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Stock Cooperative•East Harlem

2090 Madison Avenue #4D, New York City, NY 10037

Listing Courtesy of RE Max Edge Group

$299,999

Potential Rebate: $7,500

Stock Cooperative

2 Beds

1 Bath

4 Rooms

760 sqft

Built 1900

395/ft²

Listed on Jun 18, 2025

212 days on market

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Overview

Step into this charming and newly renovated 2-bedroom, 1-bathroom apartment at 2090 Madison Avenue #4D, nestled in the heart of East Harlem. This unit shines with hardwood flooring, updated kitchen cabinets and tiling, a fresh countertop and sink, and a new range hood and stainless-steel stove. As a rear-facing corner unit, you'll enjoy abundant natural light without the city noise. The spacious living room flows seamlessly into a dining area and a modern kitchen. Two spacious bedrooms, perfect for queen-size beds and versatile living arrangements. Imagine the convenience of an in-unit electric/ventless washer-dryer (with board approval)! Residents of this well-maintained co-op complex benefit from secure building entry, an intercom system, and an on-site superintendent. You'll also find convenient laundry facilities within the building. These unique complex spans 10 buildings, featuring four private parks and a community room truly a testament to its long-term residents' pride. And yes, it's pet-friendly! East Harlem is a prime location near iconic landmarks like the Apollo Theater and the Studio Museum in Harlem. The neighborhood offers top-tier restaurants, healthcare, education, parks, and activities. Marcus Garvey Park is nearby, and the northern parts of Central Park including the serene Harlem Meer and the lush North Woods. The 135th St and 125th St subway lines (2, 3, 4/5/6 trains), Metro-North at 125th St, and various bus lines (M1, M7, M102) provide effortless commutes to any part of the city. Finance with 10%+ down payment is allowed, 20% strongly preferred. Buyer income must meet HDFC requirements for 165% AMI. 1 person=$179,355. 2 person=$205,095. 3 person=$230,670. 4 person=$256,245. $100/monthly special assessment in place 4/1/25 - 3/31/26.

Home Features

•Window Unit(s)
•Building Inside
•Common Area
•Eat-in Kitchen
•Dishwasher

Estimated Monthly Payment

$2,571 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,482

Property Taxes

Maintenance/Common Charges

$1,089

Term

Interest

Home Price

Down Payment

Estimated Rebate for this Home

One-time rebate at closing

$7,500

Monthly savings impact

$21/mo

Effective Purchase Price

$292,499

(Home Price - Estimated Rebate)

💡 Estimated rebate from our commission

The rebate is paid to you at closing and can help offset closing costs or other expenses.

Calculator Disclaimer: Commission structures vary by property, developer, and transaction. Resale properties typically offer around 3% buyer-side commission, and new developments around 5%, but this is not guaranteed. New developments are often open to negotiation, and each property and transaction is unique. Rebate amounts shown are estimates only. Please confirm commission terms and rebate eligibility with Regis Roumila for the specific property you are interested in. This information is not provided by the Real Estate Board of New York (REBNY).

RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.

The Real Estate Rebate Team

Listing Courtesy of RE Max Edge Group

Data Source: TRESTLE #RLS20031818

RLS at REBNY

Licensed Real Estate Broker real estate rebate team

Regis Roumila

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Rebates Up To

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Listings

The Real Estate Rebate Team

Listing Courtesy of RE Max Edge Group

Data Source: TRESTLE #RLS20031818

RLS at REBNY

Price Analysis

Compare average listing prices and value metrics for 2090 Madison Avenue against the surrounding East Harlem market.

Based on 1 active unit in building vs 43 in area

Average List Price

Building$300.0K

Neighborhood$1.4M

Price Per SqFt

Building Avg$395/ft²

Neighborhood Avg$860/ft²

Value Opportunity

54.08% Lower

than the East Harlem price-per-sq-ft average

Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.

East Harlem

Overview of East Harlem

East Harlem, also known as Spanish Harlem or El Barrio, is a culturally vibrant neighborhood stretching from 96th Street to 125th Street on the East Side. It is a community rich in history, music, and art, offering some of the most affordable access to Manhattan living. For buyers looking at East Harlem Manhattan real estate, the area provides value and strong cultural roots. Living in East Harlem, Manhattan is colorful and spirited. It is a neighborhood where murals adorn the walls and salsa music fills the air. As an evolving Manhattan NYC neighborhood, it is seeing new investment and development while fighting to maintain its distinctive Latino heritage and community soul.

Real Estate & Housing Market

The market for homes for sale in East Harlem is one of the last frontiers of affordability in Manhattan below 125th Street. Inventory ranges from HDFC income-restricted co-ops to newly constructed luxury condos that offer amenities like roof decks and gyms at a fraction of the cost of the Upper East Side. Investors are active here due to the incoming Second Avenue Subway extension and the rezoning initiatives. It attracts first-time buyers who are priced out of Yorkville but still want quick access to the Midtown corridor.

Lifestyle & Community

The lifestyle in East Harlem is community-centric. Residents shop at the La Marqueta marketplace and gather at local panaderias. The dining scene is a highlight, featuring legendary spots like Rao's (if you can get a table) and authentic Puerto Rican and Mexican cuisine. The vibe is energetic and unpretentious. The neighborhood has a strong activist history and a deep sense of pride. Cultural institutions like El Museo del Barrio keep the local traditions alive and vibrant.

Transportation & Accessibility

East Harlem is currently served by the 4, 5, 6 trains on Lexington Avenue, which can be crowded but efficient. The M15 Select Bus Service offers a rapid alternative down First/Second Avenues. The biggest news is the future Phase 2 of the Second Avenue Subway, which will bring new stations to 106th and 116th Streets, dramatically improving connectivity and real estate potential. Easy access to the FDR Drive and the RFK Bridge makes it convenient for car owners.

Parks, Schools & Amenities

Thomas Jefferson Park is a major asset, featuring a large pool, track, and sports fields along the East River. Residents also have access to the northern reaches of Central Park, including the Conservatory Garden. The neighborhood is amenity-growing, with a large Target and Costco at 117th Street (East River Plaza) providing suburban-style shopping convenience that is rare in the borough.

Who This Neighborhood Is Best For

East Harlem is best for first-time buyers, value-seekers, and cultural enthusiasts who appreciate a strong neighborhood identity. It is ideal for those who want to be part of a diverse, transforming community.

East Harlem Guide All Neighborhoods