--- title: "620 38th Street, Union City, NJ 07087" description: "620 38th Street, Union City, NJ 07087 — Townhouse in Union City, Union City, NJ. Listing Price $295000. 1 bed, 2 bath, 467 sqft Illustrative Buyer Commission Share of $4,425 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newjersey/union-city/07087/620-38th-street-nj-07087" source: "Real Estate Rebate Team" status: "Temporarily Off Market" --- # 620 38th Street, Union City, NJ 07087 Townhouse in Union City, Union City, NJ Courtesy of COLDWELL BANKER REALTY ## At a Glance - **Listing Price**: $295000 - **Beds**: 1 - **Total Baths**: 2 - **Sqft**: 467 - **Monthly Taxes**: $377 / mo - **Price per Sqft**: $632 - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $295,000 - **Illustrative Buyer Commission Share**: -$4,425* - **Illustrative Net Cost**: $290,575 *Illustrative Buyer Savings of $4,425 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![620 38th Street, Union City, NJ 07087 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ae55ad0a-0767-4bae-b60e-1bf32de9a33f.JPG) ![620 38th Street, Union City, NJ 07087 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/d57a53f7-62c4-4bb3-8bf0-9c84857888b7.JPG) ![620 38th Street, Union City, NJ 07087 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f706c3c7-5419-4f06-b140-d027087385d4.JPG) ![620 38th Street, Union City, NJ 07087 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/276c349d-fda1-44c7-97eb-ec13dc8a850e.JPG) ![620 38th Street, Union City, NJ 07087 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/065b7368-96a1-4489-a9eb-4a29dd898902.JPG) ![620 38th Street, Union City, NJ 07087 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/025cbd03-9eb7-4c4f-a037-1b2e8f7a9b44.JPG) ![620 38th Street, Union City, NJ 07087 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/da34bcc1-fd06-4f53-9472-bdc9456d45cc.JPG) ![620 38th Street, Union City, NJ 07087 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f3bc763a-a118-44cf-8892-7755d34406d9.JPG) ![620 38th Street, Union City, NJ 07087 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/b78a5ccc-1d1f-4b6a-bfd1-fe3b9b3b7b28.JPG) ![620 38th Street, Union City, NJ 07087 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a4ac3254-99d8-42c9-a2fa-4ae8857f83d5.JPG) ## Property Overview Welcome to 620 38th Street, Unit 400, the perfect home for today’s modern commuter. This bright and well designed studio apartment offers 467 SQFT of comfortable living space, ideal for young professionals seeking convenience, style, and a seamless commute to NYC. Located in a quiet, gated community with charming townhouse-style buildings, this home offers a rare sense of privacy and security while still being moments from everything. Enjoy dedicated garage parking for one car, a major perk in this highly desirable neighborhood. With easy access to all major transportation routes and quick connections to New York City, this studio provides the best of urban living without the hassle. Whether you're commuting daily or enjoying weekend city life, the location cannot be beat. Perfect as a first home or investment property, Unit 400 combines comfort, affordability, and unbeatable proximity to NYC. Your simple, stylish, and convenient lifestyle starts here ## Property Details - **Property Type**: Condominium - **Beds**: 1 - **Total Baths**: 2 - **Sqft**: 467 sqft - **Stories**: 2 - **Price per Sqft**: $632 - **Monthly Taxes**: $377 / mo - **Listed On**: Dec 1, 2025 - **Days on Market**: 286 Days ### Residence Features - A/C Central - Gas - Refrigerator - Washer/Dryer - Oven/Range Gas - 1 Car - Garage - Aluminum/Vinyl - Brick - Intercom - Near Shopping - Near Bus - Near Parks - Near Schools - Contemporary - Townhouse - Other See Remarks ### Building Amenities - Parking ## Estimated Monthly Payment **$1,868 / month**, assuming a 20% down payment ($59,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $1,492 - **Property Taxes**: $377 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Union City Explore more real estate and insights about Union City. [Explore Union City](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/union-city) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ## Related Links - [Union City neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/nj/hudson/union-city) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.