--- title: "232 1/2 4th Street, JC, Downtown, NJ 07302" description: "232 1/2 4th Street, JC, Downtown, NJ 07302 — JC, Downtown, Hudson, NJ. Listing Price $1549000. 3 bed, 1 bath Illustrative Buyer Commission Share of $23,235 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newjersey/jc-downtown/07302/232-12-4th-street-nj-07302" source: "Real Estate Rebate Team" dateModified: "2026-09-17T01:21:04.400Z" status: "ACTIVE" --- # 232 1/2 4th Street, JC, Downtown, NJ 07302 JC, Downtown, Hudson, NJ Courtesy of COMPASS NEW JERSEY, LLC Last updated: September 16, 2026, 9:21 PM ## At a Glance - **Listing Price**: $1549000 - **Beds**: 3 - **Baths**: 1 - **Monthly Taxes**: $2,049 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $1,549,000 - **Illustrative Buyer Commission Share**: -$23,235* - **Illustrative Net Cost**: $1,525,765 *Illustrative Buyer Savings of $23,235 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/199f93ae-baee-4c9d-a4ac-d345d4757b71.JPG) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a6cbe009-10a6-4a72-9237-87f703530cd4.JPG) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2210bb7f-3f5f-4c19-8d91-adaa1cd31b95.JPG) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/90948977-f785-4704-8a86-154f52333e4b.JPG) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/e499e9e7-1b1c-484f-b1f4-81db53334bc0.JPG) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/4df59035-bd2a-4c19-93c1-6ca272fed1f6.JPG) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/78065416-10d5-45ad-82df-3ecbe3afd30e.JPG) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/39afdede-636c-406f-9b60-040f1f410b4a.JPG) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/bef92288-8de8-4d75-977f-eff5a5d23318.JPG) ![232 1/2 4th Street, JC, Downtown, NJ 07302 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/cc037d9c-1737-4465-b85e-8d18a1ea98d1.JPG) ## Property Overview Beautifully renovated and thoughtfully maintained, this exceptional three-bedroom, 2½-bath home is nestled in the heart of Downtown Jersey City’s Harsimus Cove Historic District. With its distinctive historic character, beautiful architectural details, private courtyard garden, and highly convenient location just minutes from the Grove Street PATH and Hamilton Park, this remarkable home offers a rare combination of history, character, and modern comfort. The main level welcomes you with an airy foyer and impressive living room featuring a decorative fireplace with original marble mantle. The open layout flows into a spacious eat-in kitchen with generous cabinetry, white subway tile backsplash, stainless steel appliances, and an oversized island. A convenient powder room and direct access to the rear bluestone courtyard garden complete this level. Upstairs, the second floor features a truly generous primary suite bathed with natural light, featuring a custom walk-in closet and a beautifully renovated bathroom with an oversized stall shower and double shower heads. The top floor offers another two bedrooms, a full updated bathroom, and plenty of closet space for all of your storage needs. Behind its restored brick façade and distinctive copper bay window, the home seamlessly blends historic charm with thoughtful updates. Marvin and Pella windows, 2-zone central air and heat, and three decorative fireplaces including two with original marble mantles showcasing the character of a bygone era. The full unfinished basement provides excellent storage and utility space, washer and dryer, and a dedicated mechanical area, while leaving plenty of room for future possibilities. Outdoor spaces have also been thoughtfully maintained. The rear bluestone courtyard and backyard fence were refinished in July 2026, while the front iron fence was refinished in August 2026. Additional updates include a roof and gutters installed in 2021 with a 25-year warranty, Miele washer and dryer installed in 2022 and a well-maintained Weil-McLain AquaBalance tankless water heater installed around 2020. The home is also hardwired throughout with CAT6 ethernet cabling, providing excellent connectivity for today's work-from-home lifestyle. The home’s history is as special as its architecture, with a fascinating succession of Jersey City residents over the decades, including grocers, a reverend, a carpenter, a barber, and two generations of a family who called this their home from 1919-1992. Located within the National Register-listed Harsimus Cove Historic District, this home offers an exceptional Downtown Jersey City lifestyle with an easy commute to Manhattan via Grove Street PATH. Hamilton Park, Newark Avenue’s pedestrian plaza, neighborhood cafés, restaurants, shops, and everyday conveniences are all close at hand. Enjoy the true residential setting of Harsimus Cove while remaining close to the energy and amenities of Downtown Jersey City. A truly special home where Jersey City history, timeless architecture, private outdoor space, and modern updates come together in an exceptional Downtown location! ## Property Details - **Property Type**: One Family - **Beds**: 3 - **Baths**: 1 - **Rooms**: 3 - **Stories**: 7 - **Monthly Taxes**: $2,049 / mo - **Listed On**: Sep 8, 2026 - **Days on Market**: 10 Days ### Residence Features - A/C Central - Gas - Dishwasher - Microwave - Refrigerator - Washer/Dryer - Oven/Range Gas - Brick - Hardwood Floor - Fireplace - Near Train - Near Shopping - Near Bus - Near Parks - Near Schools - Near Path - Brownstone - Full - Unfinished - Use Showingtime ## Estimated Monthly Payment **$9,882 / month**, assuming a 20% down payment ($309,800), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $7,833 - **Property Taxes**: $2,049 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Jersey City Overview of Jersey City [Explore Jersey City](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/jersey-city) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ## Related Links - [Jersey City neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/jersey-city) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.