---
title: "196 UNION Street, JC, Bergen-Lafayette, NJ 07304"
description: "196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — JC, Bergen-Lafayette, Hudson, NJ. Listing Price $449000. 1 bed, 1,687 sqft Illustrative Buyer Commission Share of $6,735 at closing, based on a 3% buyer-broker commission."
url: "https://realestaterebatesnewyork.com/buy/newjersey/jc-bergen-lafayette/07304/196-union-street-nj-07304"
source: "Real Estate Rebate Team"
status: "ACTIVE"
---

# 196 UNION Street, JC, Bergen-Lafayette, NJ 07304

JC, Bergen-Lafayette, Hudson, NJ

Courtesy of WATERFRONT REALTORS

## At a Glance

- **Listing Price**: $449000
- **Beds**: 1
- **Baths**: 0
- **Sqft**: 1,687
- **Monthly Taxes**: $408 / mo
- **Price per Sqft**: $266
- **Brokerage Fee**: Share Eligible

## The Private Brokerage Advantage

As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction.

- **Contract Purchase Price**: $449,000
- **Illustrative Buyer Commission Share**: -$6,735*
- **Illustrative Net Cost**: $442,265

*Illustrative Buyer Savings of $6,735 — 50% of a 3% buyer-broker commission, shared at closing.*

[Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)

## Photos (10)

![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/546bc111-0c54-4836-84a4-965dfc553d8a.JPG)
![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/4943d478-5517-4f5f-8c96-b4abd0bd3413.JPG)
![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/98b43c39-fb37-42c1-bb9c-0c2580a13cd3.JPG)
![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/b932a8f9-7ec4-4d04-b212-d646a085612e.JPG)
![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/41475c30-6be7-46b2-816c-34cbda604968.JPG)
![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/972cb8bd-c2bb-4f91-b537-e5c351a5bdb7.JPG)
![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3d8b1d3b-e7b4-48c6-9225-23c5dff80337.JPG)
![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c5d9ac0f-433d-442b-a97f-45eae769583a.JPG)
![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/06a87594-fa05-4032-9e1a-2d1e452f22a7.JPG)
![196 UNION Street, JC, Bergen-Lafayette, NJ 07304 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/120be29e-403d-4e2a-803b-65f529ddb6a4.JPG)

## Property Overview

Welcome to 196 Union St, a beautifully appointed 3-bedroom residence offering an exceptional blend of comfort and sophistication. This home features a thoughtfully designed layout with generous living spaces, ideal for both everyday living and elegant entertaining. Step outside to your private backyard oasis—perfect for al fresco dining, gardening, or quiet relaxation. A rare opportunity to enjoy refined living with the added luxury of outdoor space.

## Property Details

- **Property Type**: One Family
- **Beds**: 1
- **Rooms**: 3
- **Sqft**: 1,687 sqft
- **Stories**: 6
- **Price per Sqft**: $266
- **Monthly Taxes**: $408 / mo
- **Listed On**: Apr 20, 2026
- **Days on Market**: 145 Days

### Residence Features

- Gas on Gas
- Refrigerator
- Washer/Dryer
- Oven/Range Gas
- Wood
- Row House
- Call listing office

### Building Amenities

- Backyard

## Estimated Monthly Payment

**$2,679 / month**, assuming a 20% down payment ($89,800), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three.

- **Principal & Interest**: $2,270
- **Property Taxes**: $408

Estimates only. Actual payments may vary. Confirm terms with your lender.

## Jersey City

Overview of Jersey City

[Explore Jersey City](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/jersey-city) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods)

## Related Links

- [Jersey City neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/jersey-city)
- [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)
- [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact)

---

> All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.