11 Saint Nicholas Avenue #5B, New York City, NY 10026
Listing Courtesy of Compass
$250,000
Potential Rebate: $3,750
Overview
- Cash only, no bank lending - No mortgage - HDFC co-op with income restrictions
Make your home just one block from Central Park in this spacious one-bedroom co-op in a South Harlem HDFC building. Income restrictions apply.
Household income restrictions of 165% AMI apply:
1 Person = $154,110
2 People = $176,220
3 People = $198,165
4 People = $220,110
5 People = $237,765
Inside this prewar home, you'll find hardwood floors, tall ceilings, excellent storage and oversized windows on three exposures. A foyer opens to a large living room offering a generous footprint for seating and dining areas alongside another roomy closet. Ahead, you'll find an extra wide hallway perfect for a home office area or café table. The windowed kitchen features ample cabinet and counter space, plus a full-size range and refrigerator. A windowed bathroom with a tub/shower completes this South Harlem home.
11-15 St. Nicholas Avenue offers a live-in superintendent and an outstanding South Harlem location directly above Central Park. Here you'll enjoy front-row access to the breathtaking North Woods, Harlem Meer and the former Lasker Rink and Pool, now the Harlem Meer Center, currently undergoing an exciting $150 million renovation. Harlem's coveted dining and nightlife venues are within easy reach, and this central neighborhood offers fantastic proximity to the shopping and cultural offerings of 125th Street, Museum Mile and the Upper East and West Sides. Transportation is effortless with 2/3 trains a block away, plus B and C trains, excellent bus service and CitiBikes all nearby.
Home Features
- •Common On Floor
- •See Remarks
- •High Ceilings
- •Hardwood
- •City
Estimated Monthly Payment
$2,379 per month
30 year fixed, 6.28% Interest
Estimated Rebate for this Home
One-time rebate at closing
$3,750
Monthly savings impact
$10/mo
Effective Purchase Price
$246,250
(Home Price - Estimated Rebate)
💡 Estimated rebate from our commission
The rebate is paid to you at closing and can help offset closing costs or other expenses.
Calculator Disclaimer: Commission structures vary by property, developer, and transaction. Resale properties typically offer around 3% buyer-side commission, and new developments around 5%, but this is not guaranteed. New developments are often open to negotiation, and each property and transaction is unique. Rebate amounts shown are estimates only. Please confirm commission terms and rebate eligibility with Regis Roumila for the specific property you are interested in. This information is not provided by the Real Estate Board of New York (REBNY).
RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.
The Real Estate Rebate Team
Listing Courtesy of Compass
Data Source: TRESTLE #RLS20065222
Why Buy With Us
Rebates Up To
2.5%
25+ Years
Experience
REBNY & NAR
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Listings
RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.
The Real Estate Rebate Team
Listing Courtesy of Compass
Data Source: TRESTLE #RLS20065222
Price Analysis
Compare average listing prices and value metrics for 11 Saint Nicholas Avenue against the surrounding Harlem market.
Average List Price
Price Per SqFt
51.34% Lower
than the Harlem price-per-sq-ft average
Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.
Harlem
Overview of Harlem
Harlem is globally renowned as a center of Black culture, creativity, and resilience. Stretching across central Upper Manhattan, it is a vast and diverse area that encompasses several sub-neighborhoods. For those exploring Harlem Manhattan real estate, the neighborhood offers a powerful sense of place and history found nowhere else.
Living in Harlem, Manhattan is to live in a community with a heartbeat. From the jazz clubs of 125th Street to the quiet rows of Strivers' Row, it is vibrant and undergoing a massive renaissance. As a quintessential Manhattan NYC neighborhood, it combines beautiful brownstone architecture with a modern culinary and retail boom.
Real Estate & Housing Market
The market for homes for sale in Harlem is incredibly varied. You can find meticulously restored historic brownstones selling for millions, right alongside new construction luxury condos and affordable HDFC co-ops. The housing stock is some of the most beautiful in the city, characterized by wide boulevards and distinctive architecture.
Investment remains strong as new retail and office developments on 125th Street continue to reshape the economy. The area attracts a diverse mix of long-time residents, young professionals, and families seeking more space than they can afford in the Lower West Side.
Lifestyle & Community
The lifestyle in Harlem is soulful and social. The dining scene is legendary, from Sylvia's and Red Rooster to new trendy cafes. Cultural amenities are unmatched, with the Apollo Theater, the Studio Museum, and the Schomburg Center all within a few blocks.
Community pride is fierce. Block associations are active, and neighbors look out for one another. The stoop culture—sitting outside and chatting—is still very much alive here, making it feel warmer than the more anonymous downtown districts.
Transportation & Accessibility
Harlem is one of the best-connected neighborhoods in NYC. It is served by multiple express lines (2/3 on the west, 4/5 on the east, A/D in the middle). The 125th Street corridor is a major transit artery for buses and Metro-North, offering easy access to Westchester and Connecticut.
Getting downtown is fast—often 15-20 minutes to Midtown. The wide streets also make biking and driving relatively easier than in congested lower Manhattan.
Parks, Schools & Amenities
Residents are flanked by green space: Morningside Park to the west, Marcus Garvey Park in the center, and Central Park to the south. These parks are vital community hubs hosting jazz festivals, plays, and sports leagues.
Amenities have surged with the arrival of Whole Foods, Trader Joe's, and major retail chains on 125th Street. It offers a suburban-level convenience within an urban setting.
Who This Neighborhood Is Best For
Harlem is best for culture seekers, families wanting brownstone living, and professionals who want express commutes. It is for anyone who wants to live in a neighborhood with a distinct, powerful identity.
