--- title: "20 PINE Street #3204, New York City, NY 10005" description: "20 PINE Street #3204, New York City, NY 10005 — Financial District, New York City, NY. Listing Price $1,950,000. 2 bed, 2 bath, 1,573 sqft Illustrative Buyer Commission Share of $29,250 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-3204-ny-10005" source: "Real Estate Rebate Team" dateModified: "2026-09-05T06:38:09.235Z" status: "Active" --- # 20 PINE Street #3204, New York City, NY 10005 Financial District, New York City, NY Courtesy of Berkshire Hathaway HomeServices New York Properties Last updated: September 5, 2026, 2:38 AM ## At a Glance - **Listing Price**: $1,950,000 - **Beds**: 2 - **Baths**: 2 - **Sqft**: 1,573 - **Common Charges**: $2,350 / mo - **Price per Sqft**: $1,240 - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $1,950,000 - **Illustrative Buyer Commission Share**: -$29,250* - **Illustrative Net Cost**: $1,920,750 *Illustrative Buyer Savings of $29,250 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![20 PINE Street #3204, New York City, NY 10005 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/cccea8d9-7a6c-4008-931b-053c15f4566c.jpg) ![20 PINE Street #3204, New York City, NY 10005 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/bc3df736-f355-4aef-96b5-a8b4848c1b37.jpg) ![20 PINE Street #3204, New York City, NY 10005 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9e087959-1b04-4b42-a40c-ac66d433457f.jpg) ![20 PINE Street #3204, New York City, NY 10005 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/8cb9c939-1726-4df6-a19f-a4194607b783.jpg) ![20 PINE Street #3204, New York City, NY 10005 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3d3adebf-4b1f-4019-b913-030db4bb7f1f.jpg) ![20 PINE Street #3204, New York City, NY 10005 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/31d22fc0-5db3-437e-b2af-ecde03b315d9.jpg) ![20 PINE Street #3204, New York City, NY 10005 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ad1c501c-107e-453d-a19d-b03eb3ff4691.jpg) ![20 PINE Street #3204, New York City, NY 10005 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/71d4b967-44cb-458e-bede-c8668d5fc356.jpg) ![20 PINE Street #3204, New York City, NY 10005 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/59b94f39-28b3-44b0-a075-99d3764ddbbc.jpg) ![20 PINE Street #3204, New York City, NY 10005 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/76128035-d3b7-485a-b519-ead1acf8db67.jpg) ## Property Overview Welcome to 20 Pine Street, an exceptional high-rise condominium in the heart of Manhattan, where sophisticated design meets effortless city living. Spanning approximately 1,573 square feet, this gracious two-bedroom, two-bathroom residence offers a generous and thoughtfully designed layout with four well-proportioned rooms and soaring ceilings that enhance the home's sense of scale and elegance. Southeastern and western exposures fill the residence with natural light throughout the day, illuminating the rich hardwood floors and creating a warm, inviting atmosphere. The primary suite features a beautifully appointed en-suite bath with a separate shower and deep soaking tub, offering a private, spa-like retreat. Residents of 20 Pine enjoy an impressive collection of lifestyle and wellness amenities, including an indoor pool, sauna, spa, steam room, fitness center, health club, yoga studio, billiards room, game room, golf simulator, and putting green. A landscaped common roof deck provides an additional setting to relax while taking in the surrounding cityscape, while the resident lounge and media and recreation spaces are ideal for entertaining or unwinding. The building also offers the convenience of a full-time concierge, doorman, and intercom security. Within the residence, additional comforts include an in-unit washer and dryer, central air conditioning, and a private storage unit. Offering an exceptional combination of space, amenities, and convenience, 20 Pine Street delivers a refined Manhattan lifestyle in one of Downtown's most distinctive condominium residences. ## Property Details - **Property Type**: Condominium - **Beds**: 2 - **Baths**: 2 - **Rooms**: 4 - **Sqft**: 1,573 sqft - **Stories**: 38 - **Year Built**: 1928 - **Price per Sqft**: $1,240 - **Common Charges**: $2,350 / Monthly - **Listed On**: Sep 4, 2026 - **Days on Market**: 2 Days ### Residence Features - Building Other - Building Courtyard - Building Roof Deck - Dishwasher - Washer Dryer Allowed - City ### Building Amenities - Sauna ## Sales Evidence ### Recent closed sales 89 apartments at 20 Pine Street have recorded sales since September 2021, the most recent for $1,475,000 in August 2026. Prices are the figures recorded with the City, not asking prices. | Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source | | --- | --- | --- | --- | --- | --- | --- | | [1802](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1802-ny-10005) (Apartment) | 2 | 1,277 | $1,475,000 | $1,155/ft² | August 18, 2026 | MLS | | [2502](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2502-ny-10005) (Apartment) | Studio | — | $700,000 | — | August 7, 2026 | MLS | | [2706](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2706-ny-10005) (Apartment) | 1 | 958 | $935,000 | $976/ft² | July 14, 2026 | MLS | | 1416 (Apartment) | Studio | 1,005 | $760,000 | $756/ft² | July 2, 2026 | MLS | | 2705 (Apartment) | 1 | 723 | $880,000 | $1,217/ft² | July 1, 2026 | MLS | | 2207 (Apartment) | 1 | 926 | $830,000 | $896/ft² | June 3, 2026 | City record · MLS | | 2907 (Apartment) | 2 | 1,329 | $1,600,000 | $1,204/ft² | May 22, 2026 | City record · MLS | | 715 (Apartment) | Studio | 822 | $660,000 | $803/ft² | March 27, 2026 | City record | | 516 (Apartment) | Studio | 1,006 | $794,000 | $789/ft² | February 27, 2026 | City record · MLS | | [1814](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1814-ny-10005) (Apartment) | 2 | 1,204 | $1,315,000 | $1,092/ft² | February 18, 2026 | City record · MLS | | 1518 (Apartment) | 2 | 1,387 | $1,485,000 | $1,071/ft² | January 9, 2026 | City record · MLS | | 2401 (Apartment) | Studio | 827 | $855,000 | $1,034/ft² | December 11, 2025 | City record | | 2506 (Apartment) | 1 | 955 | $1,175,000 | $1,230/ft² | December 10, 2025 | City record · MLS | | 1404 (Apartment) | — | 1,277 | $1,250,000 | $979/ft² | November 25, 2025 | City record | | 1008 (Apartment) | 1 | 1,208 | $1,225,000 | $1,014/ft² | November 7, 2025 | City record · MLS | | 906 (Apartment) | Studio | 1,070 | $862,500 | $806/ft² | September 10, 2025 | City record | | 2404 (Apartment) | Studio | 694 | $700,000 | $1,009/ft² | September 9, 2025 | City record | | 712 (Apartment) | Studio | 784 | $745,000 | $950/ft² | September 5, 2025 | City record · MLS | | 1607 (Apartment) | Studio | 675 | $690,000 | $1,022/ft² | September 5, 2025 | City record · MLS | | 1812 (Apartment) | Studio | 784 | $765,000 | $976/ft² | August 29, 2025 | City record · MLS | | 3001 (Apartment) | 2 | 1,579 | $2,100,000 | $1,330/ft² | August 19, 2025 | City record · MLS | | 1719 (Apartment) | 1 | 830 | $945,000 | $1,139/ft² | August 6, 2025 | MLS | | 717 (Apartment) | Studio | 888 | $720,000 | $811/ft² | August 4, 2025 | City record · MLS | | 1007 (Apartment) | Studio | 675 | $675,000 | $1,000/ft² | July 14, 2025 | City record · MLS | | 2413 (Apartment) | 1 | 820 | $770,000 | $939/ft² | June 24, 2025 | City record · MLS | | 919 (Apartment) | 1 | 826 | $929,000 | $1,125/ft² | June 18, 2025 | City record | | 1601 (Apartment) | Studio | 1,005 | $916,000 | $911/ft² | June 18, 2025 | City record · MLS | | 1506 (Apartment) | Studio | 1,070 | $888,000 | $830/ft² | June 13, 2025 | City record · MLS | | 2703 (Apartment) | Studio | 708 | $686,760 | $970/ft² | May 22, 2025 | City record · MLS | | 703 (Apartment) | Studio | 656 | $600,000 | $915/ft² | May 2, 2025 | City record · MLS | | 801 (Apartment) | Studio | 1,005 | $865,000 | $861/ft² | March 27, 2025 | City record · MLS | | 2006 (Apartment) | 3 | 1,807 | $1,999,000 | $1,106/ft² | March 3, 2025 | City record · MLS | | 714 (Apartment) | 2 | 1,204 | $1,150,000 | $955/ft² | February 28, 2025 | City record · MLS | | 3303 (Apartment) | 2 | 1,200 | $1,580,000 | $1,317/ft² | February 6, 2025 | City record · MLS | | 514 (Apartment) | 2 | 1,204 | $1,075,000 | $893/ft² | January 31, 2025 | City record · MLS | | 1613 (Apartment) | 2 | — | $1,660,000 | — | November 25, 2024 | City record · MLS | | 406 (Apartment) | 1 | 1,372 | $1,100,000 | $802/ft² | November 19, 2024 | City record | | 1401 (Apartment) | Studio | 1,005 | $847,500 | $843/ft² | November 12, 2024 | City record · MLS | | 411 (Apartment) | Studio | 888 | $725,000 | $816/ft² | October 22, 2024 | City record · MLS | | 1408 (Apartment) | 1 | 1,208 | $1,075,000 | $890/ft² | October 8, 2024 | City record · MLS | Showing the 40 most recent of 89 recorded sales in this period. Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below. ### How this price compares The median closed price for comparable two-bedroom sales at 20 Pine Street is $1,572,500, based on 18 sales between October 2021 and May 2026. This home is asking $1,950,000, $377,500 above that median. The middle half of those sales closed between $1,405,000 and $1,678,750. - **Median closed price**: $1,572,500 - **Middle half**: $1,405,000 – $1,678,750 - **Based on**: 18 two-bedroom sales at 20 Pine Street - **Period**: October 2021 – May 2026 - **Median $/ft²**: $1,092/ft² Across the 12 of these sales with a published asking price, the median closed at 89.9% of what it originally asked. 92% of them closed below the original ask. ### How these sales were negotiated - **Sold vs original ask**: 89.9% of the original ask - **Closed below ask**: 92% of 12 sales - **Listed → in contract**: 108 days (about 15 weeks) - **In contract → closed**: 72 days (about 10 weeks) Across the 12 of these sales with a published asking price, the median closed at 89.9% of what it originally asked. 92% of them closed below the original ask. Half of these homes were in contract within 108 days (about 15 weeks) of coming to market, based on the 14 with a recorded listing date. Once a deal was agreed, closing took a further 72 days (about 10 weeks), based on the 13 with both dates recorded. These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure. Based on 18 two-bedroom sales at 20 Pine Street, October 2021 – May 2026. Each figure counts only the sales that recorded the dates it needs, which is why the denominators differ. ### Price trend Median price per square foot for sales at 20 Pine Street, 2016 to 2026. Price per square foot is used rather than sale price so the line follows the market rather than whichever apartments happened to change hands that year. | Year | Median $/ft² | Sales | | --- | --- | --- | | 2016 | $1,245/ft² | 9 | | 2017 | $1,151/ft² | 20 | | 2018 | $1,066/ft² | 18 | | 2019 | $1,031/ft² | 18 | | 2020 | $1,132/ft² | 7 | | 2021 | $994/ft² | 23 | | 2022 | $1,101/ft² | 16 | | 2023 | $990/ft² | 10 | | 2024 | $973/ft² | 18 | | 2025 | $973/ft² | 20 | | 2026 | $983/ft² | 6 | Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at 20 Pine Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street) ## About The Building ### 20 Pine Street Financial District · Condominium 20 Pine Street, New York, NY 10005 A building in Financial District, currently featuring 8 active listings. - **Year Built**: 1928 - **Total Units**: 8 - **Floors**: 38 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street) ### Available Residences — For Sale (8) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [3204](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-3204-ny-10005) | 2 | 2 | 1,573 sqft | $1,240 | $1,950,000 | Berkshire Hathaway HomeServices New York Properties | Sep 4, 2026 | 1 days | | [2401](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2401-ny-10005) | Studio | 1 | 827 sqft | $1,058 | $875,000 — In contract | Compass | Jun 30, 2025 | 432 days | | [2114](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2114-ny-10005) | 1 | 1 | 991 sqft | $1,181 | $1,169,888 (-9.2%) | Keller Williams NYC | Oct 27, 2025 | 313 days | | [910](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-910-ny-10005) | 1 | 1 | 1,101 sqft | $907 | $999,000 (-4.9%) | Platinum Forbes Global Properties | Mar 23, 2026 | 166 days | | [1205](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1205-ny-10005) | 1 | 1 | 1,100 sqft | $908 | $999,000 — In contract | Serhant | Apr 29, 2026 | 129 days | | [1616](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1616-ny-10005) | 1 | 1 | 1,005 sqft | $786 | $790,000 — In contract | Douglas Elliman Real Estate | Jun 2, 2026 | 95 days | | [2905](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2905-ny-10005) | Studio | 1 | 598 sqft | $1,079 | $645,000 | Brown Harris Stevens Residential Sales LLC | Aug 5, 2026 | 31 days | | [907/908](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-907908-ny-10005) | 2 | 3 | 1,883 sqft | $1,062 | $2,000,000 | Serhant | Aug 20, 2026 | 16 days | ## Estimated Monthly Payment **$12,210 / month**, assuming a 20% down payment ($390,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $9,860 - **Common Charges**: $2,350 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Financial District Manhattan's Historic Power Center [Explore Financial District](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby Financial District - [Battery Park City real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/battery-park-city) - [Civic Center real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/civic-center) - [Two Bridges real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/two-bridges) - [Tribeca real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/tribeca) - [Chinatown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/chinatown) - [Little Italy real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/little-italy) ## Related Links - [20 Pine Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street) - [Financial District neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.