--- title: "220 West 148th Street #3N, New York City, NY 10039" description: "220 West 148th Street #3N, New York City, NY 10039 — Central Harlem, New York City, NY. Listing Price $595,000. 1 bed, 1 bath Illustrative Buyer Commission Share of $8,925 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/220-west-148th-street-3n-ny-10039" source: "Real Estate Rebate Team" dateModified: "2026-09-08T16:06:36.848Z" status: "Active" --- # 220 West 148th Street #3N, New York City, NY 10039 Central Harlem, New York City, NY Courtesy of Brown Harris Stevens Residential Sales LLC Last updated: September 8, 2026, 12:06 PM ## At a Glance - **Listing Price**: $595,000 - **Beds**: 1 - **Baths**: 1 - **Common Charges**: $678 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $595,000 - **Illustrative Buyer Commission Share**: -$8,925* - **Illustrative Net Cost**: $586,075 *Illustrative Buyer Savings of $8,925 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![220 West 148th Street #3N, New York City, NY 10039 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/8cde68f2-1855-4512-9193-f25de69dea14.jpg) ![220 West 148th Street #3N, New York City, NY 10039 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/74ad98c9-7d6c-437d-ab28-d85bd350b4a8.jpg) ![220 West 148th Street #3N, New York City, NY 10039 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/5a142732-30ca-487e-b47b-8cb12b9c343d.jpg) ![220 West 148th Street #3N, New York City, NY 10039 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/7b37d916-1338-46dd-be72-3ae57adea604.jpg) ![220 West 148th Street #3N, New York City, NY 10039 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/99b2aca6-fb24-4831-abd8-cf145046fdb9.jpg) ![220 West 148th Street #3N, New York City, NY 10039 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2c531e7b-7622-4145-bb72-293ba5efe2c3.jpg) ![220 West 148th Street #3N, New York City, NY 10039 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a38eb0d9-c7a6-46fd-927e-3af167604965.jpg) ![220 West 148th Street #3N, New York City, NY 10039 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3704ecf3-5c52-4428-8fc9-9add46dea694.jpg) ![220 West 148th Street #3N, New York City, NY 10039 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2f3c8a6d-3a5c-40d5-9c09-21672785543c.jpg) ![220 West 148th Street #3N, New York City, NY 10039 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/44ebec06-d9a9-440a-85c1-09fd97d35621.jpg) ## Property Overview Welcome to Residence 3N at PS90, a spacious one-bedroom loft condominium offering approximately 801 square feet of living space. Soaring 12-foot ceilings and oversized 9-foot windows immediately define the home, filling the space with natural light and creating an open, airy feel. At an asking price of $595,000, Residence 3N represents exceptional value at approximately $743 per square foot. The spacious living and dining area provides ample room for both everyday living and entertaining, with a layout that flows naturally from the open kitchen into the main living space. The kitchen offers generous cabinetry and counter space, while hardwood floors run throughout the home. The large bedroom easily accommodates a king-size bed with room for additional furniture, a home office setup, or both. An oversized window brings in abundant natural light, while a generously sized closet provides excellent storage. Additional conveniences include central air conditioning and an in-unit washer and dryer. Originally constructed as Public School 90 in the early 1900s, PS90 was thoughtfully transformed into a 75-residence condominium while preserving the striking architecture and character of the historic building. Residents enjoy an attended lobby, live-in superintendent, fitness center, bike storage, media and art rooms, cold storage, and a beautifully landscaped resident garden. Conveniently located near neighborhood cafés, restaurants, and green spaces, PS90 is just blocks from Jackie Robinson Park, home to one of the city's largest outdoor public pools and a variety of recreational facilities. Transportation is equally convenient, with the 3 train at Harlem-148th Street just a block away and the A, B, C and D trains at 145th Street nearby, providing easy access throughout Manhattan. Please note there is currently a $316 monthly assessment in place. ## Property Details - **Property Type**: Condominium - **Beds**: 1 - **Baths**: 1 - **Rooms**: 3 - **Stories**: 6 - **Year Built**: 1903 - **Common Charges**: $678 / Monthly - **Listed On**: Jul 31, 2026 - **Days on Market**: 42 Days ### Residence Features - Central Air - Building Other - Washer Hookup - In Unit - Building Courtyard - Washer Dryer Allowed ## Sales Evidence ### Recent closed sales 13 apartments at Ps90 have recorded sales since September 2021, the most recent for $560,000 in August 2026. Prices are the figures recorded with the City, not asking prices. | Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source | | --- | --- | --- | --- | --- | --- | --- | | [4B](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/220-west-148th-street-b-4B-ny-10039) (Apartment) | Studio | 792 | $560,000 | $707/ft² | August 13, 2026 | MLS | | [3K](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/220-west-148th-street-k-3K-ny-10039) (Apartment) | 2 | 1,231 | $869,999 | $707/ft² | July 10, 2026 | MLS | | PHG (Apartment) | 2 | 1,630 | $1,233,800 | $757/ft² | July 1, 2026 | MLS | | 3E (Apartment) | — | 1,250 | $1,060,000 | $848/ft² | July 30, 2024 | City record | | 3C (Apartment) | 3 | 1,468 | $1,065,000 | $725/ft² | July 29, 2024 | City record · MLS | | 1M (Apartment) | Studio | 781 | $535,000 | $685/ft² | April 19, 2024 | City record · MLS | | 2C (Apartment) | 2 | 1,521 | $1,095,000 | $720/ft² | December 5, 2023 | City record · MLS | | 1A (Apartment) | 1 | — | $505,000 | — | September 19, 2023 | City record · MLS | | 5J (Loft) | 2 | 1,192 | $1,100,000 | $923/ft² | March 16, 2023 | City record · MLS | | 5H (Apartment) | 2 | 1,312 | $1,085,000 | $827/ft² | October 14, 2022 | City record · MLS | | 5K (Apartment) | 1 | 1,232 | $1,030,000 | $836/ft² | November 29, 2021 | City record | | 2P (Apartment) | Studio | 762 | $634,000 | $832/ft² | November 9, 2021 | City record · MLS | | 3G (Apartment) | 1 | 796 | $675,000 | $848/ft² | October 29, 2021 | City record | Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below. ### How this price compares The median closed price for comparable one-bedroom sales at Ps90 is $675,000, based on 3 sales between October 2021 and September 2023. This home is asking $595,000, $80,000 below that median. The middle half of those sales closed between $590,000 and $852,500. - **Median closed price**: $675,000 - **Middle half**: $590,000 – $852,500 - **Based on**: 3 one-bedroom sales at Ps90 - **Period**: October 2021 – September 2023 Square footage is recorded for only 2 of these 3 sales (67%), so no price per square foot is shown for this group. Co-op sales rarely carry a floor area, and a figure drawn from a handful of them would not describe the rest. ### Price trend Median price per square foot for sales at Ps90, 2017 to 2026. Price per square foot is used rather than sale price so the line follows the market rather than whichever apartments happened to change hands that year. | Year | Median $/ft² | Sales | | --- | --- | --- | | 2017 | $904/ft² | 4 (thin) | | 2019 | $844/ft² | 4 (thin) | | 2021 | $850/ft² | 6 | | 2024 | $725/ft² | 3 (thin) | | 2026 | $707/ft² | 3 (thin) | Years marked "thin" rest on fewer than 5 sales, where a single unusual apartment moves the median a long way. Read those points as the small samples they are rather than as the market turning. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at Ps90](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/ps90) ## Property Tax History Taxes at 220 West 148th Street #3N were $5,744 in 2026, up 2.5% from 2025. | Year | Tax Assessment | Land | Additions | Billable Value | Property Tax | Tax Rate | | --- | --- | --- | --- | --- | --- | --- | | 2026 (FY 2026/27) | $55,814 | $8,826 | $46,988 | $52,508 | $5,744 | 12.5% (estimated) | | 2025 (FY 2025/26) | $53,626 | $8,826 | $44,800 | $50,864 | $5,606 | 12.5% (estimated) | | 2024 (FY 2024/25) | $58,932 | $8,826 | $50,106 | $51,362 | $4,548 | 12.5% | | 2023 (FY 2023/24) | $52,272 | $8,826 | $43,446 | $48,954 | $3,212 | 12.502% | | 2022 (FY 2022/23) | $52,295 | $8,826 | $43,469 | $49,155 | $2,614 | 12.267% | | 2021 (FY 2021/22) | $47,589 | $8,826 | $38,763 | $47,589 | $1,369 | 12.235% | | 2020 (FY 2020/21) | $52,707 | $8,826 | $43,881 | $48,421 | $790 | 12.267% | | 2019 (FY 2019/20) | $51,522 | $8,826 | $42,696 | $45,398 | $778 | 12.473% | | 2018 (FY 2018/19) | $50,790 | $8,826 | $41,964 | $42,292 | $698 | 12.612% | | 2017 (FY 2017/18) | $45,307 | $8,825 | $36,482 | $39,942 | $651 | 12.719% | | 2016 (FY 2016/17) | $41,788 | $8,826 | $32,962 | $38,076 | $496 | 12.892% | | 2015 (FY 2015/16) | $37,616 | $7,538 | $30,078 | $38,791 | $344 | 12.883% | | 2014 (FY 2014/15) | $35,985 | $5,907 | $30,078 | $40,424 | $223 | 12.855% | | 2013 (FY 2013/14) | $39,018 | $5,907 | $33,111 | $42,343 | $0 | 13.145% | | 2012 (FY 2012/13) | $35,989 | $2,878 | $33,111 | $43,643 | $0 | 13.181% | | 2011 (FY 2011/12) | $45,346 | $2,879 | $42,467 | $45,484 | $107 | 13.433% | | 2010 (FY 2010/11) | $3,306 | $2,877 | $429 | $2,946 | $393 | 13.353% | The City has not published the official FY2026/27 and FY2025/26 tax rates yet. We calculated the tax for those years using the prior year’s rate, so treat them as an estimate rather than a figure the City has adopted. Every rate without the Estimated marker is the published one. Tax Assessment is the assessed value on the City’s roll, and it is the figure other listing sites publish. It is not what the bill is calculated on. New York phases assessment changes in gradually for some tax classes, so the City bills the Billable Value shown beside it, less any exemption the owner holds. It usually trails the assessment, and it can sit above it for a few years after an assessment falls. Figures are the New York City Department of Finance assessment roll for tax lot 1020331039. Assessed and billable values are determined by the City for tax purposes and are not an appraisal or an estimate of market value. Tax classes and rates are set annually and can change. [How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology) ## About The Building ### Ps90 Central Harlem · Condominium 220 West 148th Street, New York, NY 10039 A building in Central Harlem, currently featuring 5 active listings. - **Year Built**: 1903 - **Total Units**: 5 - **Floors**: 6 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/ps90) ### Available Residences — For Sale (5) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [3N](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/220-west-148th-street-3n-ny-10039) | 1 | 1 | — | — | $595,000 | Brown Harris Stevens Residential Sales LLC | Jul 31, 2026 | 41 days | | [1L](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/220-west-148th-street-l-1L-ny-10039) | 2 | 2 | 1,486 sqft | $670 | $995,000 (-13.5%) | Douglas Elliman Real Estate | Sep 15, 2025 | 360 days | | [3K](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/220-west-148th-street-k-3K-ny-10039) | 2 | 1 | 1,231 sqft | $707 | $869,999 (-3.2%) | Brown Harris Stevens Residential Sales LLC | Oct 17, 2025 | 328 days | | [4G](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/220-west-148th-street-4g-ny-10039) | 1 | 1 | 794 sqft | $880 | $699,000 (-3.6%) | Compass | Feb 9, 2026 | 213 days | | [4B](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10039/220-west-148th-street-b-4B-ny-10039) | Studio | 1 | 792 sqft | $707 | $560,000 (-3.3%) | Brown Harris Stevens Residential Sales LLC | Apr 10, 2026 | 153 days | ## Estimated Monthly Payment **$3,687 / month**, assuming a 20% down payment ($119,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $3,009 - **Common Charges**: $678 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Central Harlem Overview of Central Harlem [Explore Central Harlem](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/central-harlem) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby Central Harlem - [Morningside Heights real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/morningside-heights) - [East Harlem real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/east-harlem) ## Related Links - [Ps90 — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/ps90) - [Central Harlem neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/central-harlem) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.