---
title: "Insights & Guides"
description: "Expert perspective on buying in New York and New Jersey, from closing costs and mansion tax to new developments, co-ops, condos, townhouses, and the Buyer Advantage commission share."
url: "https://realestaterebatesnewyork.com/guides"
source: "Real Estate Rebate Team"
---

Real Estate Rebate Team


Licensed Broker NY & NJ · License: 10491211335


# Guidance for a More Informed Purchase.

Expert perspective on buying in New York and New Jersey from closing costs and mansion tax to new developments, co-ops, condos, townhouses, and the Buyer Advantage commission share.
[Schedule a Private Consultation](https://realestaterebatesnewyork.com/contact)[Explore Buyer Advantage →](https://realestaterebatesnewyork.com/buyer-advantage)


## Insights

Browse buyer strategy, closing-cost guidance, property-type education, and market guides.


### Buyer Strategy


### Costs & Financial Clarity


### Property Types


### Market Guides


## Featured Advisory Guides

Start with the guides buyers most often need before touring, negotiating, or signing.

[Position / 01
### NYC New Development Buyer's Guide
What changes when you buy new construction in New York: the offering plan, the closing costs a sponsor shifts onto the buyer, the 421-a and 485-x abatement picture, and what a sponsor will actually concede.August 12, 2026](https://realestaterebatesnewyork.com/guides/nyc-new-development-buyers-guide)[Position / 02
### NYC Pied-à-Terre Tax: The New September 18 Deadline, and the Threshold Most Coverage Got Wrong
NYC extended the pied-à-terre tax exemption deadline to September 18, 2026. What the extension changes, why condo and co-op units are caught at $1 million rather than $5 million, and the appeal route that quietly closes the DOF door.August 3, 2026](https://realestaterebatesnewyork.com/guides/nyc-pied-a-terre-tax-september-18-deadline)[Position / 03
### NYC Luxury Real Estate in June 2026: Where Buyers Have Leverage
June 2026 data shows four different luxury markets inside NYC. Compare price per square foot, inventory, contracts and market time for resale condos, sponsor condos, co-ops and townhouses.July 17, 2026](https://realestaterebatesnewyork.com/guides/nyc-luxury-real-estate-june-2026-buyer-leverage)


## Latest Insights and Market Notes

Recent buyer guidance and practical notes from the market.

[View All Guides→](https://realestaterebatesnewyork.com/guides/all)

LUXURY CO-OPSSeptember 14, 2026

### A $2.3M Murray Hill Co-op Sells Townhouse Charm. Here Is What It Actually Is

The two-bedroom asks $2,295,000. It last traded in 2016 at $1,340,000, it carries a 2% flip tax the buyer pays, and it is one of ten apartments in the brownstone, not the whole house. Genuine townhouses on these blocks start near $3.6 million.
[Read Featured Insight→](https://realestaterebatesnewyork.com/guides/23-east-37th-street-murray-hill-coop-townhouse-buyer-analysis)

NYC MORTGAGE RECORDING TAXAugust 26, 2026

### The NYC Mortgage Recording Tax

NYC mortgage recording tax is 1.80% or 1.925% of your loan for a condo or house, and nothing for a co-op. The statutory total is higher because your lender pays part of it. Rates from Form MT-15, who pays each component, and how to pay less.

[Read Insight→](https://realestaterebatesnewyork.com/guides/nyc-mortgage-recording-tax)

NYC MARKET REPORTAugust 25, 2026

### New York Filed 8,060 Apartments Last Quarter. Almost None of Them Are for Sale

Manhattan filed seven new buildings in three months and one of them is 85 percent of the borough. Seven of the eight largest buildings in the city are subsidised rental. And the tax law paying for all of it has almost nothing in it for a condominium buyer.

[Read Insight→](https://realestaterebatesnewyork.com/guides/nyc-q2-2026-construction-pipeline-what-buyers-get)


## Have Questions Before You Buy?

Get private guidance before you search, negotiate, or sign and understand whether the Buyer Advantage may apply to your purchase.
[Schedule a Private Consultation](https://realestaterebatesnewyork.com/contact)[Estimate Your Buyer Advantage →](https://realestaterebatesnewyork.com/buyer-advantage#calculator)


Chat with us on WhatsApp

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