---
title: "20 PINE Street #2905, New York City, NY 10005"
description: "20 PINE Street #2905, New York City, NY 10005 — Financial District, New York City, NY. Listing Price $645,000. Studio bed, 1 bath, 598 sqft Illustrative Buyer Commission Share of $9,675 at closing, based on a 3% buyer-broker commission."
url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2905-ny-10005"
source: "Real Estate Rebate Team"
status: "Active"
---

# 20 PINE Street #2905, New York City, NY 10005

Financial District, New York City, NY

Courtesy of Brown Harris Stevens Residential Sales LLC

## At a Glance

- **Listing Price**: $645,000
- **Beds**: Studio
- **Baths**: 1
- **Sqft**: 598
- **Common Charges**: $871 / mo
- **Price per Sqft**: $1,079
- **Brokerage Fee**: Share Eligible

## The Private Brokerage Advantage

As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction.

- **Contract Purchase Price**: $645,000
- **Illustrative Buyer Commission Share**: -$9,675*
- **Illustrative Net Cost**: $635,325

*Illustrative Buyer Savings of $9,675 — 50% of a 3% buyer-broker commission, shared at closing.*

[Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)

## Photos (10)

![20 PINE Street #2905, New York City, NY 10005 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/1bc1d4eb-e643-4266-983a-189ce0d0d2e2.jpg)
![20 PINE Street #2905, New York City, NY 10005 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/12624223-346b-4ea8-b40b-8a466e71f38e.jpg)
![20 PINE Street #2905, New York City, NY 10005 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/37f8c4ae-9628-4ff2-ad6b-08305fde29a3.jpg)
![20 PINE Street #2905, New York City, NY 10005 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/32fa3f88-cdaf-4b2e-805b-cfe6b5ab3a04.jpg)
![20 PINE Street #2905, New York City, NY 10005 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/d480419c-3c52-4049-829f-aea7c78f7542.jpg)
![20 PINE Street #2905, New York City, NY 10005 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3de778e1-4fbd-47fa-996e-8b817174d192.jpg)
![20 PINE Street #2905, New York City, NY 10005 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c0d12a8e-bfcf-451c-a512-be1b735256b7.jpg)
![20 PINE Street #2905, New York City, NY 10005 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/eaebc5d0-1995-43f2-9ab6-65c6b0ef2157.jpg)
![20 PINE Street #2905, New York City, NY 10005 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/22496a9f-08a1-4739-b1fe-5e330830a134.jpg)
![20 PINE Street #2905, New York City, NY 10005 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9b022ac7-b2cd-46ee-a4fb-129382bd9a0c.jpg)

## Property Overview

Showing Instructions: Occupied unit. A minimum of 48-hour advance notice is requested.

 Experience loft-inspired living in this high-floor, south-facing studio residence at 20 Pine Street. Featuring soaring 10.5-foot ceilings, oversized windows, and an open-concept layout, this home is filled with abundant natural light and offers a bright, airy living environment with exceptional flexibility.

 The thoughtfully designed floor plan provides comfortable space for living, sleeping. The kitchen offers excellent functionality, while the in-unit washer/dryer and abundant closet space provide the convenience and storage today's city residents appreciate.

 Residents of 20 Pine Street enjoy an impressive collection of luxury amenities designed by Armani Casa, including:

 24-hour doorman and concierge
 Valet services
 Fitness center
 60-foot lap pool
 Spa with hammam
 Resident lounge
 Billiards room
 Golf simulator
 Playroom
 Landscaped terrace with reflecting pool
 Enjoy the convenience of a private indoor subway entrance, allowing residents to access the 2, 3, 4, and 5 subway lines directly from the building without stepping outside.

 Located in the heart of the Financial District, 20 Pine offers unparalleled convenience with easy access to Brookfield Place, the Seaport District, Whole Foods, waterfront parks, renowned restaurants, shopping, and multiple subway lines.

 Whether you're looking for a primary residence, a pied-à-terre, or an investment opportunity, this home offers a rare combination of comfort, luxury amenities, and downtown convenience in one of Manhattan's premier full-service condominium buildings.

 Additional Information:
 Monthly assessment: $66.88/month through December 2026
 Lease through December 15, 2026
​​‌​​​​‌​​‌‌​​​‌​‌​​​​​‌​‌​​​‌​​​​‌‌​​​‌

## Property Details

- **Property Type**: Condominium
- **Baths**: 1
- **Rooms**: 2
- **Sqft**: 598 sqft
- **Stories**: 38
- **Year Built**: 1928
- **Price per Sqft**: $1,079
- **Common Charges**: $871 / Monthly
- **Listed On**: Aug 5, 2026
- **Days on Market**: 42 Days

### Residence Features

- Building Other
- In Unit
- Building Courtyard
- Building Roof Deck
- Washer Dryer Allowed

### Building Amenities

- Sauna

## Sales and market data

### Recent sales

89 apartments at 20 Pine Street have recorded sales since September 2021, the most recent for $1,475,000 in August 2026. Prices are the figures recorded with the City, not asking prices.

| Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source |
| --- | --- | --- | --- | --- | --- | --- |
| [1802](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1802-ny-10005) (Apartment) | 2 | 1,277 | $1,475,000 | $1,155/ft² | August 18, 2026 | MLS |
| [2502](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2502-ny-10005) (Apartment) | Studio | — | $700,000 | — | August 7, 2026 | MLS |
| [2706](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2706-ny-10005) (Apartment) | 1 | 958 | $935,000 | $976/ft² | July 14, 2026 | MLS |
| 1416 (Apartment) | Studio | 1,005 | $760,000 | $756/ft² | July 2, 2026 | MLS |
| 2705 (Apartment) | 1 | 723 | $880,000 | $1,217/ft² | July 1, 2026 | MLS |
| 2207 (Apartment) | 1 | 926 | $830,000 | $896/ft² | June 3, 2026 | City record · MLS |
| 2907 (Apartment) | 2 | 1,329 | $1,600,000 | $1,204/ft² | May 22, 2026 | City record · MLS |
| 715 (Apartment) | Studio | 822 | $660,000 | $803/ft² | March 27, 2026 | City record |
| 516 (Apartment) | Studio | 1,006 | $794,000 | $789/ft² | February 27, 2026 | City record · MLS |
| [1814](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1814-ny-10005) (Apartment) | 2 | 1,204 | $1,315,000 | $1,092/ft² | February 18, 2026 | City record · MLS |
| 1518 (Apartment) | 2 | 1,387 | $1,485,000 | $1,071/ft² | January 9, 2026 | City record · MLS |
| 2401 (Apartment) | Studio | 827 | $855,000 | $1,034/ft² | December 11, 2025 | City record |
| 2506 (Apartment) | 1 | 955 | $1,175,000 | $1,230/ft² | December 10, 2025 | City record · MLS |
| 1404 (Apartment) | — | 1,277 | $1,250,000 | $979/ft² | November 25, 2025 | City record |
| 1008 (Apartment) | 1 | 1,208 | $1,225,000 | $1,014/ft² | November 7, 2025 | City record · MLS |
| 906 (Apartment) | Studio | 1,070 | $862,500 | $806/ft² | September 10, 2025 | City record |
| 2404 (Apartment) | Studio | 694 | $700,000 | $1,009/ft² | September 9, 2025 | City record |
| 712 (Apartment) | Studio | 784 | $745,000 | $950/ft² | September 5, 2025 | City record · MLS |
| 1607 (Apartment) | Studio | 675 | $690,000 | $1,022/ft² | September 5, 2025 | City record · MLS |
| 1812 (Apartment) | Studio | 784 | $765,000 | $976/ft² | August 29, 2025 | City record · MLS |
| 3001 (Apartment) | 2 | 1,579 | $2,100,000 | $1,330/ft² | August 19, 2025 | City record · MLS |
| 1719 (Apartment) | 1 | 830 | $945,000 | $1,139/ft² | August 6, 2025 | MLS |
| 717 (Apartment) | Studio | 888 | $720,000 | $811/ft² | August 4, 2025 | City record · MLS |
| 1007 (Apartment) | Studio | 675 | $675,000 | $1,000/ft² | July 14, 2025 | City record · MLS |
| 2413 (Apartment) | 1 | 820 | $770,000 | $939/ft² | June 24, 2025 | City record · MLS |
| 919 (Apartment) | 1 | 826 | $929,000 | $1,125/ft² | June 18, 2025 | City record |
| 1601 (Apartment) | Studio | 1,005 | $916,000 | $911/ft² | June 18, 2025 | City record · MLS |
| 1506 (Apartment) | Studio | 1,070 | $888,000 | $830/ft² | June 13, 2025 | City record · MLS |
| 2703 (Apartment) | Studio | 708 | $686,760 | $970/ft² | May 22, 2025 | City record · MLS |
| 703 (Apartment) | Studio | 656 | $600,000 | $915/ft² | May 2, 2025 | City record · MLS |
| 801 (Apartment) | Studio | 1,005 | $865,000 | $861/ft² | March 27, 2025 | City record · MLS |
| 2006 (Apartment) | 3 | 1,807 | $1,999,000 | $1,106/ft² | March 3, 2025 | City record · MLS |
| 714 (Apartment) | 2 | 1,204 | $1,150,000 | $955/ft² | February 28, 2025 | City record · MLS |
| 3303 (Apartment) | 2 | 1,200 | $1,580,000 | $1,317/ft² | February 6, 2025 | City record · MLS |
| 514 (Apartment) | 2 | 1,204 | $1,075,000 | $893/ft² | January 31, 2025 | City record · MLS |
| 1613 (Apartment) | 2 | — | $1,660,000 | — | November 25, 2024 | City record · MLS |
| 406 (Apartment) | 1 | 1,372 | $1,100,000 | $802/ft² | November 19, 2024 | City record |
| 1401 (Apartment) | Studio | 1,005 | $847,500 | $843/ft² | November 12, 2024 | City record · MLS |
| 411 (Apartment) | Studio | 888 | $725,000 | $816/ft² | October 22, 2024 | City record · MLS |
| 1408 (Apartment) | 1 | 1,208 | $1,075,000 | $890/ft² | October 8, 2024 | City record · MLS |

Showing the 40 most recent of 89 recorded sales in this period.

Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below.

### How this price compares

- **This home**: $645,000
- **Median sold price**: $757,500
- **Difference**: -$112,500 (-14.9%)
- **This home, $/ft²**: $1,079
- **Median $/ft²**: $973
- **Comparable sales**: 28
- **Sales from**: September 2021 – March 2026
- **Middle half of those sales**: $697,500 – $850,000

Based on studio sales at 20 Pine Street.

### How these sales were negotiated

- **Sale-to-list price**: 93.9% (19 sales)
- **Sold below asking**: 100% (19 sales)
- **Typical time to find a buyer**: 139 days (19 sales)
- **Typical time to close**: 55 days (19 sales)

Based on studio sales at 20 Pine Street with the required listing and closing data. Sample sizes vary by metric.

These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure.

### Price trend

Median price per square foot, sales at 20 Pine Street

| Year | Median $/ft² | Sales |
| --- | --- | --- |
| 2016 | $1,181/ft² | 8 |
| 2017 | $1,151/ft² | 20 |
| 2018 | $1,066/ft² | 18 |
| 2019 | $1,031/ft² | 18 |
| 2020 | $1,132/ft² | 7 |
| 2021 | $994/ft² | 23 |
| 2022 | $1,101/ft² | 16 |
| 2023 | $990/ft² | 10 |
| 2024 | $973/ft² | 18 |
| 2025 | $973/ft² | 20 |
| 2026 YTD | $983/ft² | 6 |

Based on recorded sales at 20 Pine Street. 2026 is year-to-date.

Sales data through August 2026.

Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for.

[See every recorded sale at 20 Pine Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street)

## About The Building

### 20 Pine Street

Financial District · Condominium

20 Pine Street, New York, NY 10005

A building in Financial District, currently featuring 9 active listings.

- **Year Built**: 1928
- **Total Units**: 9
- **Floors**: 38

[View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street)

### Available Residences — For Sale (9)

| Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [2905](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2905-ny-10005) | Studio | 1 | 598 sqft | $1,079 | $645,000 | Brown Harris Stevens Residential Sales LLC | Aug 5, 2026 | 42 days |
| [2401](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2401-ny-10005) | Studio | 1 | 827 sqft | $1,058 | $875,000 — In contract | Compass | Jun 30, 2025 | 443 days |
| [2114](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2114-ny-10005) | 1 | 1 | 991 sqft | $1,181 | $1,169,888 (-9.2%) | Keller Williams NYC | Oct 27, 2025 | 324 days |
| [1214](https://realestaterebatesnewyork.com/new-developments/newyorkcity/manhattan/10005/20-pine-street-1214-ny-10005) | 2 | 2 | 1,204 sqft | $1,076 | $1,295,000 — In contract | Hauseit LLC | Jan 30, 2026 | 229 days |
| [910](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-910-ny-10005) | 1 | 1 | 1,101 sqft | $907 | $999,000 (-4.9%) | Platinum Forbes Global Properties | Mar 23, 2026 | 177 days |
| [1205](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1205-ny-10005) | 1 | 1 | 1,100 sqft | $908 | $999,000 — In contract | Serhant | Apr 29, 2026 | 140 days |
| [1616](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1616-ny-10005) | 1 | 1 | 1,005 sqft | $786 | $790,000 — In contract | Douglas Elliman Real Estate | Jun 2, 2026 | 106 days |
| [907/908](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-907908-ny-10005) | 2 | 3 | 1,883 sqft | $1,062 | $2,000,000 | Serhant | Aug 20, 2026 | 27 days |
| [3204](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-3204-ny-10005) | 2 | 2 | 1,573 sqft | $1,240 | $1,950,000 | Berkshire Hathaway HomeServices New York Properties | Sep 4, 2026 | 12 days |

## Estimated Monthly Payment

**$4,132 / month**, assuming a 20% down payment ($129,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three.

- **Principal & Interest**: $3,261
- **Common Charges**: $871

Estimates only. Actual payments may vary. Confirm terms with your lender.

## Financial District

Manhattan's Historic Power Center

[Explore Financial District](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods)

### Nearby Financial District

- [Battery Park City real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/battery-park-city)
- [Civic Center real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/civic-center)
- [Two Bridges real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/two-bridges)
- [Tribeca real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/tribeca)
- [Chinatown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/chinatown)
- [Little Italy real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/little-italy)

## Related Links

- [20 Pine Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street)
- [Financial District neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district)
- [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)
- [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact)

---

> RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

> All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.