--- title: "40 89th Street #4F, New York City, NY 11209" description: "40 89th Street #4F, New York City, NY 11209 — Bay Ridge, New York City, NY. Listing Price $319,000. 1 bed, 1 bath, 725 sqft Illustrative Buyer Commission Share of $4,785 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/11209/40-89th-street-4f-ny-11209" source: "Real Estate Rebate Team" dateModified: "2026-10-15T19:09:57.436Z" status: "Active" --- # 40 89th Street #4F, New York City, NY 11209 Bay Ridge, New York City, NY Courtesy of Compass Last updated: October 15, 2026, 3:09 PM ## At a Glance - **Listing Price**: $319,000 - **Beds**: 1 - **Baths**: 1 - **Sqft**: 725 - **Monthly Taxes**: $980 / mo - **Price per Sqft**: $440 - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $319,000 - **Illustrative Buyer Commission Share**: -$4,785* - **Illustrative Net Cost**: $314,215 *Illustrative Buyer Savings of $4,785 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![40 89th Street #4F, New York City, NY 11209 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/5279a8c8-d2ac-42a6-bd5d-e80c71fece15.jpg) ![40 89th Street #4F, New York City, NY 11209 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3023afb8-b02e-4a57-bd57-59af6dd42a73.jpg) ![40 89th Street #4F, New York City, NY 11209 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/226443b7-1255-4c0b-9b89-de72cc36204e.jpg) ![40 89th Street #4F, New York City, NY 11209 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/dc53f6db-8f11-48d3-a345-3f808c902795.jpg) ![40 89th Street #4F, New York City, NY 11209 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/dbea537c-46d1-4034-ab44-6d055914da43.jpg) ![40 89th Street #4F, New York City, NY 11209 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a290d120-56d1-4b8c-be14-5f8e05b3e9ac.jpg) ![40 89th Street #4F, New York City, NY 11209 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/95525046-c70d-4360-89a8-0182a3eaf35a.jpg) ![40 89th Street #4F, New York City, NY 11209 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c8dd3e38-8f7e-4b85-9f1d-43c857ab167c.jpg) ![40 89th Street #4F, New York City, NY 11209 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/fb94a761-39f0-43cb-b039-787f8cee8849.jpg) ![40 89th Street #4F, New York City, NY 11209 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/46101cdf-84b3-4fc4-986b-d0468c0bfa24.jpg) ## Property Overview Welcome to this spacious 1 Bedroom apartment nestled on a beautiful tree-lined street in one of Brooklyn's most desirable neighborhoods. As you walk into this newly remodeled apartment, you will be impressed by the gorgeous hardwood floors, the new kitchen and bathroom, along with a king-sized bedroom and its many closets throughout! There are windows in every room-including kitchen and bathroom-allowing for all day sunlight and fresh air! Located on the 4th floor of this well-maintained elevator building just steps to Shore Road, all transportation, shopping and nighlife! On-site laundry room and bike storage are just some of the amenities included with this Move-In Ready apartment just waiting for its new owner! ## Property Details - **Property Type**: Co-op - **Beds**: 1 - **Baths**: 1 - **Rooms**: 3 - **Sqft**: 725 sqft - **Stories**: 6 - **Year Built**: 1950 - **Price per Sqft**: $440 - **Monthly Taxes**: $980 / mo - **Listed On**: Oct 15, 2026 - **Days on Market**: 1 Days ### Residence Features - Common On Floor - Common Area - Hardwood ## Estimated Monthly Payment **$2,593 / month**, assuming a 20% down payment ($63,800), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $1,613 - **Property Taxes**: $980 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Sales and market data ### How this price compares - **This home**: $319,000 - **Median sold price**: $345,000 - **Difference**: -$26,000 (-7.5%) - **This home, $/ft²**: $440 - **Comparable sales**: 26 - **Sales from**: January 2025 – August 2026 - **Middle half of those sales**: $316,250 – $393,750 Based on co-op one-bedroom sales in Bay Ridge. Square footage is recorded for only 14 of these 26 sales (54%), so no price per square foot is shown for this group. Co-op sales rarely carry a floor area, and a figure drawn from a handful of them would not describe the rest. This building has not had enough comparable sales of its own in the period to support a median, so the benchmark is drawn from Bay Ridge instead. ### How these sales were negotiated - **Sale-to-list price**: 96.3% (19 sales) - **Sold below asking**: 74% (19 sales) - **Typical time to find a buyer**: 69 days (20 sales) - **Typical time to close**: 86 days (20 sales) Based on co-op one-bedroom sales in Bay Ridge with the required listing and closing data. Sample sizes vary by metric. These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure. ### Price trend Median sale price, co-op one-bedroom sales in Bay Ridge | Year | Median sold price | Sales | | --- | --- | --- | | 2017 | $318,000 | 15 | | 2018 | $350,000 | 12 | | 2019 | $334,500 | 10 | | 2020 | $341,250 | 12 | | 2021 | $315,000 | 17 | | 2022 | $325,000 | 18 | | 2023 | $337,500 | 14 | | 2024 | $330,000 | 18 | | 2025 | $330,000 | 17 | | 2026 YTD | $397,500 | 12 | Based on recorded co-op one-bedroom sales in Bay Ridge. 2026 is year-to-date. Sales data through August 2026. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at 40 89th Street](https://realestaterebatesnewyork.com/buildings/new-york-city/brooklyn/40-89th-street) ## About The Building ### 40 89th Street 40 89th Street, Brooklyn, NY 11209 A building in the neighborhood, currently featuring 1 active listing. - **Year Built**: 1950 - **Active Units**: 1 - **Floors**: 6 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/brooklyn/40-89th-street) ### Available Residences — For Sale (1) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [4F](https://realestaterebatesnewyork.com/buy/newyorkcity/brooklyn/11209/40-89th-street-4f-ny-11209) | 1 | 1 | 725 sqft | $440 | $319,000 | Compass | Oct 15, 2026 | 1 days | ## Bay Ridge Overview of Bay Ridge [Explore Bay Ridge](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/brooklyn/bay-ridge) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby Bay Ridge - [Dyker Heights real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/brooklyn/dyker-heights) - [Fort Hamilton real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/brooklyn/fort-hamilton) - [Sunset Park real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/brooklyn/sunset-park) - [Borough Park real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/brooklyn/borough-park) - [Bensonhurst real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/brooklyn/bensonhurst) - [Bath Beach real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/brooklyn/bath-beach) ## Related Links - [40 89th Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/brooklyn/40-89th-street) - [Bay Ridge neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/brooklyn/bay-ridge) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.