--- title: "157 West 123rd Street #2H, New York City, NY 10027" description: "157 West 123rd Street #2H, New York City, NY 10027 — South Harlem, New York City, NY. Listing Price $315,000. 1 bed, 1 bath Illustrative Buyer Commission Share of $4,725 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10027/157-west-123rd-street-h-2H-ny-10027" source: "Real Estate Rebate Team" status: "Active" --- # 157 West 123rd Street #2H, New York City, NY 10027 South Harlem, New York City, NY Courtesy of Douglas Elliman Real Estate ## At a Glance - **Listing Price**: $315,000 - **Beds**: 1 - **Baths**: 1 - **Common Charges**: $490 / mo - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $315,000 - **Illustrative Buyer Commission Share**: -$4,725* - **Illustrative Net Cost**: $310,275 *Illustrative Buyer Savings of $4,725 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (10) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 1 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/98d8a28e-a5c0-4702-a8a2-df81a531a838.jpg) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 2 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/b8878be1-3f37-4620-a7ed-ed0292fa643b.jpg) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 3 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/1e7f07bc-379d-41d4-be56-48824ef98141.jpg) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 4 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c3cff208-4ce3-46d3-99c8-295a1b1901fb.jpg) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 5 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/0d232e63-6f78-426e-a779-741ca51c1b71.jpg) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 6 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/e71f335a-d0da-4620-9dbd-7712e195e976.jpg) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 7 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/30f02c00-7ba7-4057-a9d9-e8a11ca89fed.jpg) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 8 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/e39d7e85-096c-49db-a635-558f53a9f8f0.jpg) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 9 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f9e6d719-fb87-4798-b4dd-5bafbb3310c7.jpg) ![157 West 123rd Street #2H, New York City, NY 10027 — photo 10 of 10](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f774565c-45ca-4fc4-ac97-0f68335c573b.jpg) ## Property Overview Renovated One Bedroom at The MonteCristo Welcome to Apartment 2H, a beautifully renovated corner one-bedroom residence at The MonteCristo, a well-managed HDFC cooperative ideally situated on a tree-lined block bordering the Mount Morris Park Historic District. Thoughtfully updated throughout, this inviting corner home blends prewar character with modern finishes. Western and northern exposures fill the apartment with natural light throughout the day, while west-facing windows provide beautiful sunset views. The renovated interior features 9'4" ceilings, hardwood flooring, generous closet space, a windowed kitchen, and a tastefully renovated windowed bathroom. Built in 1910, The MonteCristo is a well-maintained elevator cooperative with a full-time superintendent and just 51 apartments. Monthly maintenance of only $490 includes heat and hot water, offering exceptional value in one of Manhattan's most sought-after neighborhoods. The location places you in the heart of Harlem's thriving cultural and commercial corridor, with Trader Joe's, Whole Foods, Target, and the vibrant shopping, entertainment, and cultural offerings surrounding 125th Street nearby. Residents enjoy easy access to the historic Apollo Theater, the restored Victoria Theater, and the new home of the Studio Museum in Harlem. Positioned near three of Upper Manhattan's most beloved parks, the home offers convenient access to Marcus Garvey Park, Morningside Park, and Central Park. The neighborhood also benefits from proximity to Columbia University's expanding Manhattanville campus and the transportation hub at 125th Street, providing convenient access throughout Manhattan and beyond via the 2, 3, A, B, C, and D subway lines. This HDFC cooperative is intended for primary residence ownership and is subject to board approval and income restrictions. Maximum household income may not exceed 120% of AMI: 1 person: $142,560; 2 persons: $162,840; 3 persons: $183,240; 4 persons: $203,520. Subletting is permitted with board approval for up to 18 months within any five-year period. Offering corner exposures, tasteful renovations, low carrying costs, and an unbeatable Harlem location, Apartment 2H presents an exceptional opportunity to own a move-in-ready home in one of Upper Manhattan's most vibrant and historic neighborhoods. Building Highlights Prewar cooperative built in 1910 Elevator building Full-time superintendent 51 apartments Monthly maintenance of $490 includes heat and hot water Subletting permitted with board approval for up to 18 months during any five-year period HDFC income and primary residence restrictions apply A rare opportunity to own a renovated Harlem home that combines character, convenience, and exceptional value. ## Property Details - **Property Type**: Co-op - **Beds**: 1 - **Baths**: 1 - **Rooms**: 3 - **Stories**: 7 - **Year Built**: 1910 - **Common Charges**: $490 / Monthly - **Listed On**: Jun 21, 2026 - **Days on Market**: 81 Days ### Residence Features - High Ceilings - City ## Sales Evidence ### Recent closed sales 9 apartments at 157 West 123rd Street have recorded sales since September 2021, the most recent for $286,000 in December 2025. Prices are the figures recorded with the City, not asking prices. | Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source | | --- | --- | --- | --- | --- | --- | --- | | 4C (Apartment) | 1 | — | $286,000 | — | December 30, 2025 | City record · MLS | | 5E (Apartment) | Studio | — | $185,000 | — | July 17, 2025 | City record · MLS | | 2G (Apartment) | — | — | $385,000 | — | June 3, 2025 | City record | | 1C (Apartment) | Studio | 250 | $170,000 | $680/ft² | April 29, 2025 | City record · MLS | | 3-C (Apartment) | 1 | — | $285,000 | — | October 30, 2024 | City record · MLS | | 3-A (Apartment) | 2 | — | $475,000 | — | October 17, 2023 | City record · MLS | | 4-C (Apartment) | 1 | — | $260,000 | — | July 28, 2022 | City record · MLS | | 4-D (Apartment) | 2 | — | $298,000 | — | April 20, 2022 | City record · MLS | | 4-G (Apartment) | 2 | — | $293,000 | — | March 21, 2022 | City record · MLS | Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below. ### How this price compares The median closed price for comparable one-bedroom sales at 157 West 123rd Street is $285,000, based on 3 sales between July 2022 and December 2025. This home is asking $315,000, $30,000 above that median. The middle half of those sales closed between $272,500 and $285,500. - **Median closed price**: $285,000 - **Middle half**: $272,500 – $285,500 - **Based on**: 3 one-bedroom sales at 157 West 123rd Street - **Period**: July 2022 – December 2025 Square footage is recorded for only 0 of these 3 sales (0%), so no price per square foot is shown for this group. Co-op sales rarely carry a floor area, and a figure drawn from a handful of them would not describe the rest. ### How these sales were negotiated - **Listed → in contract**: 112 days (about 16 weeks) - **In contract → closed**: 80 days (about 11 weeks) Half of these homes were in contract within 112 days (about 16 weeks) of coming to market, based on the 3 with a recorded listing date. Once a deal was agreed, closing took a further 80 days (about 11 weeks), based on the 3 with both dates recorded. A co-op board package and its interview account for much of that. These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure. Based on 3 one-bedroom sales at 157 West 123rd Street, July 2022 – December 2025. Each figure counts only the sales that recorded the dates it needs, which is why the denominators differ. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at 157 West 123rd Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/157-west-123rd-street) ## Property Taxes This apartment is part of a co-op that is taxed as one lot shared across 51 apartments. The corporation’s 2026 property tax bill was $130,598 for the whole building. Shareholders cover it through their monthly maintenance rather than a separate bill for this unit. [See the full property tax history for 157 West 123rd Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/157-west-123rd-street) [How we source and calculate NYC property tax data](https://realestaterebatesnewyork.com/nyc-property-tax-data-methodology) ## About The Building ### 157 West 123rd Street Harlem · Stock Cooperative 157 West 123rd Street, New York, NY 10027 A building in Harlem, currently featuring 5 active listings. - **Year Built**: 1910 - **Total Units**: 5 - **Floors**: 7 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/157-west-123rd-street) ### Available Residences — For Sale (5) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [2H](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10027/157-west-123rd-street-h-2H-ny-10027) | 1 | 1 | — | — | $315,000 | Douglas Elliman Real Estate | Jun 21, 2026 | 81 days | | [2A](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10027/157-west-123rd-street-a-2A-ny-10027) | 2 | 1 | — | — | $385,000 — In contract | Compass | Jul 18, 2025 | 419 days | | [3E](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10027/157-west-123rd-street-e-3E-ny-10027) | Studio | 1 | 250 sqft | $620 | $155,000 (-3.1%) | Harlem Lofts Inc | Sep 10, 2025 | 365 days | | [2C](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10027/157-west-123rd-street-c-2C-ny-10027) | 1 | 1 | — | — | $399,000 | Brown Harris Stevens Residential Sales LLC | May 15, 2026 | 118 days | | [5F](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10027/157-west-123rd-street-5f-ny-10027) | 1 | 1 | 400 sqft | $775 | $310,000 | Compass | Jul 30, 2026 | 42 days | ## Estimated Monthly Payment **$2,083 / month**, assuming a 20% down payment ($63,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $1,593 - **Common Charges**: $490 Estimates only. Actual payments may vary. Confirm terms with your lender. ## South Harlem Overview of South Harlem [Explore South Harlem](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/south-harlem) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby South Harlem - [Morningside Heights real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/morningside-heights) - [East Harlem real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/east-harlem) ## Related Links - [157 West 123rd Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/157-west-123rd-street) - [South Harlem neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/south-harlem) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.