--- title: "138 Fulton Street #2, New York City, NY 10038" description: "138 Fulton Street #2, New York City, NY 10038 — Financial District, New York City, NY. Listing Price $2,300,000. 4 bed, 3 bath, 2,183 sqft Illustrative Buyer Commission Share of $34,500 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/138-fulton-street-2-ny-10038" source: "Real Estate Rebate Team" dateModified: "2026-09-10T19:42:46.953Z" status: "Active" --- # 138 Fulton Street #2, New York City, NY 10038 Financial District, New York City, NY Courtesy of Sothebys International Realty Last updated: September 10, 2026, 3:42 PM ## At a Glance - **Listing Price**: $2,300,000 - **Beds**: 4 - **Total Baths**: 3 - **Sqft**: 2,183 - **Common Charges**: $1,170 / mo - **Monthly Taxes**: $3,015 / mo - **Price per Sqft**: $1,054 - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $2,300,000 - **Illustrative Buyer Commission Share**: -$34,500* - **Illustrative Net Cost**: $2,265,500 *Illustrative Buyer Savings of $34,500 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![138 Fulton Street #2, New York City, NY 10038 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/5a7c6d68-40e3-4fbc-bae2-d5cf9049bb94.jpg) ![138 Fulton Street #2, New York City, NY 10038 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/522014fe-1967-448b-ad2c-0220989262ab.jpg) ![138 Fulton Street #2, New York City, NY 10038 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/579cd347-4ec7-4ead-a36f-d03b59ab7ee0.jpg) ![138 Fulton Street #2, New York City, NY 10038 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/0a910bab-265d-4e58-b8d2-af153066487e.jpg) ![138 Fulton Street #2, New York City, NY 10038 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/04da0a46-04e6-4054-a1b0-77723b90a40e.jpg) ![138 Fulton Street #2, New York City, NY 10038 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2dd8372d-89ea-4660-81fe-3f25dd48d58d.jpg) ![138 Fulton Street #2, New York City, NY 10038 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f2f1253f-783b-4024-98de-b9e0d5c9affc.jpg) ![138 Fulton Street #2, New York City, NY 10038 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/572aa565-9e4e-489b-93c8-d43b275dbdaf.jpg) ![138 Fulton Street #2, New York City, NY 10038 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f051b0d8-1024-4fc5-aaaf-5a11f731b16b.jpg) ![138 Fulton Street #2, New York City, NY 10038 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/7e9c5e34-ff49-4857-83df-4fdee2609951.jpg) ## Property Overview Expansive, Character-Filled Live/Work Loft in the Heart of FiDi Spanning nearly 2,200+/- square feet, Loft 2 at 138 Fulton Street offers a rare combination of architectural character, generous proportions, and remarkable flexibility in the heart of the Financial District. Just one flight up in a boutique condominium dating to 1920, this expansive loft is currently configured with four bedrooms and outdoor space to enjoy. Original exposed wood beams, brick walls, and terrazzo floors preserve the distinctive industrial character of the building, once home to an eyeglass factory in the early 1900s. High ceilings, substantial custom storage, a private patio, low monthly common charges, and the added versatility of live/work use all add to the appeal of this unique downtown home. Four oversized north-facing windows bring abundant natural light into the open living, dining, and kitchen areas. Soaring wood-beamed ceilings reaching approximately 11.5 feet and exposed brick lend warmth and texture throughout. The expansive living area allows for a variety of furniture configurations, while the dining area easily accommodates a sizable table for everyday meals, gatherings with friends, and holiday entertaining. The generous chef’s kitchen offers ample workspace and storage, stainless-steel appliances, and a large island with casual bar seating. Just off the kitchen, a utility room houses a side-by-side washer and dryer along with floor-to-ceiling storage. The main living space also incorporates dedicated media and home office areas, while a deep coat closet and sleek powder room complete this section of the home. A long hallway lined with custom floor-to-ceiling closets leads to the loft’s private bedroom wing. The primary bedroom opens directly onto the patio, where original iron window shutters and a Weber grill add to the distinctive character of the outdoor space. Inside, high ceilings, exposed beams, and brick walls continue the loft aesthetic, while the bedroom itself comfortably accommodates a California king bed. Generous walk-through closets lead to the primary bath, finished in stone tile and featuring dual shower heads. Three additional bedrooms, all generously proportioned and outfitted with custom wood storage cabinetry, complete the private wing. A second full bath, conveniently located off the hallway, features stone tile and custom stainless-steel shelving. 138 Fulton Street is ideally positioned among Lower Manhattan’s dining, shopping, cultural, and waterfront destinations. The Fulton Street transit hub is less than 500 feet away, providing access to the A, C, J, Z, 2, 3, 4, and 5 trains, with the R/W and World Trade Center PATH station also within easy reach. The Seaport District, Oculus and One World Trade Center, Wall Street and the New York Stock Exchange, along with an extensive selection of restaurants, cafés, markets, and nightlife, are all nearby. ## Property Details - **Property Type**: Loft - **Beds**: 4 - **Total Baths**: 3 - **Rooms**: 5 - **Sqft**: 2,183 sqft - **Stories**: 5 - **Year Built**: 1920 - **Price per Sqft**: $1,054 - **Common Charges**: $1,170 / Monthly - **Monthly Taxes**: $3,015 / mo - **Listed On**: Sep 10, 2026 - **Days on Market**: 1 Days ### Residence Features - In Unit - Private Outdoor Space Over 60 Sqft - Entrance Foyer - Eat-in Kitchen - High Ceilings - Dryer - Washer/Dryer Stacked - Dishwasher - Washer - City ## Sales Evidence ### How this price compares The median closed price for comparable condo four-bedroom sales in Financial District is $4,175,000, based on 7 sales between January 2025 and April 2026. This home is asking $2,300,000, $1,875,000 below that median. The middle half of those sales closed between $3,315,000 and $4,287,500. - **Median closed price**: $4,175,000 - **Middle half**: $3,315,000 – $4,287,500 - **Based on**: 7 condo four-bedroom sales in Financial District - **Period**: January 2025 – April 2026 - **Median $/ft²**: $1,801/ft² Across the 7 of these sales with a published asking price, the median closed at 85.5% of what it originally asked. 86% of them closed below the original ask. This building has not had enough comparable sales of its own in the period to support a median, so the benchmark is drawn from Financial District instead. ### How these sales were negotiated - **Sold vs original ask**: 85.5% of the original ask - **Closed below ask**: 86% of 7 sales - **Listed → in contract**: 44 days (about 6 weeks) - **In contract → closed**: 52 days (about 7 weeks) Across the 7 of these sales with a published asking price, the median closed at 85.5% of what it originally asked. 86% of them closed below the original ask. Half of these homes were in contract within 44 days (about 6 weeks) of coming to market, based on the 7 with a recorded listing date. Once a deal was agreed, closing took a further 52 days (about 7 weeks), based on the 7 with both dates recorded. These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure. Based on 7 condo four-bedroom sales in Financial District, January 2025 – April 2026. Each figure counts only the sales that recorded the dates it needs, which is why the denominators differ. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at 138 Fulton Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/138-fulton-street) ## About The Building ### 138 Fulton Street 138 Fulton Street, New York, NY 10038 A building in the neighborhood, currently featuring 2 active listings. - **Year Built**: 1920 - **Total Units**: 2 - **Floors**: 5 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/138-fulton-street) ### Available Residences — For Sale (2) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [2](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/138-fulton-street-2-ny-10038) | 4 | 3 | 2,183 sqft | $1,054 | $2,300,000 | Sothebys International Realty | Sep 10, 2026 | 1 days | | [4-A](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10038/138-fulton-street--a-4A-ny-10038) | 2 | 1 | 1,380 sqft | $866 | $1,195,000 — In contract | EXP Realty NYC | May 6, 2026 | 128 days | ## Estimated Monthly Payment **$15,815 / month**, assuming a 20% down payment ($460,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $11,630 - **Property Taxes**: $3,015 - **Common Charges**: $1,170 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Potential NYC Second-Home Tax This property may be subject to New York City’s non-primary residence surcharge if it is not used as a qualifying primary residence. The surcharge is based on the NYC Department of Finance market value, not the listing price. [Estimate the Potential Surcharge](https://realestaterebatesnewyork.com/calculators/nyc-second-home-tax-calculator) ## Financial District Manhattan's Historic Power Center [Explore Financial District](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby Financial District - [Battery Park City real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/battery-park-city) - [Civic Center real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/civic-center) - [Two Bridges real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/two-bridges) - [Tribeca real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/tribeca) - [Chinatown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/chinatown) - [Little Italy real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/little-italy) ## Related Links - [138 Fulton Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/138-fulton-street) - [Financial District neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.