--- title: "11 Lower Cross, Saddle River, NJ 07458" description: "11 Lower Cross, Saddle River, NJ 07458 — Saddle River, BERGEN, NJ. Listing Price $2800000. 4 bed, 5 bath Illustrative Buyer Commission Share of $42,000 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newjersey/saddle-river/07458/11-lower-cross-nj-07458" source: "Real Estate Rebate Team" status: "Active" --- # 11 Lower Cross, Saddle River, NJ 07458 Saddle River, BERGEN, NJ Courtesy of Special Properties, Division Brook Hollow Group, Inc. ## At a Glance - **Listing Price**: $2800000 - **Beds**: 4 - **Total Baths**: 5 - **Monthly Taxes**: $1,596 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $2,800,000 - **Illustrative Buyer Commission Share**: -$42,000* - **Illustrative Net Cost**: $2,758,000 *Illustrative Buyer Savings of $42,000 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![11 Lower Cross, Saddle River, NJ 07458 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a2a84ccd-12f8-49ad-84d3-6339be69e7eb.JPG) ![11 Lower Cross, Saddle River, NJ 07458 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/04d23528-a329-4d7d-9b27-5d33e4e3af48.JPG) ![11 Lower Cross, Saddle River, NJ 07458 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/04e93084-411c-4985-bab0-5dacb366dd40.JPG) ![11 Lower Cross, Saddle River, NJ 07458 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9846c9d2-d9ff-412b-ad59-946ea793ece3.JPG) ![11 Lower Cross, Saddle River, NJ 07458 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/cdbbdff5-3a59-4ce6-82f4-c8ad25d2dba8.JPG) ![11 Lower Cross, Saddle River, NJ 07458 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3fd2543e-0fb0-44bb-8a61-fe91262d7b2b.JPG) ![11 Lower Cross, Saddle River, NJ 07458 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/b7348833-b080-4ea2-903d-76fa4b00abd0.JPG) ![11 Lower Cross, Saddle River, NJ 07458 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/d72a8cfb-156e-410c-b984-43a8a3401cee.JPG) ![11 Lower Cross, Saddle River, NJ 07458 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ac200c36-7a9d-40f0-badc-8871b0672156.JPG) ![11 Lower Cross, Saddle River, NJ 07458 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/94dc4289-ecad-4bf5-a053-d017e5410c4c.JPG) ## Property Overview Set on 3 private acres, this exceptional compound features a 4-bedroom main residence, a beautifully finished 1 1/2-story barn, with full bath and laundry, and a detached 3-car garage with a spacious studio loft with powder room and kitchen and a 2nd powder room on lower level exterior. Barn is heated with oil. The property also includes a recently renovated, heated in-ground Gunite pool and is designated as a certified wildlife habitat, complete with an apple, peach and pear orchard. Originally built in the early 1900s, the classic colonial farmhouse has been fully renovated to accommodate today’s lifestyle, offering a desirable first-floor primary suite. Picturesque acreage and thoughtful updates make this a truly exceptional offering. ## Property Details - **Property Type**: Colonial - **Beds**: 4 - **Total Baths**: 5 - **Monthly Taxes**: $1,596 / mo - **Listed On**: May 4, 2026 - **Days on Market**: 131 Days ### Residence Features - Central Air - Baseboard - Gas - Hot Water - Attached - Gar Opener - Clapboard - Finished - South - 2 Fireplaces - Gunite - Heated - In-ground - Deck / Patio - Hdwd As In - Security - Skylights - Sprinklers - Well - Farmhouse - 1st Flr Primary Bdrm - Extended Family - Regular ## Estimated Monthly Payment **$15,754 / month**, assuming a 20% down payment ($560,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $14,158 - **Property Taxes**: $1,596 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Saddle River Borough Explore more real estate and insights about Saddle River Borough. [Explore Saddle River Borough](https://realestaterebatesnewyork.com/neighborhoods/nj/bergen/saddle-river-borough) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ## Related Links - [Saddle River Borough neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/nj/bergen/saddle-river-borough) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than RLS Data display by Real Estate Rebate Team LLC. are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.