---
title: "Insights & Guides"
description: "Expert perspective on buying in New York and New Jersey, from closing costs and mansion tax to new developments, co-ops, condos, townhouses, and the Buyer Advantage commission share."
url: "https://realestaterebatesnewyork.com/guides"
source: "Real Estate Rebate Team"
---

Real Estate Rebate Team


Licensed Broker NY & NJ · License: 10491211335


# Guidance for a More Informed Purchase.

Expert perspective on buying in New York and New Jersey from closing costs and mansion tax to new developments, co-ops, condos, townhouses, and the Buyer Advantage commission share.
[Schedule a Private Consultation](https://realestaterebatesnewyork.com/contact)[Explore Buyer Advantage →](https://realestaterebatesnewyork.com/buyer-advantage)


## Insights

Browse buyer strategy, closing-cost guidance, property-type education, and market guides.


### Buyer Strategy


### Costs & Financial Clarity


### Property Types


### Market Guides


## Featured Advisory Guides

Start with the guides buyers most often need before touring, negotiating, or signing.

[Position / 01
### NYC New Development Buyer's Guide
What changes when you buy new construction in New York: the offering plan, the closing costs a sponsor shifts onto the buyer, the 421-a and 485-x abatement picture, and what a sponsor will actually concede.August 12, 2026](https://realestaterebatesnewyork.com/guides/nyc-new-development-buyers-guide)[Position / 02
### NYC Pied-à-Terre Tax: The New September 18 Deadline, and the Threshold Most Coverage Got Wrong
NYC extended the pied-à-terre tax exemption deadline to September 18, 2026. What the extension changes, why condo and co-op units are caught at $1 million rather than $5 million, and the appeal route that quietly closes the DOF door.August 3, 2026](https://realestaterebatesnewyork.com/guides/nyc-pied-a-terre-tax-september-18-deadline)[Position / 03
### NYC Luxury Real Estate in June 2026: Where Buyers Have Leverage
June 2026 data shows four different luxury markets inside NYC. Compare price per square foot, inventory, contracts and market time for resale condos, sponsor condos, co-ops and townhouses.July 17, 2026](https://realestaterebatesnewyork.com/guides/nyc-luxury-real-estate-june-2026-buyer-leverage)


## Latest Insights and Market Notes

Recent buyer guidance and practical notes from the market.

[View All Guides→](https://realestaterebatesnewyork.com/guides/all)

NYC PIED-À-TERRE TAXSeptember 30, 2026

### REBNY Backs Lawsuit Against New York's Second-Home Tax: What Buyers Need to Know

REBNY is paying for a suit to strike down New York's pied-à-terre tax, Steve Wynn and Wilbur Ross filed another, and a Staten Island judge voided 17,000 notices. None of it stops the surcharge today. What buyers should budget for, and why condos are caught at $1 million of City value, not $5 million.
[Read Featured Insight→](https://realestaterebatesnewyork.com/guides/nyc-pied-a-terre-tax-lawsuit)

LUXURY CO-OPSSeptember 14, 2026

### A $2.3M Murray Hill Co-op Sells Townhouse Charm. Here Is What It Actually Is

The two-bedroom asks $2,295,000. It last traded in 2016 at $1,340,000, it carries a 2% flip tax the buyer pays, and it is one of ten apartments in the brownstone, not the whole house. Genuine townhouses on these blocks start near $3.6 million.

[Read Insight→](https://realestaterebatesnewyork.com/guides/23-east-37th-street-murray-hill-coop-townhouse-buyer-analysis)

NYC MORTGAGE RECORDING TAXAugust 26, 2026

### The NYC Mortgage Recording Tax

NYC mortgage recording tax is 1.80% or 1.925% of your loan for a condo or house, and nothing for a co-op. The statutory total is higher because your lender pays part of it. Rates from Form MT-15, who pays each component, and how to pay less.

[Read Insight→](https://realestaterebatesnewyork.com/guides/nyc-mortgage-recording-tax)


## Have Questions Before You Buy?

Get private guidance before you search, negotiate, or sign and understand whether the Buyer Advantage may apply to your purchase.
[Schedule a Private Consultation](https://realestaterebatesnewyork.com/contact)[Estimate Your Buyer Advantage →](https://realestaterebatesnewyork.com/buyer-advantage#calculator)


Chat with us on WhatsApp

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