--- title: "231 West 148th Street #4I, New York City, NY 10039" description: "231 West 148th Street #4I, New York City, NY 10039 — Central Harlem, New York City, NY. Listing Price $460,000. 1 bed, 1 bath Illustrative Buyer Commission Share of $6,900 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-4i-ny-10039" source: "Real Estate Rebate Team" status: "Active" --- # 231 West 148th Street #4I, New York City, NY 10039 Central Harlem, New York City, NY Courtesy of Bank Neary Inc ## At a Glance - **Listing Price**: $460,000 - **Beds**: 1 - **Baths**: 1 - **Common Charges**: $1,072 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $460,000 - **Illustrative Buyer Commission Share**: -$6,900* - **Illustrative Net Cost**: $453,100 *Illustrative Buyer Savings of $6,900 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (8) ![231 West 148th Street #4I, New York City, NY 10039 — photo 1 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/d157b8ad-7990-49d0-99d9-d1256e83453e.jpg) ![231 West 148th Street #4I, New York City, NY 10039 — photo 2 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/33a4ebb4-9482-4d91-a87b-6e5818226279.jpg) ![231 West 148th Street #4I, New York City, NY 10039 — photo 3 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9b8f26a7-1b7f-4aae-8849-61f289840056.jpg) ![231 West 148th Street #4I, New York City, NY 10039 — photo 4 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/5a91823e-8b9c-4964-b1fd-fed1ede85fde.jpg) ![231 West 148th Street #4I, New York City, NY 10039 — photo 5 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/bdd0a496-4f3d-45f2-af08-a358e7c041c2.jpg) ![231 West 148th Street #4I, New York City, NY 10039 — photo 6 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/fa3d91d9-0e2b-404e-997e-25ddd9571042.jpg) ![231 West 148th Street #4I, New York City, NY 10039 — photo 7 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2d451fe2-ba6c-4036-94c0-05cec3c403ca.jpg) ![231 West 148th Street #4I, New York City, NY 10039 — photo 8 of 8](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/74f4f840-1d6d-40fa-9bf6-00e6e0ca5696.jpg) ## Property Overview This well-proportioned one-bedroom duplex offers a flexible two-level layout, with the living space on the main level and the bedroom above. The home opens into a long living room, where four large windows bring in steady natural light throughout the day. The proportions are immediately clear, with a length that allows for multiple distinct uses within a single, cohesive space. The living room is notably long, making it an excellent space for entertaining with clearly defined zones-space for lounging, a proper dining area, and a dedicated workspace. If you prefer greater separation, a portion of the room can be enclosed to create a fully separate, windowed home office or guest room. The kitchen is positioned just off the entry and is clean, efficient, and well maintained. It features full-size appliances, with an 18-inch dishwasher, along with ample cabinetry and a straightforward layout that makes it immediately functional while still offering a clear path for future refinement. A comfortable, well-scaled staircase leads to the upper level, with two windows bringing natural light into the stair hall. The bedroom is generously scaled, easily accommodating a king-size bed along with additional furniture. It feels open yet quiet, with good light and a sense of privacy that is often missing in typical one-bedroom apartments. Closet space is well distributed across both levels, supporting practical, everyday living. The bathroom is in solid, well-kept condition, clean and fully functional as it stands, with room for personalization over time. The Washington occupies an imposing row of historic walk-up buildings that were completely reimagined and combined into a single elevator cooperative using financing from the New York City Housing Development Corporation. Purchasers must have a maximum household income of $364,500 (250% of AMI). Financing of up to 90% is permitted. Please note, this is NOT an HDFC co-op. This pet-friendly building is well maintained and offers two elevator banks, two laundry rooms, a fitness room, bike storage, community space, and a live-in superintendent. Monthly maintenance includes heat, hot water, and gas. Positioned in the heart of Harlem, the location offers convenient access to the A, B, C, and D trains at 145th Street, as well as the 3 train at 148th Street-Lenox Terminal, providing fast, direct access to Midtown and Lower Manhattan. Nearby, St. Nicholas Park offers expansive green space along with a popular public pool, while neighborhood standouts include Briciola Harlem, a branch of a well-loved Hell's Kitchen wine bar known for contemporary Italian cooking and thoughtfully selected wines, Benyam Ethiopian Cuisine, a family-run restaurant serving traditional Ethiopian dishes, Common Good Harlem, a neighborhood coffee bar and gathering space, and Charles Pan-Fried Chicken, long considered one of Harlem's defining institutions. ## Property Details - **Property Type**: Duplex - **Beds**: 1 - **Baths**: 1 - **Rooms**: 3 - **Stories**: 5 - **Year Built**: 1920 - **Common Charges**: $1,072 / Monthly - **Listed On**: May 1, 2026 - **Days on Market**: 129 Days ### Residence Features - Building Other ## Sales Evidence ### Recent closed sales One apartment at THE WASHINGTON has a recorded sale since September 2021, the most recent for $540,000 in June 2024. Prices are the figures recorded with the City, not asking prices. | Unit | Beds | Sold Price | Sold | Source | | --- | --- | --- | --- | --- | | 2A (Apartment) | 2 | $540,000 | June 17, 2024 | City record · MLS | Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below. ### How this price compares The median closed price for comparable co-op one-bedroom sales in Central Harlem is $595,000, based on 3 sales between December 2025 and March 2026. This home is asking $460,000, $135,000 below that median. The middle half of those sales closed between $410,000 and $607,500. - **Median closed price**: $595,000 - **Middle half**: $410,000 – $607,500 - **Based on**: 3 co-op one-bedroom sales in Central Harlem - **Period**: December 2025 – March 2026 Square footage is recorded for only 2 of these 3 sales (67%), so no price per square foot is shown for this group. Co-op sales rarely carry a floor area, and a figure drawn from a handful of them would not describe the rest. Across the 3 of these sales with a published asking price, the median closed at 99.2% of what it originally asked. 67% of them closed below the original ask. This building has not had enough comparable sales of its own in the period to support a median, so the benchmark is drawn from Central Harlem instead. ### How these sales were negotiated - **Sold vs original ask**: 99.2% of the original ask - **Closed below ask**: 67% of 3 sales - **Listed → in contract**: 296 days (about 42 weeks) - **In contract → closed**: 121 days (about 17 weeks) Across the 3 of these sales with a published asking price, the median closed at 99.2% of what it originally asked. 67% of them closed below the original ask. Half of these homes were in contract within 296 days (about 42 weeks) of coming to market, based on the 3 with a recorded listing date. Once a deal was agreed, closing took a further 121 days (about 17 weeks), based on the 3 with both dates recorded. A co-op board package and its interview account for much of that. These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure. Based on 3 co-op one-bedroom sales in Central Harlem, December 2025 – March 2026. Each figure counts only the sales that recorded the dates it needs, which is why the denominators differ. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at THE WASHINGTON](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-washington) ## Price and Property History for 231 West 148TH Street, Unit 4I Review the recorded listing activity for 231 West 148TH Street, Unit 4I, including asking-price changes and prior market dates. - **Latest price change**: Reduced by $15,000, or 3.2%, on June 12, 2026 - **Originally listed**: May 1, 2026 at $475,000 - **Current asking price**: $460,000 | Date | Price | Listing event | | --- | --- | --- | | June 12, 2026 | $460,000 | Asking price reduced by $15,000, or 3.2% | | May 1, 2026 | $475,000 | Listed for sale by Bank Neary Inc | ## Property Taxes This apartment is part of a co-op that is taxed as one lot shared across 15 apartments. The corporation’s 2026 property tax bill was $26,071 for the whole building. Shareholders cover it through their monthly maintenance rather than a separate bill for this unit. [See the full property tax history for THE WASHINGTON](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-washington) [How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology) ## About The Building ### THE WASHINGTON Central Harlem · Duplex 239 West 148th Street, New York, NY 10031 A building in Central Harlem, currently featuring 5 active listings. - **Year Built**: 1920 - **Total Units**: 5 - **Floors**: 5 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-washington) ### Available Residences — For Sale (5) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [4I](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-4i-ny-10039) | 1 | 1 | — | — | $460,000 (-3.2%) | Bank Neary Inc | May 1, 2026 | 128 days | | [4J](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-j-4J-ny-10039) | 2 | 1 | 1,018 sqft | $549 | $559,000 (-1.8%) — In contract | Douglas Elliman Real Estate | Jan 17, 2026 | 232 days | | [4K](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-4k-ny-10039) | 1 | 1 | — | — | $455,000 | Compass | Apr 18, 2026 | 141 days | | [4C](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10031/239-west-148th-street-4c-ny-10031) | 1 | 1 | — | — | $480,000 (-3.0%) | Bank Neary Inc | May 1, 2026 | 128 days | | [2L](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/231-west-148th-street-2l-ny-10039) | 3 | 2 | — | — | $550,000 | Compass | Jul 24, 2026 | 44 days | ## Estimated Monthly Payment **$3,398 / month**, assuming a 20% down payment ($92,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $2,326 - **Common Charges**: $1,072 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Central Harlem Overview of Central Harlem [Explore Central Harlem](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/central-harlem) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby Central Harlem - [Morningside Heights real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/morningside-heights) - [East Harlem real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/east-harlem) ## Related Links - [THE WASHINGTON — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/the-washington) - [Central Harlem neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/central-harlem) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.