--- title: "120 East 86th Street #3D, New York City, NY 10028" description: "120 East 86th Street #3D, New York City, NY 10028 — Upper East Side, New York City, NY. Listing Price $800,000. In contract 11/20/2025. 2 bed, 1 bath Illustrative Buyer Commission Share of $12,000 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10028/120-east-86th-street-d-3D-ny-10028" source: "Real Estate Rebate Team" status: "Pending" --- # 120 East 86th Street #3D, New York City, NY 10028 Upper East Side, New York City, NY Courtesy of Brown Harris Stevens Residential Sales LLC ## At a Glance - **Listing Price**: $800,000 - **Status**: In contract 11/20/2025 In Contract/Lease Signed indicates an offer has been made and accepted by the seller/landlord, with the deal pending completion. - **Beds**: 2 - **Baths**: 1 - **Common Charges**: $1,476 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $800,000 - **Illustrative Buyer Commission Share**: -$12,000* - **Illustrative Net Cost**: $788,000 *Illustrative Buyer Savings of $12,000 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (7) ![120 East 86th Street #3D, New York City, NY 10028 — photo 1 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ff7537b3-952a-4c49-a696-a4c489483103.jpg) ![120 East 86th Street #3D, New York City, NY 10028 — photo 2 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a60099a1-c038-4de7-bada-2367a8aea4d7.jpg) ![120 East 86th Street #3D, New York City, NY 10028 — photo 3 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/195177f3-4278-4330-b4d7-20a0375fb37a.jpg) ![120 East 86th Street #3D, New York City, NY 10028 — photo 4 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f08fa1ce-0760-42b0-9b2b-7063488e45f1.jpg) ![120 East 86th Street #3D, New York City, NY 10028 — photo 5 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/21aac003-3d40-41fb-8610-09a61b41ea75.jpg) ![120 East 86th Street #3D, New York City, NY 10028 — photo 6 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/4a6f2ea0-ee51-49e6-87bb-d999f8866e8f.jpg) ![120 East 86th Street #3D, New York City, NY 10028 — photo 7 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3b03ce89-8cce-4da4-84f8-8f256790fdd1.jpg) ## Property Overview Perfect investment, primary residence, or pied-a-terre! Investor friendly with unlimited subletting permitted from day one of ownership! Charming prewar two-bedroom, one-bathroom home with washer/dryer, soaring 10'-4" ceilings, and low maintenance in the heart of the Upper East Side! This well-maintained, elevator-serviced condop between Park and Lexington could not be more primely located! Zoned for P.S. 6, it is just two blocks from Central Park, less than a block from the 4/5/6 trains and crosstown bus, and steps from Whole Foods, Target, Fairway Market, Eli's Essentials, and Museum Mile! There is a parking garage next door for added convenience, and you are close to other neighborhood stalwarts like the 92nd Street Y and Asphalt Green. Residents enjoy an excellent superintendent, video intercom system, free bike storage, additional storage for rent, and central laundry. Permitted: pets (no size or weight limit), up to 80% financing, pied-a-terre, co-purchasing, gifting, and unlimited subletting! This inviting, pin-drop quiet quiet residence with ample prewar charm boasts triple exposures (primary being south), soaring ceilings (10'-4") that give it an airy loft-like feel, beautiful strip hardwood floors, a windowed bathroom, and two king-size bedrooms! The home's windowed kitchen has been tastefully renovated with new cabinetry, countertops, backsplash, all stainless steel appliances including a Bertazzoni range, and a washer/dryer! ## Property Details - **Property Type**: Co-op - **Beds**: 2 - **Baths**: 1 - **Rooms**: 4 - **Stories**: 6 - **Year Built**: 1928 - **Common Charges**: $1,476 / Monthly - **Listed On**: Aug 27, 2025 - **Days on Market**: 386 Days ### Residence Features - Central Air - Building Other - Washer Hookup - In Unit - High Ceilings - Dishwasher - Washer Dryer Allowed - City ## Estimated Monthly Payment **$5,521 / month**, assuming a 20% down payment ($160,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $4,045 - **Common Charges**: $1,476 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Sales and market data ### Recent sales 4 apartments at 120 East 86th Street have recorded sales since September 2021, the most recent for $965,000 in May 2026. Prices are the figures recorded with the City, not asking prices. | Unit | Beds | Sold Price | Sold | Source | | --- | --- | --- | --- | --- | | 4B (Apartment) | 2 | $965,000 | May 18, 2026 | City record | | RES (Apartment) | — | $775,000 | April 3, 2026 | City record | | 6C (Apartment) | 2 | $960,000 | April 23, 2025 | City record · MLS | | 4-D (Apartment) | 2 | $895,000 | November 11, 2021 | MLS | Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below. ### How this price compares - **This home**: $800,000 - **Median sold price**: $1,360,000 - **Difference**: -$560,000 (-41.2%) - **Comparable sales**: 186 - **Sales from**: September 2024 – July 2026 - **Middle half of those sales**: $999,000 – $1,747,500 Based on co-op two-bedroom sales in Upper East Side. Square footage is recorded for only 55 of these 186 sales (30%), so no price per square foot is shown for this group. Co-op sales rarely carry a floor area, and a figure drawn from a handful of them would not describe the rest. This building has not had enough comparable sales of its own in the period to support a median, so the benchmark is drawn from Upper East Side instead. ### How these sales were negotiated - **Sale-to-list price**: 97.3% (176 sales) - **Sold below asking**: 69% (176 sales) - **Typical time to find a buyer**: 64 days (179 sales) - **Typical time to close**: 96 days (177 sales) Based on co-op two-bedroom sales in Upper East Side with the required listing and closing data. Sample sizes vary by metric. These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure. ### Price trend Median sale price, co-op two-bedroom sales in Upper East Side | Year | Median sold price | Sales | | --- | --- | --- | | 2016 | $1,225,000 | 25 | | 2017 | $1,299,500 | 88 | | 2018 | $1,340,000 | 79 | | 2019 | $1,300,000 | 75 | | 2020 | $1,299,000 | 41 | | 2021 | $1,275,000 | 141 | | 2022 | $1,374,250 | 120 | | 2023 | $1,300,000 | 99 | | 2024 | $1,270,000 | 99 | | 2025 | $1,350,000 | 99 | | 2026 YTD | $1,417,500 | 54 | Based on recorded co-op two-bedroom sales in Upper East Side. 2026 is year-to-date. Sales data through July 2026. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at 120 East 86TH Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/120-east-86th-street) ## Price and Property History for 120 East 86TH Street, Unit 3D Review the recorded listing activity for 120 East 86TH Street, Unit 3D, including asking-price changes and prior market dates. - **Entered contract**: November 20, 2025 | Date | Price | Listing event | | --- | --- | --- | | November 20, 2025 | $800,000 | Entered contract | | August 27, 2025 | $800,000 | Listed for sale by Brown Harris Stevens Residential Sales LLC | | October 14, 2014 | — | Sold | | May 3, 2014 | $849,000 | Asking price reduced by $46,000, or 5.1% | | February 26, 2014 | $895,000 | Listed for sale by The Corcoran Group | ## Property Taxes This apartment is part of a co-op that is taxed as one lot shared across 16 apartments. The corporation’s 2026 property tax bill was $187,759 for the whole building. Shareholders cover it through their monthly maintenance rather than a separate bill for this unit. [See the full property tax history for 120 East 86TH Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/120-east-86th-street) [How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology) ## About The Building ### 120 East 86th Street 120 East 86th Street, New York, NY 10028 A building in the neighborhood, currently featuring 0 active listings. - **Year Built**: 1928 - **Active Units**: 0 - **Floors**: 6 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/120-east-86th-street) ### Available Residences — For Sale (1) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [3D](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10028/120-east-86th-street-d-3D-ny-10028) | 2 | 1 | — | — | $800,000 — In contract | Brown Harris Stevens Residential Sales LLC | Aug 27, 2025 | 386 days | ## Upper East Side Overview of Upper East Side [Explore Upper East Side](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/upper-east-side) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby Upper East Side - [Central Park real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/central-park) - [Roosevelt Island real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/roosevelt-island) - [Upper West Side real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/upper-west-side) - [Midtown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/midtown) - [Theater District real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/theater-district) - [East Harlem real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/east-harlem) ## Related Links - [120 East 86TH Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/120-east-86th-street) - [Upper East Side neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/upper-east-side) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.