--- title: "20 Pine Street #1001, New York City, NY 10005" description: "20 Pine Street #1001, New York City, NY 10005 — Financial District, New York City, NY. Listing Price $949,999. Studio bed, 1 bath, 1,005 sqft Illustrative Buyer Commission Share of $14,250 at closing, based on a 3% buyer-broker commission." url: "https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1001-ny-10005" source: "Real Estate Rebate Team" dateModified: "2026-10-23T21:17:50.780Z" status: "Active" --- # 20 Pine Street #1001, New York City, NY 10005 Financial District, New York City, NY Courtesy of Keller Williams NYC Last updated: October 23, 2026, 5:17 PM ## At a Glance - **Listing Price**: $949,999 - **Beds**: Studio - **Baths**: 1 - **Sqft**: 1,005 - **Common Charges**: $1,465 / mo - **Monthly Taxes**: $1,691 / mo - **Price per Sqft**: $945 - **Brokerage Fee**: Share Eligible ## The Private Brokerage Advantage As an independent luxury buyer representative, Régis shares 50% of the buyer-side commission he actually receives on your purchase. Eligible buyers receive that Buyer Commission Share directly at closing to offset closing costs, down payments, or renovations. The figures below are illustrative, based on a **3% buyer-broker commission**; your share follows the commission offered on the transaction. - **Contract Purchase Price**: $949,999 - **Illustrative Buyer Commission Share**: -$14,250* - **Illustrative Net Cost**: $935,749 *Illustrative Buyer Savings of $14,250 — 50% of a 3% buyer-broker commission, shared at closing.* [Request a private tour](https://realestaterebatesnewyork.com/contact) · [Estimate your Buyer Commission Share](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) ## Photos (5) ![20 Pine Street #1001, New York City, NY 10005 — photo 1 of 5](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/7c830edf-bc26-43c2-a618-8b462bafc56d.png) ![20 Pine Street #1001, New York City, NY 10005 — photo 2 of 5](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/f0d36089-ccb5-4c35-afa3-417e8b0868e5.png) ![20 Pine Street #1001, New York City, NY 10005 — photo 3 of 5](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/c4bfa872-0de1-4c1c-8818-68c54294b312.png) ![20 Pine Street #1001, New York City, NY 10005 — photo 4 of 5](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/ff47bad3-43ed-4f39-9e25-c6926888b837.png) ![20 Pine Street #1001, New York City, NY 10005 — photo 5 of 5](https://realestaterebatesnewyork-bucket.nyc3.cdn.digitaloceanspaces.com/9350413b-e258-445b-9db8-22c323479c2d.png) ## Property Overview 20 Pine Street, Residence 1001 | The Collection by Armani/Casa, Financial District A Rare Opportunity: 5.75% Assumable Mortgage in Place Before diving into the layout, the financial profile of this residence immediately sets it apart in today’s market. Residence 1001 comes with an assumable mortgage locked at 5.75%, offering massive monthly savings against prevailing 7% fixed rates. To keep the acquisition seamless, the NextGen Team covers legal representation fees for both the buyer and seller side. What You See Is What You Get: Real Proportions at 20 Pine If you’ve spent any time touring studios currently on the market inside 20 Pine, you’ve probably noticed the pattern: heavy AI staging, ultra-wide distortion, and digitally enhanced lighting that build unrealistic expectations before you even step off the elevator. Most buyers walk through the building’s studio inventory only to be negatively surprised by the actual dimensions and finish condition in person. Residence 1001 is the refreshing exception in the building. The photography is entirely unedited and true to scale. What you see on screen accurately reflects the exact light, finishes, and spatial flow of the home. In fact, because photographs flatten verticality, the authentic 12-foot scale presents even better in real life. You can arrive expecting to be pleasantly surprised by the volume rather than let down by digital staging. Volume, Light, and Protected Views Authentic 12-Foot Ceilings: Dramatic vertical clearance with classic beamed architectural details, expanding the living volume well beyond standard studio footprints. Guaranteed Unobstructed Outlook: Positioned overlooking an adjacent, government-owned public plaza/park—meaning your open light and open-sky views will never be blocked by future construction. Dedicated Sleeping Alcove: An intelligent, recessed bedroom nook that easily accommodates a king bed and custom storage while keeping the main entertaining and dining salon completely separate. Armani/Casa Craftsmanship: Signature integrated kitchen featuring concealed Sub-Zero and Miele appliances behind custom paneling, paired with an oversized stone bathroom and deep soaking tub. Long-Term Value in Lower Manhattan With an estimated 80% of eligible commercial towers across Lower Manhattan exploring or filing for residential conversion, new inventory is on the horizon. Yet 20 Pine remains the original, branded Armani/Casa benchmark. Its architectural pedigree, full-service infrastructure, and prime positioning ensure it holds resale resilience as the neighborhood continues its residential transformation. (Watch our full video walkthrough where we break down the macro numbers and the specific investment upside of this line). The Collection Building Amenities: 24-hour doorman, concierge, and valet services Subterranean 60-foot lap pool, Turkish Hamman, and private spa Comprehensive fitness club, yoga studio, golf simulator, and billiards room 25th-floor landscaped open-air terrace lounge with reflecting pools Direct, enclosed concourse access to the 2, 3, 4, 5, J, and Z subway lines Exclusively Represented by NextGen Listed by Liam Kwon with the NextGen by Keller & Jonathan Normolle Private showings and complete assumable loan documentation are available upon request. Contact Liam & NextGen team directly to tour Residence 1001. ## Property Details - **Property Type**: Loft - **Baths**: 1 - **Rooms**: 2 - **Sqft**: 1,005 sqft - **Stories**: 38 - **Year Built**: 1928 - **Price per Sqft**: $945 - **Common Charges**: $1,464.5 / Monthly - **Monthly Taxes**: $1,691 / mo - **Listed On**: Oct 12, 2026 - **Days on Market**: 12 Days ### Residence Features - In Unit - Dryer - Washer/Dryer Stacked - Dishwasher - Washer - Skyline ## Estimated Monthly Payment **$7,959 / month**, assuming a 20% down payment ($190,000), a 6.5% interest rate and a 30-year term. The page's calculator lets a buyer change all three. - **Principal & Interest**: $4,804 - **Property Taxes**: $1,691 - **Common Charges**: $1,465 Estimates only. Actual payments may vary. Confirm terms with your lender. ## Sales and market data ### Recent sales 91 apartments at 20 Pine Street have recorded sales since October 2021, the most recent for $770,000 in September 2026. Prices are the figures recorded with the City, not asking prices. | Unit | Beds | Sq Ft | Sold Price | $/ft² | Sold | Source | | --- | --- | --- | --- | --- | --- | --- | | [1616](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1616-ny-10005) (Apartment) | 1 | 1,005 | $770,000 | $766/ft² | September 28, 2026 | MLS | | [1205](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1205-ny-10005) (Apartment) | 1 | 1,100 | $990,000 | $900/ft² | September 21, 2026 | MLS | | 1703 (Apartment) | Studio | 656 | $675,000 | $1,029/ft² | August 17, 2026 | City record | | [1802](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1802-ny-10005) (Apartment) | 2 | 1,277 | $1,475,000 | $1,155/ft² | August 11, 2026 | City record · MLS | | [2502](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2502-ny-10005) (Apartment) | Studio | — | $700,000 | — | August 7, 2026 | City record · MLS | | 1214 (Apartment) | 2 | 1,204 | $1,245,000 | $1,034/ft² | July 29, 2026 | City record | | [2706](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2706-ny-10005) (Apartment) | 1 | 958 | $935,000 | $976/ft² | July 14, 2026 | MLS | | 1201 (Apartment) | 2 | 1,005 | $965,000 | $960/ft² | July 9, 2026 | City record | | 1416 (Apartment) | Studio | 1,005 | $760,000 | $756/ft² | July 2, 2026 | MLS | | 2705 (Apartment) | 1 | 723 | $880,000 | $1,217/ft² | July 1, 2026 | MLS | | 2207 (Apartment) | 1 | 926 | $830,000 | $896/ft² | June 3, 2026 | City record · MLS | | 2907 (Apartment) | 2 | 1,329 | $1,600,000 | $1,204/ft² | May 22, 2026 | City record · MLS | | 715 (Apartment) | Studio | 822 | $660,000 | $803/ft² | March 27, 2026 | City record | | 516 (Apartment) | Studio | 1,006 | $794,000 | $789/ft² | February 27, 2026 | City record · MLS | | [1814](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1814-ny-10005) (Apartment) | 2 | 1,204 | $1,315,000 | $1,092/ft² | February 18, 2026 | City record · MLS | | 1518 (Apartment) | 2 | 1,387 | $1,485,000 | $1,071/ft² | January 9, 2026 | City record · MLS | | 2401 (Apartment) | Studio | 827 | $855,000 | $1,034/ft² | December 11, 2025 | City record | | 2506 (Apartment) | 1 | 955 | $1,175,000 | $1,230/ft² | December 10, 2025 | City record · MLS | | 1404 (Apartment) | — | 1,277 | $1,250,000 | $979/ft² | November 25, 2025 | City record | | 1008 (Apartment) | 1 | 1,208 | $1,225,000 | $1,014/ft² | November 7, 2025 | City record · MLS | | 906 (Apartment) | Studio | 1,070 | $862,500 | $806/ft² | September 10, 2025 | City record | | 2404 (Apartment) | Studio | 694 | $700,000 | $1,009/ft² | September 9, 2025 | City record | | 712 (Apartment) | Studio | 784 | $745,000 | $950/ft² | September 5, 2025 | City record · MLS | | 1607 (Apartment) | Studio | 675 | $690,000 | $1,022/ft² | September 5, 2025 | City record · MLS | | 1812 (Apartment) | Studio | 784 | $765,000 | $976/ft² | August 29, 2025 | City record · MLS | | 3001 (Apartment) | 2 | 1,579 | $2,100,000 | $1,330/ft² | August 19, 2025 | City record · MLS | | 1719 (Apartment) | 1 | 830 | $945,000 | $1,139/ft² | August 6, 2025 | MLS | | 717 (Apartment) | Studio | 888 | $720,000 | $811/ft² | August 4, 2025 | City record · MLS | | 1007 (Apartment) | Studio | 675 | $675,000 | $1,000/ft² | July 14, 2025 | City record · MLS | | 2413 (Apartment) | 1 | 820 | $770,000 | $939/ft² | June 24, 2025 | City record · MLS | | 919 (Apartment) | 1 | 826 | $929,000 | $1,125/ft² | June 18, 2025 | City record | | 1601 (Apartment) | Studio | 1,005 | $916,000 | $911/ft² | June 18, 2025 | City record · MLS | | 1506 (Apartment) | Studio | 1,070 | $888,000 | $830/ft² | June 13, 2025 | City record · MLS | | 2703 (Apartment) | Studio | 708 | $686,760 | $970/ft² | May 22, 2025 | City record · MLS | | 703 (Apartment) | Studio | 656 | $600,000 | $915/ft² | May 2, 2025 | City record · MLS | | 801 (Apartment) | Studio | 1,005 | $865,000 | $861/ft² | March 27, 2025 | City record · MLS | | 2006 (Apartment) | 3 | 1,807 | $1,999,000 | $1,106/ft² | March 3, 2025 | City record · MLS | | 714 (Apartment) | 2 | 1,204 | $1,150,000 | $955/ft² | February 28, 2025 | City record · MLS | | 3303 (Apartment) | 2 | 1,200 | $1,580,000 | $1,317/ft² | February 6, 2025 | City record · MLS | | 514 (Apartment) | 2 | 1,204 | $1,075,000 | $893/ft² | January 31, 2025 | City record · MLS | Showing the 40 most recent of 91 recorded sales in this period. Every row is a recorded transaction, including ancillary spaces such as storage and staff rooms where they were sold separately. Those are excluded from the benchmark below. ### How this price compares - **This home**: $949,999 - **Median sold price**: $757,500 - **Difference**: +$192,499 (+25.4%) - **This home, $/ft²**: $945 - **Median $/ft²**: $970 - **Comparable sales**: 28 - **Sales from**: October 2021 – August 2026 - **Middle half of those sales**: $690,000 – $850,000 Based on studio sales at 20 Pine Street. ### How these sales were negotiated - **Sale-to-list price**: 92% (19 sales) - **Sold below asking**: 100% (19 sales) - **Typical time to find a buyer**: 126 days (20 sales) - **Typical time to close**: 56 days (20 sales) Based on studio sales at 20 Pine Street with the required listing and closing data. Sample sizes vary by metric. These are two separate periods measured on different clocks — time to find a buyer, and time from agreed deal to closing. They are medians of different sets of sales and do not add together into a single "days on market" figure. ### Price trend Median price per square foot, sales at 20 Pine Street | Year | Median $/ft² | Sales | | --- | --- | --- | | 2016 | $1,245/ft² | 5 | | 2017 | $1,151/ft² | 20 | | 2018 | $1,066/ft² | 18 | | 2019 | $1,031/ft² | 18 | | 2020 | $1,132/ft² | 7 | | 2021 | $994/ft² | 23 | | 2022 | $1,101/ft² | 16 | | 2023 | $990/ft² | 10 | | 2024 | $973/ft² | 18 | | 2025 | $973/ft² | 20 | | 2026 YTD | $1,032/ft² | 11 | Based on recorded sales at 20 Pine Street. 2026 is year-to-date. Sales data through September 2026. Sale prices are the consideration recorded with the City in ACRIS, and each sale is dated by the day the City recorded it. A closing date reported to the MLS typically falls one to two weeks earlier. Recorded sales describe what has already happened and are not an appraisal, a valuation, or an estimate of what this home will sell for. [See every recorded sale at 20 Pine Street](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street) ## Price and Property History for 20 Pine Street, Unit 1001 Review the recorded listing activity for 20 Pine Street, Unit 1001, including asking-price changes and prior market dates. - **Last sold (recorded)**: $875,000 on December 19, 2023 | Date | Price | Listing event | | --- | --- | --- | | September 10, 2026 | $949,999 | Listed for sale by Keller Williams NYC | | December 19, 2023 | $875,000 | Sold — recorded sale price | | November 13, 2023 | $875,000 | Entered contract | | June 26, 2023 | $995,000 | Listed for sale by Douglas Elliman Real Estate | ## About The Building ### 20 Pine Street Financial District · Condominium 20 Pine Street, New York, NY 10005 A building in Financial District, currently featuring 11 active listings. - **Year Built**: 1928 - **Active Units**: 11 - **Floors**: 38 [View the building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street) ### Available Residences — For Sale (13) | Unit | Beds | Baths | Size | Price / Ft² | Price | Listing Office | Listed Date | Days on Market | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [1001](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1001-ny-10005) | Studio | 1 | 1,005 sqft | $945 | $949,999 | Keller Williams NYC | Oct 12, 2026 | 12 days | | [2114](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2114-ny-10005) | 1 | 1 | 991 sqft | $1,181 | $1,169,888 (-9.2%) | Keller Williams NYC | Oct 27, 2025 | 362 days | | [908](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-908-ny-10005) | 1 | 2 | 1,208 sqft | $1,075 | $1,299,000 | Serhant | Jul 6, 2026 | 110 days | | [2905](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2905-ny-10005) | Studio | 1 | 598 sqft | $1,079 | $645,000 | Brown Harris Stevens Residential Sales LLC | Aug 5, 2026 | 80 days | | [907/908](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-907908-ny-10005) | 2 | 3 | 1,883 sqft | $1,062 | $2,000,000 | Serhant | Aug 20, 2026 | 65 days | | [3204](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-3204-ny-10005) | 2 | 2 | 1,573 sqft | $1,240 | $1,950,000 | Berkshire Hathaway HomeServices New York Properties | Sep 4, 2026 | 50 days | | [2415](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2415-ny-10005) | Studio | 1 | 703 sqft | $1,060 | $745,000 | R New York | Sep 8, 2026 | 46 days | | [911](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-911-ny-10005) | Studio | 1 | 1,223 sqft | $1,043 | $1,275,000 | Corcoran Group | Sep 25, 2026 | 29 days | | [1213](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1213-ny-10005) | 2 | 2 | 1,585 sqft | $1,041 | $1,650,000 | Brown Harris Stevens Residential Sales LLC | Sep 28, 2026 | 26 days | | [1806](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1806-ny-10005) | 1 | 1 | 1,070 sqft | $934 | $999,000 | Keller Williams NYC | Oct 2, 2026 | 22 days | | [1412/1413](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-14121413-ny-10005) | 3 | 2 | 2,360 sqft | $1,271 | $3,000,000 | Nest Seekers LLC | Oct 21, 2026 | 3 days | | [2401](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-2401-ny-10005) | Studio | 1 | 827 sqft | $1,058 | $875,000 — In contract | Compass | Jun 30, 2025 | 481 days | | [1214](https://realestaterebatesnewyork.com/new-developments/newyorkcity/manhattan/10005/20-pine-street-1214-ny-10005) | 2 | 2 | 1,204 sqft | $1,076 | $1,295,000 — In contract | Hauseit LLC | Jan 30, 2026 | 267 days | ### Recently Sold (2) | Unit | Beds | Baths | Size | Price / Ft² | Sold Price | Listing Office | Listed Date | Sold Date | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [1205](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1205-ny-10005) | 1 | 1 | 1,100 sqft | $900 | $990,000 | Serhant | Apr 29, 2026 | Sep 21, 2026 | | [1616](https://realestaterebatesnewyork.com/buy/newyorkcity/manhattan/10005/20-pine-street-1616-ny-10005) | 1 | 1 | 1,005 sqft | $766 | $770,000 | Douglas Elliman Real Estate | Jun 2, 2026 | Sep 28, 2026 | ## Financial District Manhattan's Historic Power Center [Explore Financial District](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) · [All Neighborhoods](https://realestaterebatesnewyork.com/neighborhoods) ### Nearby Financial District - [Battery Park City real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/battery-park-city) - [Civic Center real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/civic-center) - [Two Bridges real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/two-bridges) - [Tribeca real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/tribeca) - [Chinatown real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/chinatown) - [Little Italy real estate for sale](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/little-italy) ## Related Links - [20 Pine Street — building page](https://realestaterebatesnewyork.com/buildings/new-york-city/manhattan/20-pine-street) - [Financial District neighborhood guide](https://realestaterebatesnewyork.com/neighborhoods/new-york-city/manhattan/financial-district) - [Estimate your Buyer Commission Share and closing costs](https://realestaterebatesnewyork.com/calculators/buyer-closing-cost-calculator) - [Contact Régis Roumila](https://realestaterebatesnewyork.com/contact) --- > RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. > All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and the number of bedrooms listed is for informational purposes and is not a legal conclusion. Please consult with your own architect or engineer for exact dimensions and legal specifications.