--- title: "97 HARMON Street, JC, Bergen-Lafayette, NJ 07304" description: "97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — Single Family Brownstone in JC, Bergen-Lafayette, JC Bergen Lafayette, NJ. Listing Price $775000. 4 bed Illustrative Buyer Commission Share of $11,625 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newjersey/jc-bergen-lafayette/07304/97-harmon-street-nj-07304" source: "Real Estate Rebate Team" dateModified: "2026-09-17T00:48:36.239Z" status: "ACTIVE" --- # 97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 Single Family Brownstone in JC, Bergen-Lafayette, JC Bergen Lafayette, NJ Courtesy of PRESTIGE PROPERTIES Last updated: September 16, 2026, 8:48 PM ## At a Glance - **Listing Price**: $775000 - **Beds**: 4 - **Baths**: 0 - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $775,000 - **Illustrative Buyer Commission Share**: -$11,625* - **Illustrative Net Cost**: $763,375 *Illustrative Buyer Savings of $11,625 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/181ebe3e-0277-4d81-bf97-a2f96c0760d9.JPG) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/87e272c4-b32c-4b2d-9101-24f0984ff4a0.JPG) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ba9a4745-9242-4e8e-82d4-32daaedf48e4.JPG) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9348a40a-993f-412e-8a8f-a015b830f9dd.JPG) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/e8d13b32-83d4-49ed-bd16-91edc51a2706.JPG) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/755e4e25-36c5-4948-8d10-222ff705c8d0.JPG) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2340c36e-099a-478a-ae08-d0f2227730bc.JPG) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/40018fe5-5bdf-4731-81da-cf14b31006cf.JPG) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/7999873d-6ec4-492f-b0e5-ef3eba07363f.JPG) ![97 HARMON Street, JC, Bergen-Lafayette, NJ 07304 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f2ffed20-bde4-43be-8401-a4b411496f92.JPG) ## Property Overview Welcome to 97 Harmon Street, a beautifully updated 1-family brownstone in Bergen-Lafayette offering a distinctive combination of historic Jersey City character, modern updates, flexible living space, and private outdoor space. The 2-bedroom, 2.5-bathroom main residence features a comfortable layout with an updated kitchen and brand-new appliances. Classic architectural character is complemented by thoughtful updates, creating a home that is both functional and inviting. One of the property’s standout features is the versatile lower level, offering an additional enclosed room, full bathroom, wet bar, and generous bonus living space. With two mini-splits for added comfort, this level provides valuable flexibility for a variety of needs—whether used as a home office, creative studio, entertainment area, recreation space, gym, or additional personal space. Step outside to enjoy your own private deck and backyard—an uncommon advantage in Jersey City. The deck provides an ideal setting for morning coffee, outdoor dining, or entertaining, while the backyard offers room for gardening, gatherings, or simply enjoying some fresh air. Situated in Bergen-Lafayette, the home is conveniently located near neighborhood restaurants, cafés, parks, light rail, and bus transportation, with easy access to Downtown Jersey City and New York City. A distinctive Jersey City property offering historic character, modern comfort, flexible additional space, and private outdoor living. Furniture is excluded from the sale but is available for separate purchase or may be factored into sales price. ## Property Details - **Property Type**: One Family - **Beds**: 4 - **Rooms**: 3 - **Stories**: 11 - **Listed On**: Sep 16, 2026 - **Days on Market**: 2 Days ### Residence Features - A/C Central - Gas - Dishwasher - Microwave - Refrigerator - Washer/Dryer - Oven/Range Gas - Brick - Near Train - Near Shopping - Near Bus - Near Parks - Near Schools - Brownstone - Townhouse - Finished - Call Listing Agent - Text Listing Agent ### Building Amenities - Storage - Backyard ## Estimated Monthly Payment **$3,919 / month**, assuming a 20% down payment ($155,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $3,919 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Jersey City Overview of Jersey City [Explore Jersey City](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/jersey-city) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ## Related Links - [Jersey City neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/jersey-city) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.