---
title: "20 PINE Street #907/908, New York City, NY 10005"
description: "20 PINE Street #907/908, New York City, NY 10005 — Financial District, New York City, NY. Listing Price $2,000,000. 2 bed, 3 bath, 1,883 sqft Illustrative Buyer Commission Share of $30,000 at closing, based on a 3% buyer-broker commission."
url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-907908-ny-10005"
source: "Real Estate Rebate Team"
status: "Active"
---

# 20 PINE Street #907/908, New York City, NY 10005

Financial District, New York City, NY

Courtesy of Serhant

## At a Glance

- **Listing Price**: $2,000,000
- **Beds**: 2
- **Total Baths**: 3
- **Sqft**: 1,883
- **Common Charges**: $2,942 / mo
- **Price per Sqft**: $1,062
- **Brokerage Fee**: Share Eligible

## The Private Brokerage Advantage

As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction.

- **Contract Purchase Price**: $2,000,000
- **Illustrative Buyer Commission Share**: -$30,000*
- **Illustrative Net Cost**: $1,970,000

*Illustrative Buyer Savings of $30,000 — 50% of a 3% buyer-broker commission, shared at closing.*

[Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)

## Photos (10)

![20 PINE Street #907/908, New York City, NY 10005 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/08fe1b0b-48bf-41a8-a286-dfc6093e4332.jpg)
![20 PINE Street #907/908, New York City, NY 10005 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/1983ad5e-069d-46bf-b020-810646b9ff32.jpg)
![20 PINE Street #907/908, New York City, NY 10005 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/b9a6c818-55fa-47a9-9c0e-2a100170ca30.jpg)
![20 PINE Street #907/908, New York City, NY 10005 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/d23fad1c-693b-47b6-995b-2af14654c48e.jpg)
![20 PINE Street #907/908, New York City, NY 10005 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/5b690c47-0716-4a32-b426-3066ddcdbd6e.jpg)
![20 PINE Street #907/908, New York City, NY 10005 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/971ebd1e-36e3-4cd3-aa37-4bbad15e741b.jpg)
![20 PINE Street #907/908, New York City, NY 10005 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/78771015-5f7d-4530-8114-f91f1b98010e.jpg)
![20 PINE Street #907/908, New York City, NY 10005 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/3edba03d-1e09-4307-935f-2b4b099a43d1.jpg)
![20 PINE Street #907/908, New York City, NY 10005 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9ccc34e5-d43a-45b4-9e63-13da9072ce45.jpg)
![20 PINE Street #907/908, New York City, NY 10005 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/dd43b8c9-8bb5-4618-b6b7-1b6777aac63b.jpg)

## Property Overview

A Rare Opportunity to Create Nearly 1,900 Square Feet in the Heart of the Financial District

 Two adjacent residences are being offered together, creating a unique opportunity to own nearly 1,900 square feet in the heart of Downtown Manhattan.

 Currently configured as two separate apartments with no interior connection, the residences are being sold together as a contractual package. Keep them as two distinct homes or, subject to board approval, combine them to create an expansive residence of approximately 1,883 square feet.

 Together, the homes offer two bedrooms and two and a half bathrooms, with high ceilings, oversized windows, abundant natural light, and generous living and dining spaces. The possibilities are flexible. Create a spacious primary residence, use one apartment for guests, work, or additional privacy, or explore a combination tailored entirely to your needs.

 The Financial District puts some of Downtown Manhattan's best dining, shopping, waterfront spaces, and transportation within easy reach, while offering convenient access to the rest of the city.

 Whether you are looking for more space now or the flexibility to create something truly your own, this is a rare opportunity to own two adjacent residences and imagine what nearly 1,900 square feet of Downtown living can become.

## Property Details

- **Property Type**: Condominium
- **Beds**: 2
- **Total Baths**: 3
- **Rooms**: 4
- **Sqft**: 1,883 sqft
- **Stories**: 38
- **Year Built**: 1928
- **Price per Sqft**: $1,062
- **Common Charges**: $2,942 / Monthly
- **Listed On**: Aug 20, 2026
- **Days on Market**: 22 Days

### Residence Features

- Building Other
- Washer Hookup
- In Unit
- Building Courtyard
- Building Roof Deck
- City

### Building Amenities

- Sauna

## Sales Evidence

### Recent closed sales

89 apartments at 20 Pine Street have recorded sales since September 2021, the most recent for $1,475,000 in August 2026. Prices are the figures recorded with the City, not asking prices.

| Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source |
| --- | --- | --- | --- | --- | --- | --- |
| [1802](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1802-ny-10005) (Apartment) | 2 | 1,277 | $1,475,000 | $1,155/ft² | August 18, 2026 | MLS |
| [2502](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2502-ny-10005) (Apartment) | Studio | — | $700,000 | — | August 7, 2026 | MLS |
| [2706](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2706-ny-10005) (Apartment) | 1 | 958 | $935,000 | $976/ft² | July 14, 2026 | MLS |
| 1416 (Apartment) | Studio | 1,005 | $760,000 | $756/ft² | July 2, 2026 | MLS |
| 2705 (Apartment) | 1 | 723 | $880,000 | $1,217/ft² | July 1, 2026 | MLS |
| 2207 (Apartment) | 1 | 926 | $830,000 | $896/ft² | June 3, 2026 | City record · MLS |
| 2907 (Apartment) | 2 | 1,329 | $1,600,000 | $1,204/ft² | May 22, 2026 | City record · MLS |
| 715 (Apartment) | Studio | 822 | $660,000 | $803/ft² | March 27, 2026 | City record |
| 516 (Apartment) | Studio | 1,006 | $794,000 | $789/ft² | February 27, 2026 | City record · MLS |
| [1814](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1814-ny-10005) (Apartment) | 2 | 1,204 | $1,315,000 | $1,092/ft² | February 18, 2026 | City record · MLS |
| 1518 (Apartment) | 2 | 1,387 | $1,485,000 | $1,071/ft² | January 9, 2026 | City record · MLS |
| 2401 (Apartment) | Studio | 827 | $855,000 | $1,034/ft² | December 11, 2025 | City record |
| 2506 (Apartment) | 1 | 955 | $1,175,000 | $1,230/ft² | December 10, 2025 | City record · MLS |
| 1404 (Apartment) | — | 1,277 | $1,250,000 | $979/ft² | November 25, 2025 | City record |
| 1008 (Apartment) | 1 | 1,208 | $1,225,000 | $1,014/ft² | November 7, 2025 | City record · MLS |
| 906 (Apartment) | Studio | 1,070 | $862,500 | $806/ft² | September 10, 2025 | City record |
| 2404 (Apartment) | Studio | 694 | $700,000 | $1,009/ft² | September 9, 2025 | City record |
| 712 (Apartment) | Studio | 784 | $745,000 | $950/ft² | September 5, 2025 | City record · MLS |
| 1607 (Apartment) | Studio | 675 | $690,000 | $1,022/ft² | September 5, 2025 | City record · MLS |
| 1812 (Apartment) | Studio | 784 | $765,000 | $976/ft² | August 29, 2025 | City record · MLS |
| 3001 (Apartment) | 2 | 1,579 | $2,100,000 | $1,330/ft² | August 19, 2025 | City record · MLS |
| 1719 (Apartment) | 1 | 830 | $945,000 | $1,139/ft² | August 6, 2025 | MLS |
| 717 (Apartment) | Studio | 888 | $720,000 | $811/ft² | August 4, 2025 | City record · MLS |
| 1007 (Apartment) | Studio | 675 | $675,000 | $1,000/ft² | July 14, 2025 | City record · MLS |
| 2413 (Apartment) | 1 | 820 | $770,000 | $939/ft² | June 24, 2025 | City record · MLS |
| 919 (Apartment) | 1 | 826 | $929,000 | $1,125/ft² | June 18, 2025 | City record |
| 1601 (Apartment) | Studio | 1,005 | $916,000 | $911/ft² | June 18, 2025 | City record · MLS |
| 1506 (Apartment) | Studio | 1,070 | $888,000 | $830/ft² | June 13, 2025 | City record · MLS |
| 2703 (Apartment) | Studio | 708 | $686,760 | $970/ft² | May 22, 2025 | City record · MLS |
| 703 (Apartment) | Studio | 656 | $600,000 | $915/ft² | May 2, 2025 | City record · MLS |
| 801 (Apartment) | Studio | 1,005 | $865,000 | $861/ft² | March 27, 2025 | City record · MLS |
| 2006 (Apartment) | 3 | 1,807 | $1,999,000 | $1,106/ft² | March 3, 2025 | City record · MLS |
| 714 (Apartment) | 2 | 1,204 | $1,150,000 | $955/ft² | February 28, 2025 | City record · MLS |
| 3303 (Apartment) | 2 | 1,200 | $1,580,000 | $1,317/ft² | February 6, 2025 | City record · MLS |
| 514 (Apartment) | 2 | 1,204 | $1,075,000 | $893/ft² | January 31, 2025 | City record · MLS |
| 1613 (Apartment) | 2 | — | $1,660,000 | — | November 25, 2024 | City record · MLS |
| 406 (Apartment) | 1 | 1,372 | $1,100,000 | $802/ft² | November 19, 2024 | City record |
| 1401 (Apartment) | Studio | 1,005 | $847,500 | $843/ft² | November 12, 2024 | City record · MLS |
| 411 (Apartment) | Studio | 888 | $725,000 | $816/ft² | October 22, 2024 | City record · MLS |
| 1408 (Apartment) | 1 | 1,208 | $1,075,000 | $890/ft² | October 8, 2024 | City record · MLS |

Showing the 40 most recent of 89 recorded sales in this period.

Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below.

### How this price compares

The median closed price for comparable two-bedroom sales at 20 Pine Street is $1,572,500, based on 18 sales between October 2021 and May 2026. This home is asking $2,000,000, $427,500 above that median. The middle half of those sales closed between $1,405,000 and $1,678,750.

- **Median closed price**: $1,572,500
- **Middle half**: $1,405,000 – $1,678,750
- **Based on**: 18 two-bedroom sales at 20 Pine Street
- **Period**: October 2021 – May 2026
- **Median $/ft²**: $1,092/ft²

Across the 12 of these sales with a published asking price, the median closed at 89.9% of what it originally asked. 92% of them closed below the original ask.

### How these sales were negotiated

- **Sold vs original ask**: 89.9% of the original ask
- **Closed below ask**: 92% of 12 sales
- **Listed → in contract**: 108 days (about 15 weeks)
- **In contract → closed**: 72 days (about 10 weeks)

Across the 12 of these sales with a published asking price, the median closed at 89.9% of what it originally asked. 92% of them closed below the original ask.

Half of these homes were in contract within 108 days (about 15 weeks) of coming to market, based on the 14 with a recorded listing date.

Once a deal was agreed, closing took a further 72 days (about 10 weeks), based on the 13 with both dates recorded.

These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure.

Based on 18 two-bedroom sales at 20 Pine Street, October 2021 – May 2026. Each figure counts only the sales that recorded the dates it needs, which is why the denominators differ.

### Price trend

Median price per square foot for sales at 20 Pine Street, 2016 to 2026. Price per square foot is used rather than sale price so the line follows the market rather than whichever apartments happened to change hands that year.

| Year | Median $/ft² | Sales |
| --- | --- | --- |
| 2016 | $1,181/ft² | 8 |
| 2017 | $1,151/ft² | 20 |
| 2018 | $1,066/ft² | 18 |
| 2019 | $1,031/ft² | 18 |
| 2020 | $1,132/ft² | 7 |
| 2021 | $994/ft² | 23 |
| 2022 | $1,101/ft² | 16 |
| 2023 | $990/ft² | 10 |
| 2024 | $973/ft² | 18 |
| 2025 | $973/ft² | 20 |
| 2026 | $983/ft² | 6 |

Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for.

[See every recorded sale at 20 Pine Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street)

## About The Building

### 20 Pine Street

Financial District · Condominium

20 Pine Street, New York, NY 10005

A building in Financial District, currently featuring 8 active listings.

- **Year Built**: 1928
- **Total Units**: 8
- **Floors**: 38

[View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street)

### Available Residences — For Sale (8)

| Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [907/908](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-907908-ny-10005) | 2 | 3 | 1,883 sqft | $1,062 | $2,000,000 | Serhant | Aug 20, 2026 | 21 days |
| [2401](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2401-ny-10005) | Studio | 1 | 827 sqft | $1,058 | $875,000 — In contract | Compass | Jun 30, 2025 | 437 days |
| [2114](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2114-ny-10005) | 1 | 1 | 991 sqft | $1,181 | $1,169,888 (-9.2%) | Keller Williams NYC | Oct 27, 2025 | 318 days |
| [910](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-910-ny-10005) | 1 | 1 | 1,101 sqft | $907 | $999,000 (-4.9%) | Platinum Forbes Global Properties | Mar 23, 2026 | 171 days |
| [1205](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1205-ny-10005) | 1 | 1 | 1,100 sqft | $908 | $999,000 — In contract | Serhant | Apr 29, 2026 | 134 days |
| [1616](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1616-ny-10005) | 1 | 1 | 1,005 sqft | $786 | $790,000 — In contract | Douglas Elliman Real Estate | Jun 2, 2026 | 100 days |
| [2905](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2905-ny-10005) | Studio | 1 | 598 sqft | $1,079 | $645,000 | Brown Harris Stevens Residential Sales LLC | Aug 5, 2026 | 36 days |
| [3204](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-3204-ny-10005) | 2 | 2 | 1,573 sqft | $1,240 | $1,950,000 | Berkshire Hathaway HomeServices New York Properties | Sep 4, 2026 | 6 days |

## Estimated Monthly Payment

**$13,055 / month**, assuming a 20% down payment ($400,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three.

- **Principal & Interest**: $10,113
- **Common Charges**: $2,942

Estimates only. Actual payments may vary. Confirm terms with your lender.

## Potential NYC Second-Home Tax

This property may be subject to New York City’s non-primary residence surcharge if it is not used as a qualifying primary residence. The surcharge is based on the NYC Department of Finance market value, not the listing price.

[Estimate the Potential Surcharge](https://realestaterebatesnewyork.com/calculators/nyc-second-home-tax-calculator)

## Financial District

Manhattan's Historic Power Center

[Explore Financial District](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods)

### Nearby Financial District

- [Battery Park City real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/battery-park-city)
- [Civic Center real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/civic-center)
- [Two Bridges real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/two-bridges)
- [Tribeca real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/tribeca)
- [Chinatown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/chinatown)
- [Little Italy real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/little-italy)

## Related Links

- [20 Pine Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street)
- [Financial District neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district)
- [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator)
- [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact)

---

> RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

> All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.