---
title: "3 HANOVER Square #4C, New York City, NY 10004"
description: "3 HANOVER Square #4C, New York City, NY 10004 — Financial District, New York City, NY. Listing Price $575,000. Studio bed, 1 bath Illustrative Buyer Commission Share of $8,625 at closing, based on a 3% buyer-broker commission."
url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/3-hanover-square-4c-ny-10004"
source: "Real Estate Rebate Team"
dateModified: "2026-09-14T13:55:13.214Z"
status: "Active"
---

# 3 HANOVER Square #4C, New York City, NY 10004

Financial District, New York City, NY

Courtesy of Corcoran Group

Last updated: September 14, 2026, 9:55 AM

## At a Glance

- **Listing Price**: $575,000
- **Beds**: Studio
- **Baths**: 1
- **Common Charges**: $1,237 / mo
- **Brokerage Fee**: Share Eligible

## The Private Brokerage Advantage

As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction.

- **Contract Purchase Price**: $575,000
- **Illustrative Buyer Commission Share**: -$8,625*
- **Illustrative Net Cost**: $566,375

*Illustrative Buyer Savings of $8,625 — 50% of a 3% buyer-broker commission, shared at closing.*

[Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)

## Photos (7)

![3 HANOVER Square #4C, New York City, NY 10004 — photo 1 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/b4179724-b885-45f0-b72b-f8c94daf82c8.jpg)
![3 HANOVER Square #4C, New York City, NY 10004 — photo 2 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/4532d541-0e93-4c5b-b1a6-ee515aa0884c.jpg)
![3 HANOVER Square #4C, New York City, NY 10004 — photo 3 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/418af52b-365d-4c64-880e-f1e09474aa60.jpg)
![3 HANOVER Square #4C, New York City, NY 10004 — photo 4 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/cc3cc8bc-d72b-4159-b1b2-6c595a3cf9c1.jpg)
![3 HANOVER Square #4C, New York City, NY 10004 — photo 5 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/28ee5d41-0dad-43de-9e47-a86616aeb4fb.jpg)
![3 HANOVER Square #4C, New York City, NY 10004 — photo 6 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/b4bd0ba5-01df-4860-8775-b2166d50ce02.jpg)
![3 HANOVER Square #4C, New York City, NY 10004 — photo 7 of 7](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ca87b3ce-d6c0-4b0c-8b98-08b10ea9f773.jpg)

## Property Overview

A FiDi Studio That Lives Like a One-Bedroom

Welcome to 4C at 3 Hanover Square, an oversized studio currently configured as a one-bedroom with a separate, enclosed sleeping area. The layout offers the privacy of a bedroom while maintaining the generous proportions and openness of a studio.

Over 11-foot ceilings, oversized northwest-facing windows, and hardwood floors give the apartment a classic downtown feel. There is excellent storage throughout, including five outfitted closets, a separate dressing area, a kitchen pantry, and private storage directly across the hall at no additional charge. Blackout shades and through-wall A/C add to the comfort.

The separate kitchen has stainless steel appliances, a Bosch dishwasher, marble countertops, and a glass-brick backsplash.

3 Hanover Square is a full-service pre-war co-op with a full-time doorman, elevator, and laundry on every third floor. The pet-friendly building is located in the heart of the Financial District, close to Stone Street, the South Street Seaport, Whole Foods, Brookfield Place, the Oculus, and the waterfront.

Transportation is convenient, with the 2, 3, 4, 5, J, Z, R, W, and 1 trains all within a short distance. The Wall Street/Pier 11 ferry terminal is also nearby.

Subletting is allowed after three years of ownership with board approval. Pied-à-terres are permitted with board approval.

4C offers generous proportions, a smart one-bedroom layout, excellent storage, and a prime Lower Manhattan location.

## Property Details

- **Property Type**: Co-op
- **Baths**: 1
- **Rooms**: 2
- **Stories**: 23
- **Year Built**: 1926
- **Common Charges**: $1,237 / Monthly
- **Listed On**: Sep 14, 2026
- **Days on Market**: 1 Days

### Residence Features

- Building Courtyard
- Washer Dryer Allowed
- City

## Sales Evidence

### Recent closed sales

44 apartments at 3 Hanover Square have recorded sales since September 2021, the most recent for $390,000 in June 2026. Prices are the figures recorded with the City, not asking prices.

| Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source |
| --- | --- | --- | --- | --- | --- | --- |
| 8A (Apartment) | Studio | — | $390,000 | — | June 15, 2026 | MLS |
| 11C (Apartment) | 2 | 1,330 | $1,175,000 | $883/ft² | March 9, 2026 | City record · MLS |
| 9G (Apartment) | Studio | 650 | $565,000 | $869/ft² | January 15, 2026 | City record · MLS |
| 13F (Apartment) | 2 | 1,400 | $1,390,000 | $993/ft² | December 4, 2025 | City record · MLS |
| 10H (Apartment) | Studio | — | $399,000 | — | October 28, 2025 | City record · MLS |
| 21C (Apartment) | 1 | — | $715,000 | — | October 21, 2025 | City record · MLS |
| 13E (Apartment) | Studio | — | $550,000 | — | September 17, 2025 | City record · MLS |
| 4E (Apartment) | 1 | — | $620,000 | — | August 21, 2025 | City record · MLS |
| 11E (Apartment) | Studio | — | $515,000 | — | July 2, 2025 | City record · MLS |
| 8E (Apartment) | 1 | — | $675,000 | — | June 24, 2025 | City record · MLS |
| 14EF (Apartment) | 4 | — | $1,600,000 | — | March 6, 2025 | City record · MLS |
| 21E (Apartment) | Studio | 550 | $455,000 | $827/ft² | February 4, 2025 | City record |
| 7H (Apartment) | 1 | — | $665,000 | — | October 7, 2024 | City record · MLS |
| 7M (Apartment) | — | — | $350,000 | — | August 14, 2024 | City record |
| 4A (Apartment) | Studio | 575 | $440,000 | $765/ft² | August 8, 2024 | City record · MLS |
| 5K (Apartment) | Studio | — | $485,000 | — | July 30, 2024 | City record · MLS |
| 16D (Apartment) | 1 | — | $720,000 | — | May 28, 2024 | City record · MLS |
| 2E (Duplex) | 2 | 1,100 | $995,000 | $905/ft² | April 30, 2024 | City record · MLS |
| 2H (Duplex) | 2 | 1,600 | $1,575,000 | $984/ft² | December 5, 2023 | City record · MLS |
| 17A (Apartment) | 2 | — | $1,165,000 | — | October 4, 2023 | City record · MLS |
| 8B (Apartment) | Studio | — | $400,000 | — | August 1, 2023 | City record · MLS |
| 19A (Apartment) | Studio | — | $418,000 | — | April 18, 2023 | City record · MLS |
| 18B (Apartment) | Studio | — | $394,500 | — | March 1, 2023 | City record · MLS |
| 11H (Apartment) | — | — | $525,000 | — | February 8, 2023 | City record |
| 2L (Apartment) | 1 | 860 | $775,000 | $901/ft² | January 25, 2023 | City record · MLS |
| 8D (Apartment) | 1 | — | $798,000 | — | January 20, 2023 | City record · MLS |
| 12G (Apartment) | 1 | 1,100 | $660,000 | $600/ft² | January 12, 2023 | City record · MLS |
| 11C (Apartment) | 2 | — | $1,100,000 | — | January 12, 2023 | City record · MLS |
| 5DE (Apartment) | 3 | — | $1,200,000 | — | January 10, 2023 | City record · MLS |
| 23A (Apartment) | 2 | 1,500 | $1,325,000 | $883/ft² | October 13, 2022 | City record · MLS |
| 5A (Apartment) | Studio | 565 | $512,500 | $907/ft² | August 19, 2022 | City record · MLS |
| 6K (Apartment) | Studio | — | $410,000 | — | August 11, 2022 | City record · MLS |
| 4-J (Apartment) | 1 | 919 | $830,000 | $903/ft² | July 12, 2022 | City record · MLS |
| 11G (Apartment) | 1 | 1,100 | $935,000 | $850/ft² | May 16, 2022 | City record · MLS |
| 4-A (Apartment) | Studio | 575 | $415,000 | $722/ft² | April 25, 2022 | City record · MLS |
| 3H (Apartment) | — | — | $760,000 | — | March 10, 2022 | City record |
| 7K (Apartment) | Studio | — | $470,000 | — | March 9, 2022 | City record · MLS |
| 7E (Apartment) | 1 | — | $710,000 | — | March 8, 2022 | City record · MLS |
| 23-B (Apartment) | 1 | — | $1,250,000 | — | December 17, 2021 | MLS |
| 2K (Apartment) | 2 | — | $1,190,000 | — | December 15, 2021 | City record · MLS |

Showing the 40 most recent of 44 recorded sales in this period.

Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below.

### How this price compares

The median closed price for comparable studio sales at 3 Hanover Square is $447,500, based on 16 sales between October 2021 and January 2026. This home is asking $575,000, $127,500 above that median. The middle half of those sales closed between $413,750 and $491,875.

- **Median closed price**: $447,500
- **Middle half**: $413,750 – $491,875
- **Based on**: 16 studio sales at 3 Hanover Square
- **Period**: October 2021 – January 2026

Square footage is recorded for only 5 of these 16 sales (31%), so no price per square foot is shown for this group. Co-op sales rarely carry a floor area, and a figure drawn from a handful of them would not describe the rest.

Across the 12 of these sales with a published asking price, the median closed at 96.9% of what it originally asked. 67% of them closed below the original ask.

### How these sales were negotiated

- **Sold vs original ask**: 96.9% of the original ask
- **Closed below ask**: 67% of 12 sales
- **Listed → in contract**: 77 days (about 11 weeks)
- **In contract → closed**: 101 days (about 14 weeks)

Across the 12 of these sales with a published asking price, the median closed at 96.9% of what it originally asked. 67% of them closed below the original ask.

Half of these homes were in contract within 77 days (about 11 weeks) of coming to market, based on the 11 with a recorded listing date.

Once a deal was agreed, closing took a further 101 days (about 14 weeks), based on the 12 with both dates recorded. A co-op board package and its interview account for much of that.

These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure.

Based on 16 studio sales at 3 Hanover Square, October 2021 – January 2026. Each figure counts only the sales that recorded the dates it needs, which is why the denominators differ.

Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for.

[See every recorded sale at 3 Hanover Square](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/3-hanover-square)

## Price and Property History for 3 HANOVER Square, Unit 4C

Review the recorded listing activity for 3 HANOVER Square, Unit 4C, including asking-price changes and prior market dates.

| Date | Price | Listing event |
| --- | --- | --- |
| May 18, 2018 | — | Sold |
| April 12, 2018 | $695,000 | Entered contract |
| March 5, 2018 | $695,000 | Listed for sale by Compass |

## Property Taxes

This apartment is part of a co-op that is taxed as one lot shared across 202 apartments. The corporation’s 2026 property tax bill was $3,130,748 for the whole building. Shareholders cover it through their monthly maintenance rather than a separate bill for this unit.

[See the full property tax history for 3 Hanover Square](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/3-hanover-square)

[How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology)

## About The Building

### 3 Hanover Square

Financial District · Stock Cooperative

3 Hanover Square, New York, NY 10004

A building in Financial District, currently featuring 6 active listings.

- **Year Built**: 1926
- **Total Units**: 6
- **Floors**: 23

[View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/3-hanover-square)

### Available Residences — For Sale (6)

| Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [4C](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/3-hanover-square-4c-ny-10004) | Studio | 1 | — | — | $575,000 | Corcoran Group | Sep 14, 2026 | 1 days |
| [18HJ](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/3-hanover-square-hj-18HJ-ny-10004) | 2 | 2 | — | — | $1,345,000 (-10.0%) — In contract | Compass | Oct 10, 2025 | 340 days |
| [7D](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/3-hanover-square-d-7D-ny-10004) | 1 | 1 | — | — | $749,000 — In contract | Compass | Jan 7, 2026 | 251 days |
| [19J](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/3-hanover-square-j-19J-ny-10004) | 1 | 1 | 734 sqft | $981 | $720,000 (-3.4%) | Serhant | Mar 31, 2026 | 168 days |
| [11G](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/3-hanover-square-g-11G-ny-10004) | 1 | 1 | 1,100 sqft | $886 | $975,000 — In contract | Douglas Elliman Real Estate | Apr 30, 2026 | 138 days |
| [13C](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10004/3-hanover-square-c-13C-ny-10004) | 2 | 2 | 1,250 sqft | $1,012 | $1,265,000 | Compass | Jul 5, 2026 | 72 days |

## Estimated Monthly Payment

**$4,145 / month**, assuming a 20% down payment ($115,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three.

- **Principal & Interest**: $2,908
- **Common Charges**: $1,237

Estimates only. Actual payments may vary. Confirm terms with your lender.

## Financial District

Manhattan's Historic Power Center

[Explore Financial District](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods)

### Nearby Financial District

- [Battery Park City real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/battery-park-city)
- [Civic Center real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/civic-center)
- [Two Bridges real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/two-bridges)
- [Tribeca real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/tribeca)
- [Chinatown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/chinatown)
- [Little Italy real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/little-italy)

## Related Links

- [3 Hanover Square — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/3-hanover-square)
- [Financial District neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district)
- [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)
- [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact)

---

> RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

> All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.