking scene.

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Transportation & Accessibility

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The best connective tissue in NYC. Fulton Center and WTC Oculus connect virtually every subway line and PATH.

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Parks, Schools & Amenities

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The Battery offers waterfront green space. Eataly, iPic Theater, and South Street Seaport provide leisure.

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Who This Neighborhood Is Best For

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Best for Wall Street workers, efficiency lovers, and those wanting luxury value.