--- title: "231 West 148th Street #2L, New York City, NY 10039" description: "231 West 148th Street #2L, New York City, NY 10039 — Central Harlem, New York City, NY. Listing Price $550,000. 3 bed, 2 bath Illustrative Buyer Commission Share of $8,250 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-2l-ny-10039" source: "Real Estate Rebate Team" status: "Active" --- # 231 West 148th Street #2L, New York City, NY 10039 Central Harlem, New York City, NY Courtesy of Compass ## At a Glance - **Listing Price**: $550,000 - **Beds**: 3 - **Total Baths**: 2 - **Common Charges**: $1,220 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $550,000 - **Illustrative Buyer Commission Share**: -$8,250* - **Illustrative Net Cost**: $541,750 *Illustrative Buyer Savings of $8,250 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![231 West 148th Street #2L, New York City, NY 10039 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/11fb2fe7-15d1-4dae-8f58-a6e105805930.jpg) ![231 West 148th Street #2L, New York City, NY 10039 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f3f76ca6-b268-4ba0-9562-b2ab99743300.png) ![231 West 148th Street #2L, New York City, NY 10039 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/495d666d-d4a6-4ccd-942d-ac0bc0dfebb6.jpg) ![231 West 148th Street #2L, New York City, NY 10039 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/029f39ee-b4bd-46ea-84e0-7432646e8016.jpg) ![231 West 148th Street #2L, New York City, NY 10039 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/cf067f79-641d-4158-8d25-da61ffc0d93e.jpg) ![231 West 148th Street #2L, New York City, NY 10039 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/efbfea16-1bda-48f8-886a-8e362fc5ceec.jpg) ![231 West 148th Street #2L, New York City, NY 10039 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/6e3bdec8-de8a-4ea3-9002-a3aa73561650.jpg) ![231 West 148th Street #2L, New York City, NY 10039 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a52ad5f9-ba14-43b3-b353-576d05795d8c.jpg) ![231 West 148th Street #2L, New York City, NY 10039 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c9e057d8-e74a-446a-be16-39ea590217c3.jpg) ![231 West 148th Street #2L, New York City, NY 10039 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/6a89076a-96f1-4f61-a585-1c8ff74cd7fe.jpg) ## Property Overview Up to 90% financing is permitted. LOW LOW MAINTENANCE of $956/MONTH (includes taxes)!!! The income cap is set at 250% of the NYC Area Median Income (AMI) as determined by HUD, regardless of household size. The maximum allowable income is $284,250. Financial requirements include a debt-to-income ratio of less than 30%. Subletting after 2 years of residency subject to board approval and there is no flip tax. Welcome to your new home at The Washington — a spacious and sun-filled 3-bedroom apartment that offers both comfort and style. This exceptional HDC residence provides a serene retreat in the heart of the city and is perfect for both relaxing and entertaining. Situated on a charming tree-lined street, the apartment boasts three generously sized bedrooms with ample closet space, beautifully maintained hardwood floors, a formal living and dining area, a full bathroom, and a convenient powder room. Built in 1920 and thoughtfully renovated and converted in 2003, The Washington is a well-maintained, pet-friendly HDC co-op located in the vibrant Upper Harlem neighborhood. Residents enjoy amenities such as a gym, bike room, community room, and playroom. Building features include a live-in superintendent, two central laundry rooms, fitness center, bike storage, additional storage units, a playroom, and a community space. A key-accessed courtyard garden with a barbecue area offers a peaceful retreat, and garage parking is conveniently located just across the street. ## Property Details - **Property Type**: Co-op - **Beds**: 3 - **Total Baths**: 2 - **Rooms**: 6 - **Stories**: 5 - **Year Built**: 1920 - **Common Charges**: $1,220 / Monthly - **Listed On**: Jul 24, 2026 - **Days on Market**: 44 Days ### Residence Features - Common On Floor - Common Area - Garage - Hardwood ### Building Amenities - Garage ## Sales Evidence ### Recent closed sales One apartment at THE WASHINGTON has a recorded sale since September 2021, the most recent for $540,000 in June 2024. Prices are the figures recorded with the City, not asking prices. | Unit | Beds | Sold Price | Sold | Source | | --- | --- | --- | --- | --- | | 2A (Apartment) | 2 | $540,000 | June 17, 2024 | City record · MLS | Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at THE WASHINGTON](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-washington) ## Property Taxes This apartment is part of a co-op that is taxed as one lot shared across 15 apartments. The corporation’s 2026 property tax bill was $26,071 for the whole building. Shareholders cover it through their monthly maintenance rather than a separate bill for this unit. [See the full property tax history for THE WASHINGTON](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-washington) [How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology) ## About The Building ### THE WASHINGTON Central Harlem · Duplex 239 West 148th Street, New York, NY 10031 A building in Central Harlem, currently featuring 5 active listings. - **Year Built**: 1920 - **Total Units**: 5 - **Floors**: 5 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-washington) ### Available Residences — For Sale (5) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [2L](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-2l-ny-10039) | 3 | 2 | — | — | $550,000 | Compass | Jul 24, 2026 | 44 days | | [4J](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-j-4J-ny-10039) | 2 | 1 | 1,018 sqft | $549 | $559,000 (-1.8%) — In contract | Douglas Elliman Real Estate | Jan 17, 2026 | 232 days | | [4K](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-4k-ny-10039) | 1 | 1 | — | — | $455,000 | Compass | Apr 18, 2026 | 141 days | | [4C](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10031/239-west-148th-street-4c-ny-10031) | 1 | 1 | — | — | $480,000 (-3.0%) | Bank Neary Inc | May 1, 2026 | 128 days | | [4I](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-4i-ny-10039) | 1 | 1 | — | — | $460,000 (-3.2%) | Bank Neary Inc | May 1, 2026 | 128 days | ## Estimated Monthly Payment **$4,001 / month**, assuming a 20% down payment ($110,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $2,781 - **Common Charges**: $1,220 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Central Harlem Overview of Central Harlem [Explore Central Harlem](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/central-harlem) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby Central Harlem - [Morningside Heights real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/morningside-heights) - [East Harlem real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/east-harlem) ## Related Links - [THE WASHINGTON — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-washington) - [Central Harlem neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/central-harlem) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.