---
title: "20 West Street #40E, New York City, NY 10004"
description: "20 West Street #40E, New York City, NY 10004 — Financial District, New York City, NY. Listing Price $525,000. Studio bed, 1 bath, 364 sqft Illustrative Buyer Commission Share of $7,875 at closing, based on a 3% buyer-broker commission."
url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/20-west-street-40e-ny-10004"
source: "Real Estate Rebate Team"
dateModified: "2026-09-23T21:57:49.729Z"
status: "Active"
---

# 20 West Street #40E, New York City, NY 10004

Financial District, New York City, NY

Courtesy of Compass

Last updated: September 23, 2026, 5:57 PM

## At a Glance

- **Listing Price**: $525,000
- **Beds**: Studio
- **Baths**: 1
- **Sqft**: 364
- **Common Charges**: $670 / mo
- **Monthly Taxes**: $600 / mo
- **Price per Sqft**: $1,442
- **Brokerage Fee**: Share Eligible

## The Private Brokerage Advantage

As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction.

- **Contract Purchase Price**: $525,000
- **Illustrative Buyer Commission Share**: -$7,875*
- **Illustrative Net Cost**: $517,125

*Illustrative Buyer Savings of $7,875 — 50% of a 3% buyer-broker commission, shared at closing.*

[Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)

## Photos (10)

![20 West Street #40E, New York City, NY 10004 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/8a273352-2e2d-4afc-ada5-2e6d86fa2508.jpg)
![20 West Street #40E, New York City, NY 10004 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/60af2255-70ae-4b48-b5bf-dd873627a0b2.jpg)
![20 West Street #40E, New York City, NY 10004 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/e1034f03-76dd-4c54-a7cc-57b9068b6b77.jpg)
![20 West Street #40E, New York City, NY 10004 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/a024f077-d3b0-4c29-b033-65344e72f266.jpg)
![20 West Street #40E, New York City, NY 10004 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/94760d70-b6ec-4841-b356-8a57e26aaf75.jpg)
![20 West Street #40E, New York City, NY 10004 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/5018f234-7f8c-4bcc-b229-dda16a6d2286.jpg)
![20 West Street #40E, New York City, NY 10004 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/2f2f8cb6-c8ba-4d9e-a13e-bcc354677dd8.jpg)
![20 West Street #40E, New York City, NY 10004 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/557a579f-0927-4a44-a35e-0f65d940bd27.jpg)
![20 West Street #40E, New York City, NY 10004 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/613c87e8-0141-4baa-a09e-402fb2f11b26.jpg)
![20 West Street #40E, New York City, NY 10004 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3e6c0b13-59f4-48ef-8bfd-9c2122539c86.jpg)

## Property Overview

Welcome to Residence 40E at The Downtown Club, where elevated Financial District living meets effortless style. This beautifully renovated, bright studio enjoys stunning east-facing city views, with a peek of the Hudson River to the south. Thoughtfully upgraded by the owner, the home features a gut-renovated kitchen, newly updated bathroom vanity and mirror, brand-new wide-plank flooring, and custom closet and built-ins with a light-wood finish throughout. A deeded storage unit conveniently located just outside the apartment adds an exceptional bonus.

The spacious entry hallway features a custom light-wood finish closet and leads to the beautifully finished bathroom, featuring elegant marble finishes, a bathtub, and a newly installed light-wood vanity with ample under-sink storage and a modern vanity mirror. Continuing down the hall, the gut-renovated kitchen showcases light-wood cabinetry, elegant gray quartz countertops, and a matching quartz backsplash for a seamless, sophisticated finish. Stainless steel KitchenAid appliances - including a gas range, microwave, dishwasher, and French-door refrigerator - complete the space.

The airy living space is enhanced by 9’6” ceilings and abundant eastern light streaming through the oversized window. A stylish neutral-toned stone accent wall adds character, while the thoughtfully designed layout accommodates both a queen-sized bed and a cozy reading nook. Custom built-ins in the same warm light-wood finish as the closets and kitchen tie the space together beautifully, providing both functionality and sophisticated design.

The Downtown Club offers an exceptional full-service lifestyle, with a full-time doorman and concierge, 12,000-square-foot fitness center, sun deck with panoramic Hudson River and downtown skyline views, residents’ lounge with outdoor terrace, movie theater, central laundry, bike storage, and live-in superintendent.

Located in the heart of the Financial District, you are moments from Brookfield Place, the waterfront, South Street Seaport, Pier 17, and the historic dining and nightlife of Stone Street. Enjoy restaurants ranging from Jean-Georges’ The Fulton to chef Andrew Carmellini’s Carne Mare, summer concerts at Pier 17, nearby parks and the West Side bike and running path, plus the everyday convenience of Whole Foods. With access to the 1, R, W, 4, 5, E, J and Z subway lines, getting anywhere in the city is effortless. This is downtown living at its best - stylish, turnkey, and exceptionally well located.

## Property Details

- **Property Type**: Condominium
- **Baths**: 1
- **Rooms**: 3
- **Sqft**: 364 sqft
- **Stories**: 45
- **Year Built**: 1930
- **Price per Sqft**: $1,442
- **Common Charges**: $669.76 / Monthly
- **Monthly Taxes**: $600 / mo
- **Listed On**: Sep 8, 2026
- **Days on Market**: 22 Days

### Residence Features

- Wall Unit(s)
- Wall Furnace
- Common On Floor
- Common Area
- Building Garden
- Building Roof Deck
- Built-in Features
- Stainless Steel Appliance(s)
- City

### Building Amenities

- Clubhouse
- Sauna

## Estimated Monthly Payment

**$3,924 / month**, assuming a 20% down payment ($105,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three.

- **Principal & Interest**: $2,655
- **Property Taxes**: $600
- **Common Charges**: $670

Estimates only. Actual payments may vary. Confirm terms with your lender.

## Sales and market data

### Recent sales

70 apartments at 20 West Street have recorded sales since September 2021, the most recent for $715,000 in July 2026. Prices are the figures recorded with the City, not asking prices.

| Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source |
| --- | --- | --- | --- | --- | --- | --- |
| [21-H](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/20-west-street--h-21H-ny-10004) (Apartment) | Studio | 725 | $715,000 | $986/ft² | July 16, 2026 | MLS |
| 8-A (Apartment) | Studio | 566 | $642,000 | $1,134/ft² | June 1, 2026 | City record · MLS |
| 41D (Apartment) | Studio | 375 | $520,000 | $1,387/ft² | April 24, 2026 | City record |
| 36E (Apartment) | Studio | 510 | $580,000 | $1,137/ft² | March 30, 2026 | City record · MLS |
| 37G (Apartment) | Studio | 442 | $517,500 | $1,171/ft² | March 24, 2026 | City record · MLS |
| 27E (Apartment) | Studio | 662 | $566,000 | $855/ft² | March 16, 2026 | City record |
| 31C (Apartment) | Studio | 482 | $565,000 | $1,172/ft² | December 30, 2025 | City record · MLS |
| 18F (Apartment) | 2 | 1,218 | $999,000 | $820/ft² | November 18, 2025 | City record · MLS |
| 35C (Apartment) | Studio | 482 | $545,000 | $1,131/ft² | November 14, 2025 | City record |
| 5-C (Apartment) | Studio | 924 | $475,000 | $514/ft² | November 10, 2025 | City record · MLS |
| 18-E (Apartment) | Studio | 965 | $460,000 | $477/ft² | October 31, 2025 | City record · MLS |
| 4-H (Apartment) | Studio | 816 | $415,000 | $509/ft² | October 24, 2025 | City record · MLS |
| 44C (Apartment) | Studio | 447 | $618,000 | $1,383/ft² | October 7, 2025 | City record · MLS |
| 5-F (Apartment) | 2 | 1,332 | $475,000 | $357/ft² | October 3, 2025 | City record · MLS |
| 11-G (Apartment) | Studio | 1,392 | $575,000 | $413/ft² | September 11, 2025 | City record · MLS |
| 5-E (Apartment) | 1 | 1,261 | $539,000 | $427/ft² | August 26, 2025 | City record · MLS |
| 11-F (Apartment) | 3 | 1,415 | $585,000 | $413/ft² | August 26, 2025 | City record · MLS |
| 4-J (Apartment) | Studio | 892 | $580,000 | $650/ft² | May 15, 2025 | City record · MLS |
| 4D (Apartment) | Studio | 711 | $535,000 | $752/ft² | April 28, 2025 | City record · MLS |
| 16D (Apartment) | Studio | 509 | $532,000 | $1,045/ft² | April 8, 2025 | City record · MLS |
| 15J (Apartment) | 1 | 706 | $650,000 | $921/ft² | February 27, 2025 | City record · MLS |
| 29D (Apartment) | 1 | 750 | $860,000 | $1,147/ft² | January 27, 2025 | City record · MLS |
| 15C (Apartment) | — | 400 | $525,000 | $1,313/ft² | December 30, 2024 | City record |
| 40B (Apartment) | 1 | 560 | $800,000 | $1,429/ft² | November 26, 2024 | City record |
| 34B (Apartment) | Studio | 544 | $605,000 | $1,112/ft² | October 25, 2024 | City record |
| 42A (Apartment) | Studio | — | $593,000 | — | September 18, 2024 | City record · MLS |
| 14J (Apartment) | — | 705 | $650,000 | $922/ft² | August 16, 2024 | City record |
| 4-F (Apartment) | Studio | 1,210 | $900,000 | $744/ft² | July 17, 2024 | City record · MLS |
| 4-D (Apartment) | Studio | 711 | $520,000 | $731/ft² | July 3, 2024 | City record · MLS |
| 5-B (Apartment) | Studio | 978 | $740,000 | $757/ft² | June 28, 2024 | City record · MLS |
| 14-M (Apartment) | Studio | 618 | $465,000 | $752/ft² | June 20, 2024 | City record · MLS |
| 19J (Apartment) | — | 684 | $547,200 | $800/ft² | June 12, 2024 | City record |
| 29E (Apartment) | Studio | 600 | $605,000 | $1,008/ft² | May 22, 2024 | City record · MLS |
| 11A (Apartment) | 2 | 1,167 | $900,000 | $771/ft² | April 19, 2024 | City record |
| 5G (Apartment) | Studio | 1,017 | $750,750 | $738/ft² | March 21, 2024 | City record · MLS |
| 19J (Apartment) | — | 684 | $619,579 | $906/ft² | March 12, 2024 | City record |
| 8A (Apartment) | Studio | 566 | $336,500 | $595/ft² | February 27, 2024 | City record |
| 15-F (Apartment) | 1 | 578 | $590,000 | $1,021/ft² | February 2, 2024 | City record · MLS |
| 22-A (Apartment) | Studio | 463 | $535,000 | $1,156/ft² | January 8, 2024 | City record · MLS |
| 37-C (Apartment) | Studio | 423 | $540,000 | $1,277/ft² | December 19, 2023 | City record · MLS |

Showing the 40 most recent of 70 recorded sales in this period.

Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below.

### How this price compares

- **This home**: $525,000
- **Median sold price**: $535,000
- **Difference**: -$10,000 (-1.9%)
- **This home, $/ft²**: $1,442
- **Median $/ft²**: $1,089
- **Comparable sales**: 36
- **Sales from**: October 2021 – June 2026
- **Middle half of those sales**: $513,750 – $583,250

Based on studio sales at 20 West Street.

### How these sales were negotiated

- **Sale-to-list price**: 94% (17 sales)
- **Sold below asking**: 94% (17 sales)
- **Typical time to find a buyer**: 83 days (25 sales)
- **Typical time to close**: 54 days (25 sales)

Based on studio sales at 20 West Street with the required listing and closing data. Sample sizes vary by metric.

These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure.

### Price trend

Median price per square foot, sales at 20 West Street

| Year | Median $/ft² | Sales |
| --- | --- | --- |
| 2016 | $1,406/ft² | 8 |
| 2017 | $1,179/ft² | 14 |
| 2018 | $1,377/ft² | 11 |
| 2019 | $1,433/ft² | 3 (thin) |
| 2020 | $1,084/ft² | 6 |
| 2021 | $1,045/ft² | 21 |
| 2022 | $934/ft² | 9 |
| 2023 | $1,185/ft² | 11 |
| 2024 | $853/ft² | 17 |
| 2025 | $701/ft² | 16 |
| 2026 YTD | $1,137/ft² | 5 |

Based on recorded sales at 20 West Street. 2026 is year-to-date.

Years marked "thin" rest on fewer than 5 sales, where a single unusual apartment moves the median a long way. Read those points as the small samples they are rather than as the market turning.

Sales data through July 2026.

Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for.

[See every recorded sale at 20 West Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-west-street)

## Property Tax History

Taxes at 20 West Street #40E were $8,185 in 2026, up 0.9% from 2025.

| Year | Tax Assessment | Land | Additions | Billable Value | Property Tax | Tax Rate |
| --- | --- | --- | --- | --- | --- | --- |
| 2026 (FY 2026/27) | $68,178 | $6,735 | $61,443 | $65,479 | $8,185 | 12.5% (estimated) |
| 2025 (FY 2025/26) | $70,710 | $6,735 | $63,975 | $64,870 | $8,109 | 12.5% (estimated) |
| 2024 (FY 2024/25) | $66,509 | $6,735 | $59,774 | $65,145 | $8,143 | 12.5% |
| 2023 (FY 2023/24) | $67,826 | $6,735 | $61,091 | $66,481 | $8,311 | 12.502% |
| 2022 (FY 2022/23) | $65,086 | $6,735 | $58,351 | $65,086 | $7,984 | 12.267% |
| 2021 (FY 2021/22) | $65,086 | $6,735 | $58,351 | $65,086 | $7,963 | 12.235% |
| 2020 | The City did not publish assessment data for this year. | — | — | — | — | — |
| 2019 | The City did not publish assessment data for this year. | — | — | — | — | — |
| 2018 (FY 2018/19) | $68,008 | $6,736 | $61,272 | $62,491 | $6,171 | 12.612% |
| 2017 (FY 2017/18) | $69,212 | $6,735 | $62,477 | $59,529 | $4,984 | 12.719% |
| 2016 (FY 2016/17) | $64,763 | $6,735 | $58,028 | $55,107 | $3,607 | 12.892% |
| 2015 (FY 2015/16) | $59,948 | $6,735 | $53,213 | $53,153 | $2,479 | 12.883% |
| 2014 (FY 2014/15) | $54,183 | $6,735 | $47,448 | $50,784 | $2,169 | 12.855% |
| 2013 (FY 2013/14) | $47,840 | $6,735 | $41,105 | $47,785 | $1,824 | 13.145% |
| 2012 (FY 2012/13) | $47,106 | $6,735 | $40,371 | $49,290 | $2,027 | 13.181% |
| 2011 (FY 2011/12) | $67,961 | $6,735 | $61,226 | $50,079 | $2,172 | 13.433% |
| 2010 (FY 2010/11) | $50,400 | $6,735 | $43,665 | $45,819 | $1,590 | 13.353% |

The City has not published the official FY2026/27 and FY2025/26 tax rates yet. We calculated the tax for those years using the prior year’s rate, so treat them as an estimate rather than a figure the City has adopted. Every rate without the Estimated marker is the published one.

Tax Assessment is the assessed value on the City’s roll, and it is the figure other listing sites publish. It is not what the bill is calculated on. New York phases assessment changes in gradually for some tax classes, so the City bills the Billable Value shown beside it, less any exemption the owner holds. It usually trails the assessment, and it can sit above it for a few years after an assessment falls.

Figures are the New York City Department of Finance assessment roll for tax lot 1000151353. Assessed and billable values are determined by the City for tax purposes and are not an appraisal or an estimate of market value. Tax classes and rates are set annually and can change.

[How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology)

## About The Building

### 20 West Street

Financial District · Condominium

20 West Street, New York, NY 10004

A building in Financial District, currently featuring 3 active listings.

- **Year Built**: 1930
- **Active Units**: 3
- **Floors**: 45

[View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-west-street)

### Available Residences — For Sale (4)

| Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [40E](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/20-west-street-40e-ny-10004) | Studio | 1 | 364 sqft | $1,442 | $525,000 | Compass | Sep 8, 2026 | 21 days |
| [23J](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004-1200/20-west-street-23j-ny-10004-1200) | 1 | 1 | 760 sqft | $943 | $716,500 | Howard Hanna NYC | Jul 24, 2026 | 67 days |
| [16-E](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/20-west-street-16e-ny-10004) | Studio | 1 | 517 sqft | $1,062 | $549,000 | City Connections Realty Inc | Jul 31, 2026 | 60 days |
| [35G](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/20-west-street-35g-ny-10004) | Studio | 1 | 428 sqft | $1,168 | $500,000 (-4.8%) — In contract | Compass | Nov 7, 2025 | 326 days |

### Recently Sold (1)

| Unit | Beds | Baths | Size | Price / Ft² | Sold Price | Listing Office | Listed Date | Sold Date |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [21-H](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/20-west-street--h-21H-ny-10004) | Studio | 1 | 725 sqft | $986 | $715,000 | Weichert Properties | Mar 8, 2026 | Jul 16, 2026 |

## Financial District

Manhattan's Historic Power Center

[Explore Financial District](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods)

### Nearby Financial District

- [Battery Park City real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/battery-park-city)
- [Civic Center real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/civic-center)
- [Two Bridges real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/two-bridges)
- [Tribeca real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/tribeca)
- [Chinatown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/chinatown)
- [Little Italy real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/little-italy)

## Related Links

- [20 West Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-west-street)
- [Financial District neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district)
- [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)
- [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact)

---

> RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

> All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.